﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2023v6.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-02-22T12:22:45-05:00</ReturnTs>
    <TaxPeriodEndDt>2024-09-30</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>384332472</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>BEACON ADVISORS</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>240 WAREHAM RD</AddressLine1Txt>
        <CityNm>MARION</CityNm>
        <StateAbbreviationCd>MA</StateAbbreviationCd>
        <ZIPCd>02738</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990EZ</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-10-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>822724117</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>INSTITUTE OF STUDENT LOAN ADVISORS</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>CORPORATION</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>INST</BusinessNameControlTxt>
      <PhoneNum>9788359934</PhoneNum>
      <USAddress>
        <AddressLine1Txt>8 LANTERN LANE</AddressLine1Txt>
        <CityNm>PLYMOUTH</CityNm>
        <StateAbbreviationCd>MA</StateAbbreviationCd>
        <ZIPCd>02360</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>ELIZABETH MAYOTTE</PersonNm>
      <PersonTitleTxt>PRESIDENT</PersonTitleTxt>
      <PhoneNum>9788359934</PhoneNum>
      <SignatureDt>2025-02-22</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>false</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>LAUREN R BAKKEN CPA</PreparerPersonNm>
      <PTIN>P00279923</PTIN>
      <PhoneNum>5087481611</PhoneNum>
      <PreparationDt>2025-02-22</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2023</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="4">
    <IRS990EZ documentId="RetDoc2" referenceDocumentId="RetDoc3">
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <WebsiteAddressTxt>WWW.FREESTUDENTLOANADVICE.ORG/</WebsiteAddressTxt>
      <Organization501c3Ind referenceDocumentId="RetDoc4">X</Organization501c3Ind>
      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
      <GrossReceiptsAmt>120046</GrossReceiptsAmt>
      <InfoInScheduleOPartIInd>X</InfoInScheduleOPartIInd>
      <ContributionsGiftsGrantsEtcAmt>35349</ContributionsGiftsGrantsEtcAmt>
      <ProgramServiceRevenueAmt>84693</ProgramServiceRevenueAmt>
      <InvestmentIncomeAmt>4</InvestmentIncomeAmt>
      <TotalRevenueAmt>120046</TotalRevenueAmt>
      <SalariesOtherCompEmplBnftAmt>118919</SalariesOtherCompEmplBnftAmt>
      <FeesAndOtherPymtToIndCntrctAmt>2315</FeesAndOtherPymtToIndCntrctAmt>
      <OtherExpensesTotalAmt>9040</OtherExpensesTotalAmt>
      <TotalExpensesAmt>130274</TotalExpensesAmt>
      <ExcessOrDeficitForYearAmt>-10228</ExcessOrDeficitForYearAmt>
      <NetAssetsOrFundBalancesBOYAmt>63857</NetAssetsOrFundBalancesBOYAmt>
      <NetAssetsOrFundBalancesEOYAmt>53629</NetAssetsOrFundBalancesEOYAmt>
      <InfoInScheduleOPartIIInd>X</InfoInScheduleOPartIIInd>
      <CashSavingsAndInvestmentsGrp>
        <BOYAmt>26438</BOYAmt>
        <EOYAmt>36353</EOYAmt>
      </CashSavingsAndInvestmentsGrp>
      <OtherAssetsTotalDetail>
        <BOYAmt>37619</BOYAmt>
        <EOYAmt>17476</EOYAmt>
      </OtherAssetsTotalDetail>
      <Form990TotalAssetsGrp>
        <BOYAmt>64057</BOYAmt>
        <EOYAmt>53829</EOYAmt>
      </Form990TotalAssetsGrp>
      <SumOfTotalLiabilitiesGrp>
        <BOYAmt>200</BOYAmt>
        <EOYAmt>200</EOYAmt>
      </SumOfTotalLiabilitiesGrp>
      <NetAssetsOrFundBalancesGrp>
        <BOYAmt>63857</BOYAmt>
        <EOYAmt>53629</EOYAmt>
      </NetAssetsOrFundBalancesGrp>
      <InfoInScheduleOPartIIIInd>X</InfoInScheduleOPartIIIInd>
