2024-12-19T08:24:08-05:00 2024-06-30 271238921 KMETZ ELWELL GRAHAM & ASSOC PLLC 2800 OCEAN DRIVE VERO BEACH FL 329632064 990 2023-07-01 650230079 INDIAN RIVER COUNTY HABITAT FOR HUMANITY INC INDI 7725629860 4568 N US HIGHWAY 1 VERO BEACH FL 32967 TREVOR LOOMIS PRESIDENT/CEO 7725629860 2024-10-17 true JAMES F MCGUIGAN JR CPA P01395628 7722316902 2024-12-19 2023 2024-10-15 13:58:12Z INDIAN RIVER HABITAT FOR HUMANITY TREVOR LOOMIS 12445913 false X WWW.IRCHABITAT.ORG X 1990 FL SEEKING TO PUT GOD'S LOVE INTO ACTION, INDIAN RIVER HABITAT FOR HUMANITY DEVELOPS HOUSING SOLUTIONS GUIDED BY THE NEEDS OF ITS FAMILY, PARTNERS AND THE COMMUNITY. 14 14 72 619 0 4721777 3998637 2618439 5076449 122155 102371 726125 1019584 8188496 10197041 0 0 2679080 3090225 0 1886494 4512657 6342695 7191737 9432920 996759 764121 19293210 21153172 3276149 4371990 16017061 16781182 X SEEKING TO PUT GOD'S LOVE INTO ACTION, INDIAN RIVER HABITAT FOR HUMANITY DEVELOPS HOUSING SOLUTIONS GUIDED BY THE NEEDS OF ITS FAMILY PARTNERS AND THE COMMUNITY. WITH A DEEP SENSE OF COMPASSION AND A COMMITMENT TO SERVICE, WE WORK HAND IN HAND WITH OUR FAMILY PARTNERS, VOLUNTEERS, AND COMMUNITY STAKEHOLDERS TO CREATE LASTING CHANGE. OUR MISSION GOES BEYOND CONSTRUCTING HOUSES; IT IS A TRANSFORMATIVE JOURNEY THAT UPLIFTS AND EMPOWERS. WE LISTEN TO THE NEEDS OF OUR FAMILY PARTNERS AND COLLABORATE WITH THEM TO CREATE TAILORED HOUSING SOLUTIONS THAT MEET THEIR UNIQUE CIRCUMSTANCES. THROUGH OUR WORK, WE STRIVE TO BREAK THE CYCLE OF POVERTY AND CREATE A PATH TOWARDS SELF-RELIANCE AND DIGNITY. AS WE CONTINUE TO ADVANCE THE HABITAT MISSION, WE SEEK TO EXPAND OUR REACH AND STRENGTHEN THE IMPACT THAT OUR WORK CAN HAVE ON THE FAMILIES WE SERVE FAR INTO THE FUTURE. false false 6362227 4697646 HOMEOWNERSHIP PROGRAM HABITAT FOR HUMANITY PARTNERS WITH FAMILIES IN NEED TO BUILD SAFE, DECENT, AND ATTAINABLE ENERGY STAR RATED HOMES. OUR HOMES ARE DESIGNED TO BE LARGE ENOUGH TO MEET THE NEEDS OF OUR HOMEOWNER FAMILIES WHILE KEEPING THE COST OF MAINTENANCE AFFORDABLE. BY UTILIZING THE LABOR OF VOLUNTEERS AND FUTURE HOMEOWNERS, USING EFFICIENT BUILDING TECHNIQUES, AND UTILIZING DONATED MATERIALS, HABITAT OFFERS HOMES TO WORKING FAMILIES WITH ZERO INTEREST LOANS. THIS MODEL MAKES HOMEOWNERSHIP ACCESSIBLE AND SUSTAINABLE FOR FAMILIES IN NEED. ATTAINABLE HOMEOWNERSHIP CREATES STABILITY, REDUCES STRESS, AND FOSTERS SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STABLE HOMES PLAY A CRUCIAL ROLE IN HEALTHY CHILD DEVELOPMENT. WHEN A HOME SUPPORTS HEALTH, SAFETY, AND SECURITY, IT PROVIDES A STRONG FOUNDATION FOR FAMILIES TO THRIVE. HOMEOWNERSHIP ALSO EMPOWERS FAMILIES TO SAVE FOR THE FUTURE, INVEST IN EDUCATION, AND PURSUE CAREER GROWTH, ULTIMATELY LIFTING THE ENTIRE FAMILY. INDIAN RIVER HABITAT LAUNCHED ITS AMBITIOUS HOUSING COUNSELING PROGRAM (HCP) WITH AN OVERARCHING GOAL TO FAVORABLY PACKAGE A HOMEBUYER TO