2024-11-12T01:33:43-06:00 2023-12-31 953001179 WINDES INC 2050 MAIN ST STE 1300 IRVINE CA 92614 990 2023-01-01 953993720 CONSUMER WATCHDOG CONS 3103920522 6330 SAN VICENTE BLVD STE 250 LOS ANGELES CA 90048 JAMIE COURT PRESIDENT 3103920522 2024-11-11 1 1 ELEANOR A LIVINGSTON CPA MST P00226461 9498529433 2024-11-11 2023 2024-10-15 13:58:12Z JAMIE COURT 6330 SAN VICENTE BLVD STE 250 LOS ANGELES CA 90048 3656847 0 X WWW.CONSUMERWATCHDOG.ORG X 1985 CA TO CONDUCT PUBLIC EDUCATION, RESEARCH AND LITIGATION ON ISSUES INCLUDING CONSUMER PROTECTION AND GOVERNMENT REFORM. 5 4 17 30 0 0 2938834 2501245 785066 975831 24124 149396 0 -192616 3748024 3433856 250000 0 0 0 2217166 2519346 0 0 163230 1591992 1502659 4059158 4022005 -311134 -588149 5372051 4475329 969769 661196 4402282 3814133 X TO CONDUCT EDUCATIONAL AND RESEARCH ACTIVITIES AND LITIGATION ON CONSUMER AND PUBLIC INTEREST ISSUES INCLUDING, WITHOUT LIMITATION, ISSUES AFFECTING CONSUMER PROTECTION AND GOVERNMENT REFORM; AND TO MAKE SAID RESEARCH AVAILABLE TO THE PUBLIC. 0 0 1756885 975831 IN 2023, CWD ISSUED MORE THAN 100 NEWS RELEASES AND GENERATED OVER 2000 NEWS STORIES ON THESE TOPICS THAT APPEARED ON STATE AND NATIONAL TELEVISION AND RADIO PROGRAMS, AND IN PRINT AND ONLINE NEWS OUTLETS.LITIGATION -- CONSUMER WATCHDOG (CWD) WORKS TO PROTECT CONSUMERS IN THE COURTS AND BEFORE ADMINISTRATIVE AGENCIES. CWD LITIGATED TO PROTECT CONSUMER ACCESS TO THE HEALTH CARE AND INSURANCE BENEFITS THEY ARE PROMISED, PREVENT INSURANCE COMPANIES FROM VIOLATING CONSUMER PROTECTION LAWS, ENSURE TRANSPARENCY IN GOVERNMENT, AND RETURN ILLEGAL INSURANCE OVERCHARGES. IN 2023, CWD'S INTERVENTIONS AT THE CALIFORNIA DEPARTMENT OF INSURANCE TO PREVENT EXCESSIVE INSURANCE RATE INCREASES BY AUTO AND HOME INSURANCE COMPANIES SAVED CONSUMERS $2 BILLION. CWD ALSO CHALLENGED HOME INSURANCE COMPANIES' FAILURE TO GIVE HOMEOWNERS RATE RELIEF FOR TAKING STEPS TO PROTECT THEIR HOMES FROM WILDFIRE, AND AUTO INSURANCE COMPANY PRACTICES MAKING IT HARDER FOR GOOD DRIVERS TO OBTAIN COVERAGE. CWD TESTIFIED AT MULTIPLE WORKSHOPS REGARDING THE LACK OF ACCOUNTABILITY, RELIABILITY AND TRANSPARENCY IN THE PRIVATE BLACK BOX CATASTROPHE MODELS INSURANCE COMPANIES SEEK TO USE TO RAISE RATES. CWD CONTINUED LITIGATING SUITS AGAINST AUTO INSURANCE COMPANIES FOR DISCRIMINATING AGAINST CERTAIN MEMBERS OF THE MILITARY AND FOR OVERCHARGING POLICYHOLDERS DURING THE PANDEMIC. CWD CONTINUED LITIGATING A CASE REPRESENTING PLAINTIFFS LIVING WITH HIV IN A SUIT AGAINST CVS FOR UNLAWFULLY DISCLOSING HIV STATUS AND PUTTING INDIVIDUALS AT RISK OF SUCH A DISCLOSURE, AS WELL AS PROVIDING THEM A LOWER TIER OF SERVICE. 