      <PrimaryExemptPurposeTxt>THE INSTITUTE OF STUDENT LOAN ADVISORS CORPORATION (TISLA) WAS FOUNDED TO ENSURE THAT ALL STUDENT LOAN BORROWERS HAVE ACCESS TO FREE, NEUTRAL AND CLEAR STUDENT LOAN ADVICE AND DISPUTE RESOLUTION ASSISTANCE. WE ARE A 501 (C)(3) NON-PROFIT WHO BELIEVES THAT THESE BORROWERS HAVE A RIGHT TO A TRUSTED RESOURCE WITH INDUSTRY EXPERIENCE TO MENTOR, EDUCATE AND ADVOCATE FOR THEM. STUDENT LOAN BORROWERS HAVE A RIGHT TO SUCH A RESOURCE WITHOUT BEING CHARGED A FEE, BARRAGED WITH ADVERTISEMENTS OR FORCED TO PROVIDE PERSONAL INFORMATION THAT MAY LATER BE SOLD. OUR GOAL IS TO HELP YOU HELP YOURSELF. WE ARE NOT HERE TO MANAGE YOUR STUDENT LOANS FOR YOU, BUT TO GIVE YOU EXPERT ADVICE AND HELP YOU TO MANAGE THEM SUCCESSFULLY. WE WILL OFFER FAIR, NEUTRAL ADVICE THAT OUTLINES WHAT YOU ARE ELIGIBLE FOR THAT IS IN LINE WITH CURRENT REGULATION AND STATUTE.</PrimaryExemptPurposeTxt>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>STUDENT LOAN CONSULTING</DescriptionProgramSrvcAccomTxt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>OVER THE LAST YEAR, TISLA HAS ASSISTED APPROXIMATELY 4000 BORROWERS ONE ON ONE WITH THEIR STUDENT LOANS BY PROVIDING EXPERT AND NEUTRAL ADVICE AND DISPUTE RESOLUTION GUIDANCE. WE HAVE ALSO INCREASED OUR PARTNERSHIPS WITH OTHER NON-PROFITS TO HELP REACH THE MORE VULNERABLE POPULATIONS THAT STRUGGLE WITH STUDENT DEBT. THIS SPRING, TISLA SPEARHEADED AN INDUSTRY- WIDE CAMPAIGN TO WARN CONSUMERS ABOUT STUDENT LOAN SCAMS THAT ARE BECOMING MORE PREVALENT. FINALLY, WE HAVE FOCUSED OUR EFFORTS THE LAST FEW MONTHS ASSISTING BORROWERS WITH OBTAINING RELIEF UNDER THE PUBLIC SERVICE LOAN FORGIVENESS PROGRAM AND PREPARING THEM TO RESUME REPAYMENT IN JANUARY WHEN THE COVID-19 WAIVERS ARE LIFTED.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>75448</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <TotalProgramServiceExpensesAmt>75448</TotalProgramServiceExpensesAmt>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>BARBARA MATEZ</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>ELIZABETH MAYOTTE</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>67500</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>PAUL COMBE</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>RANDY BEHM</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>ELLEN MILSTONE</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>PATRICIA TORKILDSON</PersonNm>
        <TitleTxt>SECRETARY</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
      <ChgMadeToOrgnzngDocNotRptInd>false</ChgMadeToOrgnzngDocNotRptInd>
      <OrganizationHadUBIInd>false</OrganizationHadUBIInd>
      <SubjectToProxyTaxInd>false</SubjectToProxyTaxInd>
      <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
      <Form1120PolFiledInd>false</Form1120PolFiledInd>
      <MadeLoansToFromOfficersInd>false</MadeLoansToFromOfficersInd>
      <EngagedInExcessBenefitTransInd>false</EngagedInExcessBenefitTransInd>
      <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
      <StatesWhereCopyOfReturnIsFldCd>MA</StatesWhereCopyOfReturnIsFldCd>
      <BooksInCareOfDetail>
        <PersonNm>ELIZABETH MAYOTTE</PersonNm>
        <USAddress>
          <AddressLine1Txt>8 LANTERN LANE</AddressLine1Txt>
          <CityNm>PLYMOUTH</CityNm>
          <StateAbbreviationCd>MA</StateAbbreviationCd>
          <ZIPCd>02360</ZIPCd>
        </USAddress>
        <PhoneNum>9788359934</PhoneNum>
      </BooksInCareOfDetail>
      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
      <DonorAdvisedFndsInd>false</DonorAdvisedFndsInd>
      <OperateHospitalInd>false</OperateHospitalInd>
      <TanningServicesProvidedInd>false</TanningServicesProvidedInd>
      <RelatedOrganizationCtrlEntInd>false</RelatedOrganizationCtrlEntInd>
      <TransactionWithControlEntInd>false</TransactionWithControlEntInd>
      <PoliticalCampaignActyInd>false</PoliticalCampaignActyInd>
      <LobbyingActivitiesInd>false</LobbyingActivitiesInd>
      <SchoolOperatingInd>false</SchoolOperatingInd>
      <TrnsfrExmptNonChrtblRltdOrgInd>false</TrnsfrExmptNonChrtblRltdOrgInd>
      <PartVIOfCompOfHghstPdEmplTxt>NONE</PartVIOfCompOfHghstPdEmplTxt>
      <PartVIHghstPdCntrctProfSrvcTxt>NONE</PartVIHghstPdCntrctProfSrvcTxt>
      <FiledScheduleAInd>true</FiledScheduleAInd>
    </IRS990EZ>
    <IRS990ScheduleA documentId="RetDoc4">
      <PubliclySupportedOrg509a2Ind>X</PubliclySupportedOrg509a2Ind>
      <GiftsGrantsContrisRcvd509Grp>