PRESENT TO A LENDER FOR AN OPEN MARKET HOME PURCHASE OR TO PRESENT TO HABITAT'S BOARD OF DIRECTORS FOR ACCEPTANCE INTO THE HABITAT HOMEBUYER PROGRAM. THROUGHOUT THIS MULTI-STEP PROCESS, RESIDENTS OF INDIAN RIVER COUNTY WILL HAVE THE OPPORTUNITY TO RECEIVE FINANCIAL COUNSELING AND EDUCATION TO BECOME FULLY EQUIPPED TO MAKE INFORMED DECISIONS ALONG THE PRE-PURCHASE AND POST-PURCHASE HOMEOWNERSHIP CONTINUUM. THE DESIGN FLOW OF THE HCP IS SYSTEMATIC, AND IT IS GEARED TOWARD REDUCING OR ELIMINATING POTENTIAL BARRIERS, RESULTING IN THE OPPORTUNITY TO DEEPEN AND LENGTHEN OUR REACH. STANDARD HUD GUIDELINES AND PRACTICES ARE ESTABLISHED TO DIRECT FAMILIES THROUGH A SERIES OF DISTINCT STEPS, FROM COMPLETING AN INTAKE PACKET TO FULFILLING THE REQUIREMENTS OF ONE OF THREE HOMEOWNERSHIP PATHS - AN OPEN MARKET PURCHASE, ENTRANCE INTO THE HABITAT HOUSING PROGRAM, OR ONGOING COUNSELING FOR FAMILIES THAT ARE CURRENTLY UNQUALIFIED TO PURCHASE A HOME. INDIAN RIVER HABITAT IS CONFIDENT THAT THIS PROGRAM WILL HELP ADDITIONAL FAMILIES ACHIEVE HOMEOWNERSHIP. IN FISCAL YEAR 2024, INDIAN RIVER HABITAT FOR HUMANITY HELPED MORE THAN 36 INDIVIDUALS AND FAMILIES THROUGH OUR LONG-TERM HOMEOWNERSHIP AND FINANCIAL LITERACY PROGRAM AND 139 CLIENTS RECEIVED HOUSING COUNSELING SERVICES. 876174 378803 NEIGHBORHOOD REVITALIZATION PROGRAM INDIAN RIVER HABITAT'S NEIGHBORHOOD REVITALIZATION PROGRAM (NR) IS A FOCUSED HOUSING OUTREACH PROGRAM THAT OFFERS AFFORDABLE CRITICAL REPAIRS TO QUALIFYING HOMEOWNERS IN INDIAN RIVER COUNTY. THROUGH THIS PROGRAM, HABITAT BRINGS STAKEHOLDERS TOGETHER TO HELP RESIDENTS BY RESPONDING TO THE NEEDS ACROSS THE COMMUNITY AMONG LOW-TO-MODERATE INCOME HOMEOWNERS, VETERANS AND SENIORS LIVING ON A FIXED INCOME. THROUGH THIS PROGRAM, INDIAN RIVER HABITAT DESIRES TO CREATE NEW PARTNERSHIPS AND EMPOWER RESIDENTS TO REVIVE NEIGHBORHOODS WHILE ENHANCING THEIR QUALITY OF LIFE. 7238401 true true false false false false false false true false true false false false true false true false false false false false false false true false false false false true false false false false false false false false true false false false false false false false false true 16 0 true 72 true false false false false false true true false false false true false false false X 14 14 false false false false false false false true true false false true true true true true true true true false X X BARBARA MIDDLETON 7725629860 4568 N US HWY 1 VERO BEACH FL 32967 RICK HAHN CHAIRMAN 2.00 X X 0 0 0 LINDA FAUST VICE CHAIR 2.00 X X 0 0 0 DOUG VITUNAC TREASURER 2.00 X X 0 0 0 RENE DONARS SECRETARY 2.00 X X 0 0 0 DAVID JOHNSON PAST CHAIR 2.00 X X 0 0 0 BOB BAUCHMAN DIRECTOR 1.00 X 0 0 0 CONNIE POPPELL DIRECTOR 1.00 X 0 0 0 SHERRI KOLODZIEJCZAK DIRECTOR 1.00 X 0 0 0 DAVID SOMMERS DIRECTOR 1.00 X 0 0 0 DAN LAUTENBACH DIRECTOR 1.00 X 0 0 0 DOUG FEEK DIRECTOR 1.00 X 0 0 0 PAT GORMAN DIRECTOR 