2024-02-27T13:02:00-05:00 2022-12-31 203521071 CAREY & RAICEVIC CPAS INC 9939 HIBERT ST SUITE 206 SAN DIEGO CA 921311031 990 2022-01-01 951968774 CABRILLO CREDIT UNION CABR 8585477400 3710 RUFFIN ROAD SAN DIEGO CA 92123 KEVIN POSEY PRES & CEO 8585477400 2024-02-23 true KEVIN POSEY XXX-XX-XXXX true VLADIMIR RAICEVIC CPA P00091538 8585668020 2024-02-23 2022 2023-04-26 12:10:37Z X KEVIN POSEY C/O CABRILLO CREDIT UNION 3710 RUFFIN RD SAN DIEGO CA 92123 17265058 false X WWW.CABRILLOCU.COM X 1955 CA NON-PROFIT, STATE-CHARTERED, NATURAL PERSON CREDIT UNION. PROVIDES COMPETITIVE, LOW COST FINANCIAL SERVICES TO THE MEMBERS OF CABRILLO CREDIT UNION. 7 7 106 10 51384 0 9826266 10410665 1158421 2180509 4501819 4673884 15486506 17265058 0 592688 528766 7361374 7088988 0 0 5971631 7296512 13925693 14914266 1560813 2350792 423725270 404914151 391865303 382562374 31859967 22351777 X NON-PROFIT, STATE-CHARTERED, NATURAL PERSON CREDIT UNION. PROVIDING COMPETITIVE, LOW COST FINANCIAL SERVICES TO THE MEMBERS OF CABRILLO CREDIT UNION. false false PROVIDED DEPOSIT AND LOAN ACCOUNTS TO 24,490 MEMBERS. PROVIDED LOW COST SOURCE OF CREDIT AND LOW COST FINANCIAL SERVICES TO OUR MEMBERS. PROVIDED SOURCE FOR MEMBER SAVINGS AND CHECKING ACCOUNT NEEDS. PROVIDED DEPOSIT AND LOAN ACCOUNTS TO 24,522 MEMBERS. PROVIDED A LOW COST SOURCE OF CREDIT AND LOW COST FINANCIAL SERVICES TO OUR MEMBERS. PROVIDED SOURCE FOR MEMBER SAVINGS AND CHECKING ACCOUNT NEEDS. false false false false false false false false false true false true false true false false false false false false false false false false false false false false true false true false false false false false false false false false false false false true 0 0 true 106 true true true false false false false false false false X 7 7 false false false false false true false true true false true true true true true false true true false false false CA X X KEVIN POSEY 8585477400 C/O CABRILLO CREDIT UNION 3710 RUFFIN RD SAN DIEGO CA 92123 KEVIN POSEY PRES & CEO 40.00 X 304139 0 0 JOHN STEVENSON CFO 40.00 X 209842 0 0 FRANKIE P DUENAS CTO 40.00 X 249337 0 0 GREGORY BROWN CLO LENDING 40.00 X 217379 0 0 RANDI LARSSON CHAIR 1.00 X 0 0 0 RICHARD AMEZCUA VICE CHAIR 1.00 X 0 0 0 G FRANK MIRANDA SECRETARY 1.00 X 0 0 0 KRISTOPHER WHITWORTH TREASURER 1.00 X 0 0 0 MANUEL BAYON DIRECTOR 1.00 X 0 0 0 DAVE C RODRIGUEZ DIRECTOR 1.00 X 0 0 0 MARCELLA SERRANO-GOMEZ DIRECTOR 1.00 X 0 0 0 MICHAEL BARANIC SUP COMMITTE 1.00 X 0 0 0 JOEL LARA SUP COMMITTE 1.00 X 0 0 0 TINA PAISLEY SUP COMMITTE 1.00 X 0 0 0 980697 4 false true false PROGRAM SERVICE INCOME 10410665 10410665 10410665 2180509 2180509 OTHER OPERATING INCOME 2719999 2719999 FEE INCOME 1882101 1882101 FOREIGN ATM FEE INCOME 522291 51384 51384 20400 20400 4673884 17265058 17213674 51384 528766 528766 980697 583454 397243 4991258 4991258 246278 246278 399455 399455 471300 