        <CurrentTaxYearMinus3YearsAmt>30744</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>33771</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>45393</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>35349</CurrentTaxYearAmt>
        <TotalAmt>145257</TotalAmt>
      </GiftsGrantsContrisRcvd509Grp>
      <GrossReceiptsAdmissionsGrp>
        <CurrentTaxYearMinus3YearsAmt>38175</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>71908</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>86284</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>84697</CurrentTaxYearAmt>
        <TotalAmt>281064</TotalAmt>
      </GrossReceiptsAdmissionsGrp>
      <Total509Grp>
        <CurrentTaxYearMinus3YearsAmt>68919</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>105679</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>131677</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>120046</CurrentTaxYearAmt>
        <TotalAmt>426321</TotalAmt>
      </Total509Grp>
      <PublicSupportTotal509Amt>426321</PublicSupportTotal509Amt>
      <TotalSupportCalendarYearGrp>
        <CurrentTaxYearMinus3YearsAmt>68919</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>105679</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>131677</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>120046</CurrentTaxYearAmt>
        <TotalAmt>426321</TotalAmt>
      </TotalSupportCalendarYearGrp>
      <PublicSupportCY509Pct>1.00000</PublicSupportCY509Pct>
      <PublicSupportPY509Pct>1.00000</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.00000</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.00000</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleO documentId="RetDoc3">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART I, LINE 16</FormAndLineReferenceDesc>
        <ExplanationTxt>EXPENSES OFFICE 5,452 DUES AND SUBSCRIPTIONS 2,000 TAXES AND LICENSES 775 OTHER BUSINESS EXPENSE 813 TOTAL 9,040</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART II, LINE 24</FormAndLineReferenceDesc>
        <ExplanationTxt>ACCOUNTS RECEIVABLE 37,619 17,476 TOTAL 37,619 17,476</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART II, LINE 26</FormAndLineReferenceDesc>
        <ExplanationTxt>PAYROLL TAX LIABILITIES 0 0 MISC LIABILITY 200 200</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART III</FormAndLineReferenceDesc>
        <ExplanationTxt>THE INSTITUTE OF STUDENT LOAN ADVISORS CORPORATION (TISLA) WAS FOUNDED TO ENSURE THAT ALL STUDENT LOAN BORROWERS HAVE ACCESS TO FREE, NEUTRAL AND CLEAR STUDENT LOAN ADVICE AND DISPUTE RESOLUTION ASSISTANCE. WE ARE A 501 (C)(3) NON-PROFIT WHO BELIEVES THAT THESE BORROWERS HAVE A RIGHT TO A TRUSTED RESOURCE WITH INDUSTRY EXPERIENCE TO MENTOR, EDUCATE AND ADVOCATE FOR THEM. STUDENT LOAN BORROWERS HAVE A RIGHT TO SUCH A RESOURCE WITHOUT BEING CHARGED A FEE, BARRAGED WITH ADVERTISEMENTS OR FORCED TO PROVIDE PERSONAL INFORMATION THAT MAY LATER BE SOLD. OUR GOAL IS TO HELP YOU HELP YOURSELF. WE ARE NOT HERE TO MANAGE YOUR STUDENT LOANS FOR YOU, BUT TO GIVE YOU EXPERT ADVICE AND HELP YOU TO MANAGE THEM SUCCESSFULLY. WE WILL OFFER FAIR, NEUTRAL ADVICE THAT OUTLINES WHAT YOU ARE ELIGIBLE FOR THAT IS IN LINE WITH CURRENT REGULATION AND STATUTE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART III, LINE 31</FormAndLineReferenceDesc>
        <ExplanationTxt>OVER THE LAST YEAR, TISLA HAS ASSISTED APPROXIMATELY 4000 BORROWERS ONE ON ONE WITH THEIR STUDENT LOANS BY PROVIDING EXPERT AND NEUTRAL ADVICE AND DISPUTE RESOLUTION GUIDANCE. WE HAVE ALSO INCREASED OUR PARTNERSHIPS WITH OTHER NON-PROFITS TO HELP REACH THE MORE VULNERABLE POPULATIONS THAT STRUGGLE WITH STUDENT DEBT. THIS SPRING, TISLA SPEARHEADED AN INDUSTRY- WIDE CAMPAIGN TO WARN CONSUMERS ABOUT STUDENT LOAN SCAMS THAT ARE BECOMING MORE PREVALENT. FINALLY, WE HAVE FOCUSED OUR EFFORTS THE LAST FEW MONTHS ASSISTING BORROWERS WITH OBTAINING RELIEF UNDER THE PUBLIC SERVICE LOAN FORGIVENESS PROGRAM AND PREPARING THEM TO RESUME REPAYMENT IN JANUARY WHEN THE COVID-19 WAIVERS ARE LIFTED.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>