1.00 X 0 0 0 MARTIN BIRELEY DIRECTOR 1.00 X 0 0 0 TERRI GRAHAM DIRECTOR 1.00 X 0 0 0 TREVOR LOOMIS PRESIDENT/CE 40.00 X 155327 0 1228 155327 1228 1 false true false DE'RION GROUP LLC ADDRESS ON FILE VERO BEACH FL 32967 CONSTRUCTION 344012 CATHCO ADDRESS ON FILE VERO BEACH FL 32967 CONSTRUCTION 263496 EAST COAST LUMBER ADDRESS ON FILE VERO BEACH FL 32967 BLDG SUPPLIES 238523 FREEDOM ROOFERS ADDRESS ON FILE VERO BEACH FL 32967 CONSTRUCTION 131295 OCEAN BLUE DRYWALL CONTRACTORS ADDRESS ON FILE STUART FL 34997 CONSTRUCTION 115233 5 285602 3713035 2204636 3998637 HOME OWNERSHIP 453310 3112144 3112144 MORTGAGE LOAN DISCOUNTS SOLD 531390 1129610 1129610 MORTGAGE LOAN DISCOUNTS 522292 455892 455892 NR REPAYMENT AGREEMENTS 378803 378803 5076449 171405 171405 69034 -69034 -69034 -69034 937033 137777 799256 799256 2146843 2042061 104782 104782 OTHER INCOME 77996 77996 RENTAL INCOME 37550 37550 115546 10197041 5007415 1190989 155327 139794 4660 10873 2355720 1114130 217332 1024258 391274 227164 15999 148111 187904 92911 16161 78832 26489 26489 58900 159 58741 407577 224392 23649 159536 48560 9386 920 38254 24162 14046 2112 8004 8530 8530 178651 47059 3059 128533 148553 72473 6690 69390 TRANSFER OF HOMES 2715792 2715792 DISCOUNT ON MORTGAGES 1173629 1173629 CONSTRUCTION SUPPLIES 876174 876174 PROFESSIONAL SERVICES 189788 153788 12554 23446 485890 368974 4889 112027 9432920 7238401 308025 1886494 1285994 2138789 74023 30972 6607239 7077392 2458098 2545768 8564567 2283163 5765313 6281404 2933775 2543316 168768 535531 19293210 21153172 500000 670925 437659 574419 2246548 3045775 70234 40264 21708 40607 3276149 4371990 X 15550701 16260761 466360 520421 16017061 16781182 19293210 21153172 764121 X false true X true false X 1717265 1701964 1217183 4721777 3998637 13356826 1717265 1701964 1217183 4721777 3998637 13356826 13356826 16982 5728 2833 121540 171405 318488 9050 485044 486107 584920 835806 2400927 1952094 2306698 2243992 2327187 2224839 11054810 27131051 15459056 0.49230 0.46760 X PART II, LINE 10 RESTORE SALE OF MERCHANDISE 8,829,971 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true X 2392625 585417 2978042 5045726 1850216 3195510 89281 76752 12529 451518 356195 95323 6281404 PREPAID MORTGAGE LOANS 40607 40607 10197041 10197041 10197041 9432920 9432920 9432920 SCHEDULE D, PAGE 2, PART IV, LINE 2B THE ORGANIZATION HOLDS AMOUNTS RECEIVED FROM HOMEOWNERS IN ESCROW FOR PROPERTY TAXES AND INSURANCE. MOORINGS GOLF C 776955 776955 81523 BUILD EVENT 83500 83500 7609 2 76578 76578 48645 937033 937033 137777 137777 799256 false false false false false false false false false TREVOR LOOMIS PRESIDENT/CEO 140100 15227 1228 156555 X 2016870 VALUE RECEIVED AT RESALE X OTHER IN-KIND 1 187766 RETAIL PRICING false true false FORM 990 - ORGANIZATION'S MISSION SEEKING TO PUT GOD'S LOVE INTO ACTION, INDIAN RIVER HABITAT FOR HUMANITY DEVELOPS HOUSING SOLUTIONS