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        <ExplanationTxt>THE ORGANIZATION HAS A CONFLICT OF INTEREST POLICY DOCUMENT. THE POLICY REQUIRES ALL CONFLICT OF INTEREST TO BE REPORTED AS SOON AS IT IS KNOWN.</ExplanationTxt>
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        <ExplanationTxt>THE COMPENSATION OF ALL OFFICERS ARE DISCUSSED AND DETERMINED BY THE BOARD OF DIRECTORS ANNUALLY DURING ITS MEETINGS,IF NECESSARY TO DETERMINE PAY INCREMENT OR STARTING SALARY OF TOP MANAGEMENT. THE BOARD USES THE ECONOMIC ENVIRONMENT AND MARKET FORCES TO DETERMINE THE APPROPRIATE COMPENSATION.</ExplanationTxt>
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        <ExplanationTxt>THE COMPENSATION OF ALL OFFICERS ARE DISCUSSED AND DETERMINED BY THE BOARD OF DIRECTORS ANNUALLY DURING ITS MEETINGS, IF NECESSARY TO DETERMINE PAY INCREMENT OR STARTING SALARY OF TOP MANAGEMENT. THE BOARD USES THE ECONOMIC ENVIRONMENT AND MARKET FORCES TO DETERMINE THE APPROPRIATE COMPENSATION.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing documents etc available to public Part VI line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. ALL REQUEST MUST BE IN WRITING AND SENT TO THE EXECUTIVE DIRECTOR.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Explanation of other changes in net assets or fund balances Part XI line 9</FormAndLineReferenceDesc>
        <ExplanationTxt>THE OTHER CHANGES IN NET ASSETS</ExplanationTxt>
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        <FormAndLineReferenceDesc>List of other fees for services expenses Part IX line 11g</FormAndLineReferenceDesc>
        <ExplanationTxt>OTHER FEES</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>OTHER EXPENSES</ExplanationTxt>
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