2024-11-15T09:46:47-06:00 2023-12-31 341874260 CBIZ ADVISORS LLC 700 WEST 47TH STREET SUITE 1100 KANSAS CITY MO 64112 990 2023-01-01 824304490 ASSOCIATION OF INDEPENDENT MORTGAGE EXPERTS ASSO 3603355246 6978 DIXIE HIGHWAY B CLARKSTON MI 48346 TOM AHLES TREASURER 3603355246 2024-11-14 1 1 LISA BURKE P00220718 8169455500 2024-11-14 2023 2024-10-15 13:58:12Z JONATHON HADDAD 6978 DIXIE HIGHWAY B CLARKSTON MI 48346 4954281 0 X AIMEGROUP.COM X 2018 MI PROTECT, SUPPORT, AND GROW THE BROKER CHANNEL THROUGH ADVOCACY, OUTREACH & EDUCATION. 4 0 38 8 0 0 0 117071 8622716 4826691 0 10409 360 110 8623076 4954281 14116 0 0 0 2899929 2456677 0 0 0 5307655 4822384 8221700 7279061 401376 -2324780 2843676 619710 49467 150281 2794209 469429 X TO MAINTAIN AN ASSOCIATION OF EXPERTS EMPOWERED WITH THE TOOLS, RESOURCES, AND SUPPORT TO SUCCESSFULLY ADVISE CONSUMERS NATIONWIDE ON RESIDENTIAL MORTGAGE NEEDS. AIME CULTIVATES IDEAS, PROVIDES EXCLUSIVE BENEFITS, AND IMPACTS LEGISLATIVE AND SOCIAL PROGRESS. 0 0 AIME IS A MEMBERSHIP ASSOCIATION OF INDEPENDENT MORTGAGE EXPERTS. MEMBERS ARE EMPOWERED WITH THE TOOLS, RESOURCES, AND SUPPORT NECESSARY TO SUCCESSFULLY ADVISE CONSUMERS NATIONWIDE WITH THEIR RESIDENTIAL MORTGAGE NEEDS. MEMBERS ARE PROVIDED EXCLUSIVE BENEFITS AND BENEFIT FROM IMPACTFUL LEGISLATIVE AND SOCIAL PROGRESS THROUGH ADVOCACY AND EDUCATION.SEE SCHEDULE O FOR A SUMMARY OF MEMBER BENEFITS.MEMBER BENEFITS:-AIME FUSE NATIONAL CONFERENCE-REGIONAL WORKSHOPS-SOCIAL MEDIA COMMUNITIES HOSTED BY AIME, EXCLUSIVELY FOR MEMBERS, WITH WEEKLY CONTENT AND TRAINING FOR THE PURPOSE OF PROVIDING KNOWLEDGE, TRAINING, AND EDUCATION AROUND TOPICS THAT CAN HELP INDEPENDENT MORTGAGE EXPERTS GROW THEIR BUSINESSES.-MEMBER NETWORKING OPPORTUNITIES VIA LOCAL AND VIRTUAL MEET UPS-WEEKLY E-NEWSLETTER-WEEKLY BROKER-TO-BROKER PODCAST EXCLUSIVELY FOR AIME MEMBERS, FEATURING INDEPENDENT MORTGAGE EXPERTS SHARING BEST PRACTICES, SUCCESS STORIES, AND BENEFITS TO AIME MEMBERSHIP. -MONTHLY WEBINARS PROVIDING MEMBERS WITH TRAINING AROUND MARKETING, BUSINESS DEVELOPMENT, AND OTHER TOPICS TO HELP INDEPENDENT MORTGAGE EXPERTS GROW THEIR BUSINESS.-EXCLUSIVE MEMBER PERKS PROGRAM THAT PROVIDES LISTS OF PREFERRED INDUSTRY PARTNERS AND MEMBER DISCOUNTS, INCLUDING: --DISCOUNTED SUBSCRIPTION FEES FOR ENHANCED TECHNOLOGY OFFERINGS. --DISCOUNTED PRE-EDUCATION AND CONTINUING EDUCATION PROFESSIONAL SERVICES. ANNUAL NATIONAL CONFERENCE IN 2023, THE AIME FUSE NATIONAL CONFERENCE PROVIDED 1,386 ATTENDEES WITH EDUCATIONAL AND NETWORKING OPPORTUNITIES IN THE FORM OF KEYNOTE SPEAKERS, BREAK-OUT SESSIONS, AND A VENDOR/LENDER EXHIBIT HALL. EXHIBITORS INCLUDED WHOLESALE MORTGAGE LENDERS AND VENDORS THAT PROVIDE PRODUCTS, TOOLS, AND SERVICES FOR BROKERS IN THE WHOLESALE MORTGAGE INDUSTRY. REGIONAL WORKSHOPSIN 2023, AIME LAUNCHED SEVERAL IMPACTFUL REGIONAL WORKSHOPS AND PROGRAMS THAT GREATLY BENEFITED THE MORTGAGE BROKER COMMUNITY. - THE HALL OF AIME EVENT FEATURED WORKSHOPS AND PANELS, FOSTERING COLLABORATION AND SKILL ENHANCEMENT.- NATIONAL MORTGAGE BROKERS DAY RAISED AWARENESS THROUGH REGIONAL NETWORKING EVENTS, HIGHLIGHTING THE VITAL ROLE OF BROKERS TO HOMEBUYERS AND REAL ESTATE PROFESSIONALS.-THE SUCCESS TRACK INITIATIVE OFFERED WEEKLY TRAINING TO REFINE BUSINESS PRACTICES.(CONTINUED ON SCHEDULE O)- AIME ON TOUR ENGAGED LOCAL BROKERS WITH TAILORED TRAINING OPPORTUNITIES.