2024-11-14T14:27:58-06:00 2023-12-31 350921680 CROWE LLP 401 EAST LAS OLAS BLVD SUITE 1100 FORT LAUDERDALE FL 333014230 990 2023-01-01 222935104 HOUSING AUTHORITY INSURANCE INC HOUS 2032728220 189 COMMERCE COURT CHESHIRE CT 064100189 PAUL LAGONIGRO CHIEF FINANCIAL OFFICER & TREASURER 2032728220 2024-11-14 1 0 BRITTNEY KOCAJ P01320603 9542028600 2024-11-13 2023 2024-10-15 13:58:12Z EDMUND MALASPINA JR 189 COMMERCE COURT CHESHIRE CT 064100189 612920 0 X WWW.HOUSINGCENTER.COM X 1987 DC DEVELOPMENT AND MARKETING OF RISK MANAGEMENT & INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. 15 14 0 2 0 0 0 0 2032500 500001 0 112745 0 174 2032500 612920 343510 436704 386471 268030 270277 231465 0 0 0 1303653 1482976 2303911 2419175 -271411 -1806255 3277630 1801145 120043 449813 3157587 1351332 DEVELOPMENT AND MARKETING OF RISK MANAGEMENT AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. 0 0 2133313 436704 500175 DEVELOPMENT OF INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES; RISK MANAGEMENT EDUCATIONAL SERVICES FOR MEMBER PUBLIC HOUSING AUTHORITIES. 2133313 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 X 15 14 1 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 0 0 0 X TROY LEPAGE 2036496712 189 COMMERCE COURT CHESHIRE CT 064100189 EDMUND MALASPINA PRESIDENT & CEO 1.00 36.50 X X 0 809466 94119 SCOTT BERTRAND BOARD CHAIR 1.00 3.00 X 0 50080 0 EDWIN LOWNDES BOARD MEMBER 1.00 3.00 X 0 40100 0 DOUGLAS DZEMA BOARD MEMBER 1.00 3.00 X 0 40076 0 JAMES DIPAOLO BOARD MEMBER 1.00 3.00 X 0 40076 0 JANE W SMITH BOARD MEMBER 1.00 3.00 X 0 41552 0 MARY SMITH BOARD MEMBER 1.00 3.00 X 0 41124 0 JEFFERY PATTERSON BOARD VICE CHAIR 1.00 3.00 X 0 44072 0 RUSTY YOUNG BOARD MEMBER 1.00 3.00 X 0 40000 0 FERNANDO ANIBAN BOARD MEMBER 1.00 3.00 X 0 39200 0 RICHARD BROWNE BOARD MEMBER 1.00 3.00 X 0 40100 0 VINCE PEARSON BOARD MEMBER 1.00 3.00 X 0 41300 0 KEVIN L LOSO BOARD MEMBER 1.00 3.00 X 0 40100 0 DUANE HOPKINS BOARD MEMBER 1.00 3.00 X 0 0 0 EDELMIRO HINOJOSA BOARD MEMBER 1.00 3.00 X 0 0 0 AMY GALVIN CGO & CORP SECRETARY 1.00 36.50 X 0 363975 93119 TROY LEPAGE COO & CFO 1.00 36.50 X 0 381329 92419 SHERRYL SULLIVAN CHIEF INSURANCE OFFICER 1.00 36.50 X 0 367060 67399 COURTNEY RICE CHIEF COMMUNICATIONS OFFICER 5.00 32.50 X 0 285008 85086 PAUL LAGONIGRO DIRECTOR OF FINANCE 1.00 36.50 X 0 236763 79001 KENNETH JR MERRIFIELD VP & DIR. OF ACCT. MGMT UNTIL 8/2023 1.00 36.50 X 0 174297 29407 0 3115678 540550 0 0 1 0 0 MEMBERSHIP FEES 900099 500001 500001 500001 112745 112745 OTHER INCOME 900099 174 174 174 612920 500175 0 112745 328220 328220 108484 108484 268030 268030 160487 32407 128080 20860 4753 16107 39783 11292 28491 10335 2362 7973 16116 12764 3352 25658 