706551 ENERGY REFORM -- CONSUMER WATCHDOG (CWD) INVESTIGATES THE REGULATION OF COMPANIES GENERATING FOSSIL FUELS AND POLLUTION, ADVOCATES TO IMPROVE OVERSIGHT OF THE OIL, GAS AND UTILITY INDUSTRIES, AND FIGHTS FOR RELIABLE, AFFORDABLE, AND CLEAN ENERGY. IN 2023, CWD EDUCATED THE PUBLIC ABOUT THE NEED TO LIMIT FOSSIL FUEL SUPPLIES IN THE FIGHT AGAINST CLIMATE CHANGE, INCLUDING CURBING OIL DRILLING. CWD CONDUCTED EXTENSIVE RESEARCH SHOWING OIL REFINERS' PROFITS ARE CONSISTENTLY HIGHER IN CALIFORNIA THAN ACROSS THE NATION AND SUPPORTED SUCCESSFUL LEGISLATION CREATING NEW STATE OVERSIGHT OF GAS PRICES AND THE POWER TO IMPOSE A PRICE-GOUGING PENALTY ON REFINERS. CWD PUBLISHED QUARTERLY UPDATES TO ITS ONLINE MAP DOCUMENTING THE EXTENT OF OIL AND GAS WELL PERMITTING IN THE STATE OF CALIFORNIA, MAINTAINING PUBLIC PRESSURE FOR AN END TO NEW EXTRACTION PERMITS AND A SAFETY BUFFER BETWEEN HOMES AND WELLS. CWD BACKED POLLUTER PAYS LEGISLATION TO HOLD OIL COMPANIES RESPONSIBLE FOR HEALTH AND ENVIRONMENTAL HARMS. 676122 HEALTHCARE & INSURANCE REFORM -- CONSUMER WATCHDOG (CWD) FIGHTS TO PROTECT CONSUMERS FROM HOME, AUTO AND HEALTH INSURANCE ABUSES, TO IMPROVE PATIENT SAFETY AND ACCOUNTABILITY IN THE HEALTH CARE SYSTEM, AND FOR UNIVERSALLY ACCESSIBLE AND AFFORDABLE HEALTH CARE. IN 2023, CWD ORGANIZED PATIENTS WHO HAVE BEEN HARMED BY MEDICAL NEGLIGENCE TO SHARE THEIR STORIES AND ADVOCATE FOR IMPROVED ACCOUNTABILITY FOR DOCTORS BEFORE THE LEGISLATURE AND MEDICAL BOARD OF CALIFORNIA. THEY WON PASSAGE OF LEGISLATION GRANTING CONSUMERS A VOICE AND NEW RIGHTS IN THE DOCTOR DISCIPLINARY PROCESS. CWD ORGANIZED FAMILIES HARMED BY THE MATERNAL MORTALITY CRISIS AND LAUNCHED HEALTH FAIRS AND MATERNAL HEALTH AWARENESS MONTHS. CWD WORKS TO ENFORCE AND PROTECT CALIFORNIA'S INSURANCE REFORM PROPOSITION 103, WHICH REGULATES AUTO, HOMEOWNERS AND SMALL BUSINESS INSURANCE. CWD EDUCATED THE PUBLIC, NEWS MEDIA AND POLICYMAKERS ABOUT RATE SAVINGS AND CONSUMER PROTECTIONS UNDER PROP 103, INSURANCE INDUSTRY PROFITABILITY IN THE STATE, AND BLOCKED AN EFFORT BY THE STATE'S TOP REGULATOR TO ROLL BACK REGULATION AT THE INSURANCE INDUSTRY'S BEHEST. CWD ADVOCATED FOR LEGISLATION TO REQUIRE INSURANCE COMPANIES TO COVER HOMEOWNERS WHO DO WILDFIRE MITIGATION AS A RESPONSE TO THE GROWING HOMEOWNERS INSURANCE CRISIS. 484101 PRIVACY, CORPORATE ACCOUNTABILITY & POLITICAL REFORM -- CONSUMER WATCHDOG (CWD) EDUCATES THE PUBLIC ABOUT ISSUES RELATED TO CONSUMER RIGHTS, PRIVACY, TECHNOLOGY AND POLITICAL REFORM, AND RESEARCHES AND INFORMS THE PUBLIC ABOUT CORPORATE INVOLVEMENT IN THE POLITICAL PROCESS. IN 2023, CWD WORKED TO PREVENT FEDERAL PREEMPTION OF CALIFORNIA'S STRONGEST-IN-THE-NATION CONSUMER PRIVACY LAW. A NEW CWD REPORT, "UNSEEN HAND: HOW AUTOMATIC DECISION-MAKING BREEDS DISCRIMINATION," SHONE A SPOTLIGHT ON PROFILING AND THE DANGERS OF ALGORITHMS AS CWD PRESSED AT THE STATE PRIVACY AGENCY FOR STRONG REGULATIONS TO COMBAT UNFAIR DECISION-MAKING AND BIAS. CWD RESEARCHED AND EXPOSED THE CONFLICTS OF INTEREST CREATED BY CORPORATE CAMPAIGN CONTRIBUTIONS TO POLITICIANS ACROSS OUR PROGRAM AREAS. 