471300 917911 917911 404186 404186 697187 634026 63161 767530 767530 286016 286016 31587 31587 INFORMATION TECHNOLOGY 1509127 1509127 SHARE DRAFT & ATM 1234767 1234767 LOAN SERVICING 721143 721143 PROVISION FOR LOAN LOSSES 647721 647721 79337 79337 14914266 14453862 460404 0 74023458 18905388 99759 575501 518370 559058 190038670 222752066 9984779 7195823 1744155 2788956 143117765 142510804 14183093 16822378 423725270 404914151 4053429 5965000 387811874 376597374 391865303 382562374 X 31859967 22351777 31859967 22351777 423725270 404914151 2350792 -11858982 X false true X true false 821984 821984 3075311 2649582 425729 2138362 995533 1142829 3949122 3550708 398414 2788956 INVESTMENTS - PROGRAM RELATED 142510804 F 142510804 MEMBER DEPOSITS 371597374 NOTE PAYABLE: FHLB LOC 5000000 376597374 false false false KEVIN POSEY PRES & CEO 304139 304139 JOHN STEVENSON CFO 209842 209842 FRANKIE P DUENAS CTO 249337 249337 GREGORY BROWN CLO LENDING 217379 217379 TINA PAISLEY SUP COMM MEMBER CREDIT CARDS, MORTGAGE, AUTO LOANS X 332525 false true true KRISTOPHER WHITWORTH TREASURER HELOC, CREDIT CARD, AUTO LOAN X 90993 false true true DAVE C RODRIGUEZ DIRECTOR CREDIT CARD, AUTO LOAN, UNSECURED X 67263 false true true RICHARD AMEZCUA CHAIRMAN CREDIT CARD, UNSECURED LOAN X 18759 false true true JOEL LARA SUP COMM MEMBER CREDIT CARD X 18545 false true true FRANCISCO MIRANDA SECRETARY CREDIT CARD, AUTO LOANS, UNSECURED X 12183 false true true MARCELLA SERRANO-GOMEZ DIRECTOR CREDIT CARD, AUTO LOANS X 11295 false true true MANUEL BAYON DIRECTOR AUTO LOAN X 3830 false true true RANDI LARSSON VICE CHAIR CREDIT CARD X 3665 false true true 559058 FORM 990, PAGE 2, PART III, LINE 4D PROVIDED DEPOSIT AND LOAN ACCOUNTS TO 24,522 MEMBERS. PROVIDED A LOW COST SOURCE OF CREDIT AND LOW COST FINANCIAL SERVICES TO OUR MEMBERS. PROVIDED SOURCE FOR MEMBER SAVINGS AND CHECKING ACCOUNT NEEDS. FORM 990, PAGE 6, PART VI, LINE 7A AT THE ANNUAL MEETING. FORM 990, PAGE 6, PART VI, LINE 11B THE RETURN PREPARER EMAILS A DRAFT OF THE FORM 990 TO A DESIGNATED OFFICER AND/OR THE CEO OF THE CREDIT UNION FOR REVIEW. THE DESIGNATED INDIVIDUALS REVIEW THE DRAFT AND PRESENT ANY QUESTIONS, COMMENTS OR CORRECTIONS TO THE RETURN PREPARER. UPON SATISFACTORY COMPLETION OF THE FORM 990, THE ORGANIZATION'S AUTHORIZED INDIVIDUAL SIGNS THE APPROPRIATE SIGNATURE FORMS TO AUTHORIZE THE ELECTRONIC FILING OF THE RETURN. A COPY OF THE FORM 990, AS FILED, IS PROVIDED BY THE RETURN PREPARER TO THE ORGANIZATION'S CEO OR OTHER DESIGNATED INDIVIDUALS. GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. FINANCIALS ARE ALSO POSTED IN THE LOBBY; FINANCIALS AND OTHER INFORMATION ARE AVAILABLE ON THE NCUA WEBSITE. NO OTHER DOCUMENTS ARE AVAILABLE TO THE PUBLIC. FORM 990, PAGE 6, PART VI, LINE 18 SEE SCH O FORM 990, PAGE 6, PART VI, LINE 19 RECORDS ARE AVAILABLE AT THE CREDIT UNION MAIN OFFICES