25658 23251 4558 18693 14454 7210 7244 4055 1026 3029 9054 1729 7325 2873 2873 12720 508 12212 5132 1520 3612 5027 5027 LOSS PREVENTION FUND EX 1337263 1337263 0 EVENT SUPPORT 8268 4134 4134 PROFESSIONAL DEVELOPMEN 7273 143 7130 OTHER TAXES 5265 5265 6567 1883 4684 2419175 2133313 285862 0 2747298 0 1771104 22148 30041 508184 0 3277630 1801145 33852 73326 86191 376487 120043 449813 X 2821278 1351332 336309 0 3157587 1351332 3277630 1801145 -1806255 0 X 0 1 X 1 0 0 DUE TO AFFILIATES 376487 376487 X 612920 0 612920 0 612920 2419175 0 2419175 0 2419175 PART X, LINE 2: THE COMPANY HAS RECEIVED A DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE INDICATING THAT THE COMPANY QUALIFIES UNDER THE PROVISIONS OF SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE AND IS EXEMPT FROM FEDERAL AND STATE INCOME TAXES. THE COMPANY ACCOUNTS FOR INCOME TAXES IN ACCORDANCE WITH FASB ASC 740, "INCOME TAXES", WITH RESPECT TO HOW COMPANIES SHOULD RECOGNIZE, MEASURE, PRESENT AND DISCLOSE UNCERTAIN TAX POSITIONS IN THEIR FINANCIAL STATEMENTS. THE COMPANY DID NOT RECORD ANY UNRECOGNIZED TAX BENEFITS AS OF DECEMBER 31, 2023 AND 2022. THE COMPANY DOES NOT BELIEVE IT IS REASONABLY POSSIBLE THAT ITS UNRECOGNIZED TAX BENEFITS WOULD MATERIALLY CHANGE IN THE NEXT TWELVE MONTHS. ALL TAX YEARS FROM 2020 FORWARD ARE OPEN AND SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE COMPANY'S POLICY IS TO INCLUDE INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AS A COMPONENT OF ITS PROVISION FOR INCOME TAXES. AS OF DECEMBER 31, 2023 AND 2022, THE COMPANY DID NOT RECORD ANY PENALTIES OR INTEREST ASSOCIATED WITH UNRECOGNIZED TAX BENEFITS. 1 ICCIE 2517 SHELBURNE ROAD SUITE 2 SHELBURNE VT 05482 200047555 501(C)(3) 5400 0 2023 HARRY HOUSE SCHOLARSHIP DONATION NATIONAL PUBLIC HOUSING MUSEUM 625 NORTH KINGSBURY STREET CHICAGO IL 60654 510649843 501(C)(3) 300000 0 DONATION TO NATIONAL PUBLIC HOUSING MUSEUM 2023 MAKE-A-WISH FOUNDATION OF CONNECTICUT INC 56 COMMERCE DRIVE TRUMBULL CT 06611 222710919 501(C)(3) 10000 0 FUNDED TRIP TO AULANI FOR MAKE-A-WISH RECIPIENT 3 0 SCHOLARSHIPS 19 108484 PART I, LINE 2: MONITORING THE USE OF GRANTS, AWARDS, AND SCHOLARSHIPS IS THE RESPONSIBILITY OF THE BOARD OF DIRECTORS. SCHOLARSHIPS ARE PAID TO THE INSTITUTION DIRECTLY WHO ARE DIRECTED TO ALLOW THE STUDENT TO USE THE FUNDS FOR TUITION, BOOKS, AND SCHOOL SUPPLIES PURCHASED THROUGH THE SCHOOL. ANY LEFTOVER FUNDS ARE TO BE RETURNED TO THE ORGANIZATION. OPERATIONAL AND FINANCIAL REPORTS, INCLUDING FINANCIAL STATEMENTS, ARE PROVIDED TO SUBSTANTIATE THE OPERATIONS OF THE ORGANIZATIONS AND THE USE OF THE GRANT FUNDS. INVOICES FROM ICCIE, NATIONAL PUBLIC HOUSING MUSEUM, AND MAKE-A-WISH FOUNDATION OF CONNECTICUT INC. ARE PROVIDED TO SUBSTANTIATE THE USE OF THEIR GRANT FUNDS. 