GUIDED BY THE NEEDS OF ITS FAMILY PARTNERS AND THE COMMUNITY. WITH A DEEP SENSE OF COMPASSION AND A COMMITMENT TO SERVICE, WE WORK HAND IN HAND WITH OUR FAMILY PARTNERS, VOLUNTEERS, AND COMMUNITY STAKEHOLDERS TO CREATE LASTING CHANGE. OUR MISSION GOES BEYOND CONSTRUCTING HOUSES; IT IS A TRANSFORMATIVE JOURNEY THAT UPLIFTS AND EMPOWERS. WE LISTEN TO THE NEEDS OF OUR FAMILY PARTNERS AND COLLABORATE WITH THEM TO CREATE TAILORED HOUSING SOLUTIONS THAT MEET THEIR UNIQUE CIRCUMSTANCES. THROUGH OUR WORK, WE STRIVE TO BREAK THE CYCLE OF POVERTY AND CREATE A PATH TOWARDS SELF-RELIANCE AND DIGNITY. AS WE CONTINUE TO ADVANCE THE HABITAT MISSION, WE SEEK TO EXPAND OUR REACH AND STRENGTHEN THE IMPACT THAT OUR WORK CAN HAVE ON THE FAMILIES WE SERVE FAR INTO THE FUTURE. FORM 990 INDIAN RIVER HABITAT FOR HUMANITY IS COMMITTED TO EFFICIENCY AND TRANSPARENCY. WE COMMUNICATE WITH OUR SUPPORTERS, DONORS, AND PROSPECTIVE DONORS BY EMAIL, POSTAL MAIL, PHONE AND OTHER MEANS, BOTH TO REQUEST CONTRIBUTIONS TO OUR CAUSE AND TO EDUCATE THE PUBLIC ABOUT INDIAN RIVER HABITAT FOR HUMANITY'S YEAR-ROUND PROGRAMS, VOLUNTEER OPPORTUNITIES AND OTHER EVENTS IN LOCAL COMMUNITIES AND AROUND THE WORLD. THESE EFFORTS HELP ADVANCE OUR MISSION TO PUT GOD'S LOVE INTO ACTION BY BRINGING PEOPLE TOGETHER TO BUILD HOMES,COMMUNITIES AND HOPE. AS A NONPROFIT ORGANIZATION THAT IS EXEMPT FROM FEDERAL TAXATION, WE ENSURE OUR DONORS' MONEY IS SPENT AS EFFICIENTLY AND EFFECTIVELY AS POSSIBLE. ADDITIONALLY, WE HAVE CERTAIN EXPENSES THAT CANNOT BE BILLED SEPARATELY FOR EACH FUNCTIONAL AREA. RENT, UTILITIES, INFORMATION TECHNOLOGY AND OTHER COSTS ARE GROUPED TOGETHER. WE ALLOCATE THESE COSTS IN COMPLIANCE WITH GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, OR GAAP, ACROSS THE PROGRAM (INCLUDING HABITAT RESTORES), MANAGEMENT & GENERAL, AND FUNDRAISING CATEGORIES. FINALLY, SOME STAFF MEMBERS HAVE RESPONSIBILITIES THAT CROSS OVER FUNCTIONAL AREAS. TO CALCULATE THE TIME ALLOCATION, INDIAN RIVER HABITAT FOR HUMANITY DIVIDES THE NUMBER OF HOURS SPENT ON A PROJECT OUTSIDE OF A STAFF MEMBER'S DESIGNATED EXPENSE CATEGORY BY THE TOTAL HOURS WORKED DURING THAT PERIOD AND ALLOCATES THAT PERCENTAGE OF COSTS TO THE APPROPRIATE EXPENSE CATEGORY. FORM 990, PAGE 2, PART III, LINE 4A HOMEOWNERSHIP PROGRAM HABITAT FOR HUMANITY PARTNERS WITH FAMILIES IN NEED TO BUILD SAFE, DECENT, AND ATTAINABLE ENERGY STAR RATED HOMES. OUR HOMES ARE DESIGNED TO BE LARGE ENOUGH TO MEET THE NEEDS OF OUR HOMEOWNER FAMILIES WHILE KEEPING THE COST OF MAINTENANCE AFFORDABLE. BY UTILIZING THE LABOR OF VOLUNTEERS AND FUTURE HOMEOWNERS, USING EFFICIENT BUILDING TECHNIQUES, AND UTILIZING DONATED MATERIALS, HABITAT OFFERS HOMES TO WORKING FAMILIES WITH ZERO INTEREST LOANS. THIS MODEL MAKES HOMEOWNERSHIP ACCESSIBLE AND SUSTAINABLE FOR FAMILIES IN NEED. ATTAINABLE HOMEOWNERSHIP CREATES STABILITY, REDUCES STRESS, AND FOSTERS SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STABLE HOMES PLAY A CRUCIAL ROLE IN HEALTHY CHILD DEVELOPMENT. WHEN A HOME SUPPORTS HEALTH, SAFETY, AND SECURITY, IT PROVIDES A STRONG FOUNDATION FOR FAMILIES TO THRIVE. HOMEOWNERSHIP ALSO EMPOWERS FAMILIES TO SAVE FOR THE FUTURE, INVEST IN EDUCATION, AND PURSUE CAREER GROWTH, ULTIMATELY LIFTING THE ENTIRE FAMILY. INDIAN RIVER HABITAT LAUNCHED ITS AMBITIOUS HOUSING COUNSELING PROGRAM (HCP) WITH AN OVERARCHING GOAL TO FAVORABLY PACKAGE A HOMEBUYER TO PRESENT TO A LENDER FOR AN OPEN MARKET HOME PURCHASE OR TO PRESENT TO HABITAT'S BOARD OF DIRECTORS FOR ACCEPTANCE INTO THE HABITAT HOMEBUYER PROGRAM. THROUGHOUT THIS MULTI-STEP PROCESS, RESIDENTS OF INDIAN RIVER COUNTY WILL HAVE THE OPPORTUNITY TO RECEIVE FINANCIAL COUNSELING AND EDUCATION TO BECOME FULLY EQUIPPED TO MAKE INFORMED DECISIONS ALONG THE PRE-PURCHASE AND POST-PURCHASE HOMEOWNERSHIP CONTINUUM. THE DESIGN FLOW OF THE HCP IS SYSTEMATIC, AND IT IS GEARED TOWARD REDUCING OR ELIMINATING POTENTIAL BARRIERS, RESULTING IN THE OPPORTUNITY TO DEEPEN AND LENGTHEN OUR REACH. STANDARD HUD GUIDELINES AND PRACTICES ARE ESTABLISHED TO DIRECT FAMILIES THROUGH A SERIES OF DISTINCT STEPS, FROM COMPLETING AN INTAKE PACKET TO FULFILLING THE REQUIREMENTS OF ONE OF THREE HOMEOWNERSHIP PATHS - AN OPEN MARKET PURCHASE, ENTRANCE INTO THE HABITAT HOUSING PROGRAM, OR ONGOING COUNSELING FOR FAMILIES THAT ARE CURRENTLY UNQUALIFIED TO PURCHASE A HOME. INDIAN RIVER HABITAT IS CONFIDENT THAT THIS PROGRAM WILL HELP ADDITIONAL FAMILIES ACHIEVE HOMEOWNERSHIP. IN FISCAL YEAR 2024, INDIAN RIVER HABITAT FOR HUMANITY HELPED MORE THAN 36 INDIVIDUALS AND FAMILIES THROUGH OUR LONG-TERM HOMEOWNERSHIP AND FINANCIAL LITERACY PROGRAM AND 139 CLIENTS RECEIVED HOUSING COUNSELING SERVICES. FORM 990, PAGE 6, PART VI, LINE 11B REVIEW WILL BE CONDUCTED BY SELECT MEMBERS OF MANAGEMENT AND THE BOARD OF DIRECTORS PRIOR TO SUBMISSION FORM 990, PAGE 6, PART VI, LINE 12C MONITORED AND ENFORCED BY MEANS OF KNOWING OUR BUSINESS PARTNERS, POLLING THE BOARD MEMBERS, AND REITERATING THE WRITTEN POLICY. FORM 990, PAGE 6, PART VI, LINE 15A THE PERFORMANCE EVALUATION OF THE PRESIDENT OF THE ORGANIZATION IS INITIATED BY THE CHAIRPERSON OF THE BOARD, AND THE EXECUTIVE COMMITTEE OF THE BOARD REVIEWS AND COMPLETES THE EVALUATION. FORM 990, PAGE 6, PART VI, LINE 15B THE INDIAN RIVER HABITAT FOR HUMANITY BOARD OF DIRECTORS CONDUCTS A REVIEW OF COMPENSATION AND BENEFITS ANNUALLY. THIS ANALYSIS INCLUDES A COMPARISON OF COMPENSATION AND BENEFITS AMONG A SELECTION OF NOT-FOR-PROFIT AND FOR- PROFIT ORGANIZATIONS USING A VARIETY OF SOURCES. PERFORMANCE EVALUATIONS ARE THE BASIS OF INCREASES TO COMPENSATION AND ARE COMPLETED BY THE IMMEDIATE SUPERVISOR OF EACH POSITION, WHICH ARE THEN REVIEWED BY THE NEXT HIGHER LEVEL OF MANAGEMENT. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL STATEMENTS ON WEBSITE