484101 3623659 1 1 0 1 0 0 0 0 0 0 1 0 0 1 1 1 1 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 1 1 0 0 0 1 10 0 1 17 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 5 4 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 CA X JAMIE COURT 3103920522 6330 SAN VICENTE BLVD STE 250 LOS ANGELES CA 90048 JAMIE COURT PRESIDENT 49.50 0.50 X X 355740 0 57829 ELLEN SNORTLAND TREASURER/SECRETARY 1.00 X X 0 0 0 SCOTT OLSEN BOARD MEMBER 1.00 X 0 0 0 ROSEANN DEMORO BOARD MEMBER 1.00 X 0 0 0 TAMMY SMICK BOARD MEMBER 1.00 X 0 0 0 CARMEN BALBER EXECUTIVE DIRECTOR 49.50 0.50 X 209630 0 20120 PAMELA PRESSLEY SENIOR STAFF ATTORNEY 40.00 X 187425 0 43003 GERALD FLANAGAN LITIGATION DIRECTOR 40.00 X 209630 0 21974 ELIZABETH TUCKER ADVOCATE 40.00 X 125895 0 6505 DANIEL STERNBERG ATTORNEY 40.00 X 106436 0 18729 BENJAMIN ARMSTRONG STAFF ATTORNEY 40.00 X 118205 0 8279 1312961 0 176439 7 0 1 0 HARVEY ROSENFIELD 6330 SAN VICENTE BLVD 250 LOS ANGELES CA 90048 ATTORNEY 440598 AIS RISK CONSULTANTS INC 4400 ROUTE 9 SOUTH STE 1000 FREEHOLD NJ 07728 ACTUARIAL SERVICES 100665 1 887195 1614050 2501245 ATTORNEY FEES 541100 975831 975831 975831 149396 149396 30375 887195 222991 -192616 -192616 3433856 975831 0 -43220 641777 589567 21647 30563 1477961 1362509 44727 70725 62659 56090 3689 2880 196495 175892 11569 9034 140454 129060 6226 5168 466457 452082 12875 1500 47514 47514 87115 87115 159040 143060 15980 30704 30404 300 54862 26872 18305 9685 49713 31047 16756 1910 335235 308312 14604 12319 66001 44060 19531 2410 18243 14230 4013 22284 20694 1590 RESEARCH MATERIALS 127052 125318 1734 DUES AND SUBSCRIPTIONS 28875 21013 7030 832 PAYROLL PROCESSING FEES 5879 5378 277 224 TAXES AND LICENSES 1829 1829 1856 956 900 4022005 3623659 235116 163230 2502660 722876 2008321 3162031 450 115000 93017 0 242139 201085 55435 41054 712168 434368 5372051 4475329 197446 187244 772323 473952 969769 661196 X 4377437 3691234 24845 122899 4402282 3814133 5372051 4475329 -588149 0 X 0 1 X 1 0 X 1259509 1225503 1682876 2938834 2501245 9607967 1259509 1225503 1682876 2938834 2501245 9607967 812375 8795592 69923 42741 5507 24124 149396 291691 49680 5000 9229 63909 9963567 9244842 0.88280 0.88650 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: MISCELLANEOUS - 2020 AMOUNT: $ 5,000. 2021 AMOUNT: $ 9,229. GROSS INCOME FROM FUNDRAISERS - 2019 AMOUNT: $ 49,680. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 7155 113061 120216 3790902 3911118 345556 86389 0 0 331768 340942 350330 345556 1368596 2052894 292898 297452 269622 120216 980188 82942 85236 87583 86389 342150 513225 3045 3604 3000 7155 16804 13219 5312 7907 215745 182598 33147 13175 13175 0 41054 DEPOSITS 31515 OPERATING LEASE RIGHT OF USE ASSETS 402773 EMPLOYEE RECEIVABLE 80 434368 OPERATING LEASE LIABILITIES 454065 DUE TO RELATED PARTY 19887 473952 X 3433856 0 3433856 0 3433856 4022005 0 4022005 0 4022005 PART X, LINE 2: THE ORGANIZATION HAS BEEN DESIGNATED AS TAX-EXEMPT