0 0 0 0 0 0 0 0 0 EDMUND MALASPINA PRESIDENT & CEO 0 482816 0 326650 0 0 0 52579 0 41540 0 903585 0 0 TROY LEPAGE COO & CFO 0 268181 0 113148 0 0 0 52579 0 39840 0 473748 0 0 AMY GALVIN CGO & CORP SECRETARY 0 246030 0 117945 0 0 0 52579 0 40540 0 457094 0 0 SHERRYL SULLIVAN CHIEF INSURANCE OFFICER 0 251257 0 115803 0 0 0 52579 0 14820 0 434459 0 0 COURTNEY RICE CHIEF COMMUNICATIONS OFFICER 0 195801 0 89207 0 0 0 46789 0 38297 0 370094 0 0 PAUL LAGONIGRO DIRECTOR OF FINANCE 0 190143 0 46620 0 0 0 37461 0 41540 0 315764 0 0 KENNETH JR MERRIFIELD VP & DIR. OF ACCT. MGMT UNTIL 8/2023 0 127198 0 47099 0 0 0 13586 0 15821 0 203704 0 0 PART I, LINE 3 THE ORGANIZATION'S CEO IS COMPENSATED BY A RELATED ORGANIZATION UNDER A COMMON PAYMASTER ARRANGEMENT. THE RELATED ORGANIZATION USES THE FOLLOWING METHODS TO ESTABLISH HIS COMPENSATION: COMPENSATION COMMITTEE, COMPENSATION SURVEY OR STUDY, AND APPROVAL BY THE BOARD OR COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION A, LINE 2 THE ORGANIZATION'S DIRECTORS (SCOTT BERTRAND, EDWIN LOWNDES, DOUGLAS DZEMA, JAMES DIPAOLO, JANE SMITH, MARY SMITH, JEFFERY PATTERSON, RUSTY YOUNG, FERNANDO ANIBAN, RICHARD BROWNE, EDMUND MALASPINA, VINCE PEARSON, KEVIN LOSO, DUANE HOPKINS, EDELMIRO HINOJOSA) AND OFFICERS (EDMUND MALASPINA, AMY GALVIN, TROY LEPAGE, SHERRYL SULLIVAN, COURTNEY RICE, PAUL LAGONIGRO, KENNETH MERRIFIELD JR) ARE PART OF THE SAME MANAGEMENT TEAMS FOR RELATED TAXABLE ENTITIES. FORM 990, PART VI, SECTION A, LINE 6 THERE IS A SINGLE CLASS OF MEMBERSHIP IN THE ORGANIZATION. PUBLIC HOUSING AUTHORITIES WHO PARTICIPATE IN THE INSURANCE PROGRAMS OF HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, A MUTUAL COMPANY, ARE ELIGIBLE FOR MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ARE COMPRISED OF PUBLIC HOUSING AUTHORITIES WHO PARTICIPATE IN THE INSURANCE PROGRAMS OF HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE. ALL MEMBERS ARE ELIGIBLE TO VOTE FOR THE BOARD MEMBERS THROUGH THE ANNUAL ELECTION PROCESS. FORM 990, PART VI, SECTION B, LINE 11B REVIEW OF THE FORM 990 IS CONDUCTED BY THE CHIEF FINANCIAL OFFICER & TREASURER, CHIEF OPERATING OFFICER, EXECUTIVE VICE PRESIDENT, AND ASSISTANT TREASURER. THE ORGANIZATION PROVIDES A COMPLETE COPY OF THE FORM 990 TO THE MEMBERS OF THE BOARD OF DIRECTORS FOR THEIR REVIEW PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION REQUIRES ALL OFFICERS, DIRECTORS AND EMPLOYEES TO COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY. THE COMPLETED FORMS ARE REVIEWED BY THE HUMAN RESOURCE DEPARTMENT TO IDENTIFY ANY POTENTIAL CONFLICTS OF INTEREST. ANY POTENTIAL CONFLICTS ARE FURTHER EVALUATED BY THE CEO, AND IF WARRANTED, ARE BROUGHT TO THE ATTENTION OF THE BOARD FOR DISCUSSION AND RESOLUTION. SIMILARLY, ANY POTENTIAL CONFLICTS OF INTEREST THAT ARE BROUGHT TO THE ATTENTION OF THE ORGANIZATION BY THE OUTSIDE AUDITORS OR BY AN EMPLOYEE OR OTHER PERSON ARE INVESTIGATED AND RESOLVED IN ACCORDANCE WITH THE PROCEDURES DISCUSSED ABOVE. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION'S CEO IS COMPENSATED BY A RELATED ORGANIZATION UNDER A COMMON PAYMASTER ARRANGEMENT. THE RELATED ORGANIZATION USES 3RD PARTY SALARY SURVEYS TO ASSIST IN DETERMINING HIS COMPENSATION WHICH IS APPROVED BY THE BOARD OF DIRECTORS AND DOCUMENTED IN THE MINUTES. THE LAST REVIEW OF THE ORGANIZATION'S CEO OCCURRED IN MARCH 2022. OTHER OFFICERS AND KEY EMPLOYEES OF THE ORGANIZATION ARE COMPENSATED BY A RELATED ORGANIZATION UNDER A COMMON PAYMASTER ARRANGEMENT. THE RELATED ORGANIZATION REVIEWS ALL COMPENSATION AS PART OF ITS ANNUAL BUDGETING PROCESS, WHICH OCCURRED IN 2023 AND IS DOCUMENTED IN THE MINUTES. THE RELATED ORGANIZATION USES INDEPENDENT THIRD PARTY SALARY SURVEYS TO ASSIST IN DETERMINING THEIR COMPENSATION EVERY THREE YEARS AND IN CASES OF NEW HIRES, PROMOTIONS, AND SIGNIFICANT CHANGES IN ROLES OR RESPONSIBILITIES. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. HOUSING AUTHORITY RISK RETENTION GROUP INC 189 COMMERCE COURT CHESHIRE CT 06410 061206658 PROVIDES LIABILITY INS. COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT N/A 0 HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY 189 COMMERCE COURT CHESHIRE CT 06410 061206659 PROVIDES PROPERTY INS. COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT N/A 0 HOUSING TELECOMMUNICATIONS INC 189 COMMERCE COURT CHESHIRE CT 06410 061386493 PROVIDE EDUCATION & RISK CONTROL THROUGH NATIONAL TELECOMMUNICATIONS NETWORK CT 501(C)(3) LINE 10 N/A 0 PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 PERFORM RESEARCH PROJECTS FOR PUBLIC AND AFFORDABLE HOUSING CT 501(C)(3) LINE 12B, II N/A 0 HOUSING INVESTMENT GROUP INC 189 COMMERCE COURT CHESHIRE CT 06410 061448816 HOLDING COMPANY DE N/A C 0 HOUSING ENTERPRISE INSURANCE COMPANY INC 189 COMMERCE COURT CHESHIRE CT 06410 061597889 INSURANCE VT N/A C 0 HOUSING INSURANCE SERVICES INC 189 COMMERCE COURT CHESHIRE CT 06410 061314815 INSURANCE AGENCY CT N/A C 0 INNOVATIVE HOUSING INSURANCE COMPANY INC 189 COMMERCE COURT CHESHIRE CT 06410 474611632 INSURANCE COMPANY VT N/A C 0 HOUSING ALLIANCE GROUP LLC 189 COMMERCE COURT CHESHIRE CT 06410 474650587 ASSISTING PUBLIC HOUSING AUTHORITIES VT N/A C 0 HOUSING SPECIALTY INSURANCE COMPANY INC 189 COMMERCE COURT CHESHIRE CT 06410 464271747 INSURANCE VT N/A C 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 0 0