2024-01-24T10:30:37-08:00 2023-06-30 742638320 West Davis & Company LLP 11824 Jollyville Road Suite 100 Austin TX 78759 990 2022-07-01 742581297 CEN-TEX CERTIFIED DEVELOPMENT CORP CEN- 5129129884 1011 JAN JACINTO BLVD AUSTIN TX 78701 ROSA RIOS VALDEZ CHIEF EXECUTIVE OFFICER 5129129884 2024-01-12 true ROSA RIOS VALDEZ XXX-XX-XXXX true Rob West CPA P00218847 5038286650 3 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z ROSA RIOS VALDEZ 1011 SAN JACINTO 500 AUSTIN TX 78701 3744979 false X WWW.BCLOFTEXAS.ORG X 1990 TX TO ASSIST AND PROMOTE THE GROWTH AND DEVELOPMENT OF SMALL BUSINESSES IN TEXAS AND TO FACILITATE HOUSING INITIATIVES. 9 9 24 0 0 0 5728177 2280789 1195719 1407862 30499 56328 0 6954395 3744979 957925 913563 0 1024587 1171810 0 0 1781580 2011097 3764092 4096470 3190303 -351491 31238408 28558255 15532923 13485451 15705485 15072804 X TO FURTHER THE ECONOMIC DEVELOPMENT OF TEXAS BY PROMOTING AND ASSISTING IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS AND TO ASSIST IN THE DEVELOPMENT OF AFFORDABLE HOUSING FOR LOW AND MODERATE INCOME FAMILIES. false false 2917183 913563 1061767 BUSINESS LENDING - THE ORGANIZATION PROCESSES AND SERVICES SBA LOANS FOR SMALL BUSINESSES THAT DO NOT QUALIFY FOR CONVENTIONAL FINANCING. LOANS ARE MADE TO SMALL BUSINESSES FROM GRANT FUNDS AND CONTRIBUTIONS FROM VARIOUS BUSINESSES AND LOCAL GOVERNMENTS AS WELL AS INTEREST EARNINGS AND PRINCIPAL RETURNED TO THE LOAN FUND POOL. DURING FISCAL YEAR 2022, THE ORGANIZATION DISBURSED OVER $5 MILLION IN LOANS. 157420 0 192410 COMMUNITY DEVELOPMENT - THE ORGANIZATION COUNSELED OVER 1,000 FAMILIES ON HOME FORECLOSURE AND MITIGATION, AND OVER 800 BUSINESSES WITH MANAGEMENT COUNSELING, BUSINESS MARKETING, GROWTH STRATEGIES, AND GENERAL BUSINESS START UP AND DEVELOPMENT. 300478 0 104311 HOUSING AND HOME OWNERSHIP - THE ORGANIZATION HELPS FAMILIES SECURE A HOME OF THEIR OWN AND BUILD THEIR ASSETS. THE ORGANIZATION'S SPECIALISTS WORK TO BUILD A CUSTOMIZED PLAN WITH CLIENTS TO HELP THEM ACHIEVE THEIR GOALS AT THEIR OWN PACE. 194546 0 48073 ENTREPRENEURSHIP - THE ORGANIZATION USES ITS KNOWLEDGE AND EXPERIENCE TO HELP SMALL BUSINESSES MEET THEIR GOALS. 194546 0 48073 3569627 true true false false false false false false false false true false true true true false false true false false false false false false false false false true true true false false false false false false false false false false false false false true false false false true 5 0 true 24 true false false false false false false false false false false X 9 9 false false false false false false false true true false false true true true true true true true true false X ROSA RIOS VALDEZ 5129129884 1011 SAN JACINTO 500 AUSTIN TX 78701 DAVID SALINAS CHAIR 3.00 X 0 0 0 WILLIAM SUTHERLAND VICE CHAIR 1.00 X 0 0 0 STACY BOWERS TREASURER 1.00 X 0 0 0 JUDY CANALES SECRETARY 1.00 X 0 0 0 DAVID BRENNAN DIRECTOR 1.00 X 0 0 0 DORA ZAPATA DIRECTOR 1.00 X 0 0 0 ANDRES GARZA DIRECTOR 1.00 X 0 0 0 MELISSA CHAMRAD DIRECTOR 1.00 X 0 0 0 MARINA GARCIA DIRECTOR 1.00 X 0 0 0 ROSA RIOS VALDEZ CHIEF EXECUTIVE OFFICER 40.00 X 150000 0 10642 150000 0 10642 1 false true false 213497 2067292 2280789 LOAN INTEREST INCOME 525990 615184 0 0 LOAN SERVICING FEES 525990 191030 0 0 LOAN PROCESSING