UNDER INTERNAL REVENUE CODE SECTION 501(C)(3), IS ALSO EXEMPT FROM STATE FRANCHISE TAXES UNDER SECTION 23701(D) OF THE CALIFORNIA REVENUE AND TAXATION CODE, AND IS NOT GENERALLY SUBJECT TO FEDERAL OR STATE INCOME TAXES. GENERALLY ACCEPTED ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. IT REQUIRES THAT AN ORGANIZATION RECOGNIZE IN THE FINANCIAL STATEMENTS THE IMPACT OF THE TAX POSITION IF THAT POSITION WILL MORE LIKELY THAN NOT BE SUSTAINED ON AUDIT, BASED ON THE TECHNICAL MERITS OF THE POSITION. AS OF AND FOR THE YEAR ENDED DECEMBER 31, 2023, THE ORGANIZATION HAD NO UNRECOGNIZED TAX BENEFITS, TAX PENALTIES, OR INTEREST. THE ORGANIZATION IS SUBJECT TO POTENTIAL INCOME TAX AUDITS ON OPEN TAX YEARS BY ANY TAXING JURISDICTION IN WHICH IT OPERATES. THE STATUTE OF LIMITATIONS FOR FEDERAL PURPOSES IS THREE YEARS AND FOR CALIFORNIA IS FOUR YEARS. RAGE FOR JUSTICE 917570 887195 30375 222991 917570 887195 30375 222991 222991 -192616 X X X 0 0 0 0 0 0 0 0 0 JAMIE COURT PRESIDENT 355740 0 0 0 0 0 17787 0 40042 0 413569 0 0 0 GERALD FLANAGAN LITIGATION DIRECTOR 209630 0 0 0 0 0 10482 0 11492 0 231604 0 0 0 PAMELA PRESSLEY SENIOR STAFF ATTORNEY 187425 0 0 0 0 0 9371 0 33632 0 230428 0 0 0 CARMEN BALBER EXECUTIVE DIRECTOR 209630 0 0 0 0 0 10482 0 9638 0 229750 0 0 0 HARVEY ROSENFIELD FOUNDER 440598 LEGAL SERVICES 0 FORM 990, PART VI, SECTION B, LINE 11B LINE 11A EXPLANATION - FORM 990 REVIEW PROCESS - THE AUDIT COMMITTEE OF THE ORGANIZATION HAS ENGAGED AN INDEPENDENT CPA FIRM TO PREPARE THE ORGANIZATION'S ANNUAL INFORMATION RETURN, IRS FORM 990. THE PRESIDENT, EXECUTIVE DIRECTOR AND OUTSIDE LEGAL COUNSEL REVIEW THE ORGANIZATION'S FORM 990, AND IT IS THEN FORWARDED TO ALL MEMBERS OF THE BOARD BEFORE IT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY - THE BOARD HAS AN ANNUAL DISCUSSION OF POTENTIAL CONFLICTS OF INTEREST THAT MAY ARISE, AT WHICH TIME THE PRESIDENT REITERATES THE OBLIGATION OF DIRECTORS TO DISCLOSE ANY CONFLICTS OR POTENTIAL CONFLICTS AS THEY ARISE. THE EXECUTIVE DIRECTOR MONITORS ALL MAJOR FINANCIAL TRANSACTIONS TO ENSURE THAT NO CONFLICT INVOLVING A DIRECTOR, KEY EMPLOYEE OR MEMBER OF STAFF COULD ARISE. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION REVIEW - THE ORGANIZATION REVIEWS THE POSITION COMPENSATION OF SIMILAR ORGANIZATIONS TO EVALUATE REASONABLENESS, AND THE INDEPENDENT MEMBERS OF THE BOARD DETERMINE THE COMPENSATION OF THE PRESIDENT BY VOTE. OFFICER COMPENSATION IS REVIEWED ON AN ANNUAL BASIS WITH THE POSITION COMPENSATION OF SIMILAR ORGANIZATIONS. FORM 990, PART VI, SECTION C, LINE 19 OTHER ORGANIZATION DOCUMENTS PUBLICLY AVAILABLE - OUR FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. CONSUMER WATCHDOG CAMPAIGN 6330 SAN VICENTE BLVD STE 250 LOS ANGELES CA 90048 954469690 PUBLIC EDUCATION AND CONSUMER ADVOCACY CA 501(C)(4) CONSUMER WATCHDOG 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0