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      <Desc>NLCDC OSH CENTER a One Stop Homeownership Center serves the Atlanta Sandy Springs Marietta MSA. We are dedicated to providing affordable housing to families from low to moderate income, typically work force populations such as school teachers, policemen, EMT, firefighters, etc. Our clients are under 120% AMI, we help our clients accomplish their dream of affordable home ownership and for some others affordable rentals. We work to help build credit worthiness to satisfy eligibility requirements from banks, down-payment assistance programs, and landlords.We facilitate a biannual workshop addressing pre-purchase, post purchase, foreclosure prevention and fair housing issues. Referals for more intense counseling are made to HUD Approved Housing Counseling Agencies. For down payment assistance we refer to invest Atlanta, Georgia Department of Community Affairs and County offices. This holistic approach creates guidance and a creates a clear pathway to achieving their g</Desc>
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      <SupplementalInformationDetail>
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      <SupplementalInformationDetail>
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        <FormAndLineReferenceDesc>Conflict of interest policy compliance Part VI line 12c</FormAndLineReferenceDesc>
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      <SupplementalInformationDetail>
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      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Other officer or key employee compensation Part VI line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>There are no other officers in this public charity</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing documents etc available to public Part VI line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>All governing documents are available to the public on request</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Explanation of other changes in net assets or fund balances Part XI line 9</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CHANGES IN FUND BALANCE IS DUE TO RE-APPRAISED REAL ESTATE VALUEPROPERTIES WERE ORIGINALLY INFLATED IN ERROR</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>