FEES 525990 33948 0 0 CONTRACT INCOME 525990 447177 0 0 HOMEBUYER COUNSELING 525990 50348 0 0 70175 0 0 1407862 56328 0 56328 3744979 1407862 0 56328 913563 913563 160642 130134 30508 0 817645 662366 155279 0 11500 8755 2745 0 103112 78503 24609 0 78911 60078 18833 0 313233 282725 30508 0 27642 19018 8624 0 137707 53903 83804 0 250449 220553 29896 0 37010 23770 13240 0 253314 253314 0 0 340983 328888 12095 0 77198 0 77198 0 35485 10702 24783 0 BAD DEBT PROVISION 443641 443641 0 0 REFUND TO GRANTOR 33000 33000 0 0 MEMBERSHIP DUES 61435 46714 14721 0 4096470 3569627 526843 0 1607152 2909362 14813399 11975322 114391 144368 6604417 6417052 26450 38414 298362 143798 161724 154564 329829 29829 5057278 4390144 21686 34432 2502082 2464768 31238408 28558255 132426 281502 2595495 2504970 12733900 10606806 71102 92173 15532923 13485451 X 15204490 14620022 500995 452782 15705485 15072804 31238408 28558255 -351491 -281190 X false true X false true true X 0 2084404 6236183 1125766 5728177 2280789 17455319 0 0 2084404 6236183 1125766 5728177 2280789 17455319 0 17455319 34533 19594 11790 30499 56328 152744 0 0 17608063 0.99130 0.99390 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 257664 116946 140718 40698 26852 13846 154564 FORGIVABLE LOANS 1890144 C LOAN POOL INVESTMENT 2500000 C 4390144 RESTRICTED CASH 2030782 DUE FROM AFFILIATE 433986 2464768 PAYABLE TO CITY PARTICIPANTS 125829 DEPOSITS & ESCROW LIABILITIES -33656 92173 true 1 0 FORGIVEN LOANS 322 913563 X X X X X false false false false false false false false false ROSA RIOS VALDEZ 150000 0 0 0 0 0 3000 0 7642 0 160642 0 0 0 Pt VI, Line 11b THE EXECUTIVE DIRECTOR AND CHIEF FINANCIAL OFFICER REVIEW Pt VI, Line 11b THE FORM 990, WHICH IS THEN SUBMITTED TO THE BOARD FOR Pt VI, Line 11b REVIEW PRIOR TO FILING. Pt VI, Line 12c POTENTIAL CONFLICTS OF INTEREST ARE MONITORED BY AN Pt VI, Line 12c ANNUAL CHECK ON RECEIVING THE SIGNED CODE OF ETHICS FROM Pt VI, Line 12c DIRECTORS AND KEY EMPLOYEES. Pt VI, Line 15a THE EXECUTIVE DIRECTOR'S COMPENSATION IS REVIEWED AND Pt VI, Line 15a APPROVED BY THE BOARD OF DIRECTORS. Pt VI, Line 15b OTHER OFFICERS AND KEY EMPLOYEES COMPENSATION FOLLOWS Pt VI, Line 15b A PAY SCALE. PAY RAISES AND STARTING PAY FOR OTHER Pt VI, Line 15b OFFICERS AND KEY EMPLOYEES ARE APPROVED BY THE Pt VI, Line 15b EXECUTIVE DIRECTOR. Pt VI, Line 19 GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS Pt VI, Line 19 ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST FROM Pt VI, Line 19 MANAGEMENT. Form 990, Part III, Line 4d ENTREPRENEURSHIP - THE ORGANIZATION USES ITS 194546. 0. 48073. GRAND CENTRAL TEXAS DEVELOPMENT 1011 SAN JACINTO 500 AUSTIN TX 78701 311748289 AFFORDABLE HOUSING RENTAL TX 501(C)(3) 170(B)(1)(A)VI CEN-TEX CDC false SALUD ES VITA CORPORATION 1011 SAN JACINTO 500 AUSTIN TX 78701 461441793 OLIVE OIL PRODUCTION TX CEN-TEX CDC C 1.00000 false false false false true false false false false false false true true false false true false false false false GRAND CENTRAL TEXAS DEVELOPMENT D 433986 AGREEMENT BETWEEN ORGANIZATIONS GRAND CENTRAL TEXAS DEVELOPMENT K 122473 AGREEMENT BETWEEN ORGANIZATIONS GRAND CENTRAL TEXAS DEVELOPMENT L 15000 AGREEMENT BETWEEN ORGANIZATIONS GRAND CENTRAL TEXAS DEVELOPMENT O 53094 AGREEMENT BETWEEN ORGANIZATIONS