- HOMEOWNERSHIP ROUNDTABLES ADVANCED FINANCIAL EDUCATION FOR BLACK, HISPANIC, AND VETERAN COMMUNITIES, PROMOTING INCLUSIVITY IN HOMEOWNERSHIP. - AIME ACADEMY PROVIDED ESSENTIAL TRAINING FOR BROKERS AND SUPPORT STAFF, FACILITATING ONBOARDING AND CAREER DEVELOPMENT. 0 1 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 3 0 1 38 1 0 0 0 0 1 0 0 0 0 X 4 0 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 0 0 0 X TOM AHLES TREASURER 2166304520 6978 DIXIE HWY STE B CLARKSTON MI 48346 KATHERINE KATIE SWEENEY CHAIR & CEO 40.00 X X 249988 0 5871 MARC SUMMERS PRESIDENT, TREASURER 40.00 X X 109988 0 25280 STEPHANIE GRAY SECRETARY 40.00 X X 28108 0 0 KARIS KOHEN DIRECTOR, SVP BUSINESS DEV 40.00 X 145821 0 24103 JENNIFER LEONARD VP MARKETING 40.00 X 114554 0 5641 CLIFF GILMORE CHIEF OF STAFF 40.00 X 119792 0 0 768251 0 60895 5 0 1 0 0 117071 117071 SPONSORSHIPS 611430 3396765 3396765 MEMBERSHIP DUES 611430 784039 784039 CONFERENCES 611430 628847 628847 CONTINUING EDUCATION 611430 17040 17040 4826691 10409 10409 110 0 110 110 4954281 4826691 0 10519 589159 1583098 1055 95439 187926 55589 120442 357322 48940 158269 76614 522753 284372 258310 2661517 186 6395 BAD DEBT EXPENSE 271675 7279061 1498309 207855 1308584 327885 0 1654 36783 82316 199737 199737 0 0 2843676 619710 42267 146681 7200 3600 49467 150281 X 0 0 0 0 2794209 469429 2794209 469429 2843676 619710 -2324780 0 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 784039 357322 357322 357322 46369 46369 0 42497 42497 0 110871 110871 0 0 X 0 0 0 0 0 KATHERINE KATIE SWEENEY CHAIR & CEO 249988 0 0 0 0 0 0 0 5871 0 255859 0 0 0 KARIS KOHEN DIRECTOR, SVP BUSINESS DEV 145821 0 0 0 0 0 0 0 24103 0 169924 0 0 0 PART I, LINE 1A ONLY THE CEO USED FIRST-CLASS TRAVEL. SPOUSAL TRAVEL WAS NOT INCLUDED. THE FIRST-CLASS TRAVEL WAS NOT TREATED AS TAXABLE COMPENSATION. PART I, LINE 3 THE CEO'S COMPENSATION WAS SELF-DETERMINED. THE CEO WAS TERMINATED JANUARY 25, 2024. THE BOARD IS REVIEWING HER COMPENSATION AS PART OF SEVERANCE NEGOTIATIONS. SEVERANCE IS BEING WITHHELD PENDING FURTHER REVIEW. MARC SUMMERS PRESIDENT, TREASURER PERSONAL EXPENSES X 1654 1654 0 0 0 1654 FORM 990, PART VI, SECTION A, LINE 6 THE ASSOCIATION HAS THREE (3) CLASSES OF MEMBERS. CLASS I MEMBERS ARE INDEPENDENT MORTGAGE EXPERTS WHO ARE EMPLOYEES OR INDEPENDENT CONTRACTORS OF A BUSINESS THAT IS AN INDEPENDENT BROKER OR NON-DELEGATED CORRESPONDENT OF RESIDENTIAL MORTGAGES. CLASS II MEMBERS ARE VENDORS TO THE RESIDENTIAL MORTGAGE INDUSTRY. CLASS III MEMBERS ARE SELLERS AND SERVICERS OF RESIDENTIAL HOME MORTGAGE LOANS. CORPORATIONS OR BUSINESS ENTITIES SEEKING MEMBERSHIP IN THE ASSOCIATION FOR THEMSELVES, THEIR EMPLOYEES AND/OR THEIR INDEPENDENT CONTRACTORS, AS APPLICABLE, AS A CLASS I MEMBER, CLASS II MEMBER, OR CLASS III MEMBER, SHALL BECOME MEMBERS OF THE ASSOCIATION ONLY UPON APPROVAL OF THE ASSOCIATION AFTER HAVING MET THE MEMBERSHIP CRITERIA SET BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 8A THE BOARD OF DIRECTORS DID NOT MEET, APPOINT MEMBERS, OR RETAIN MINUTES THROUGHOUT 2023. FORM 990, PART VI, SECTION A, LINE 8B THE ASSOCIATION HAS NO COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. FORM 990, PART VI, SECTION B, LINE 11B PRIOR TO FILING WITH THE IRS, THE BOARD COLLECTIVELY REVIEWS FORM 990, HOLDS A FORMAL VOTE ON ADOPTION OF THE 990 FOR SUBMISSION, AND MEMORIALIZES THE VOTE IN ITS PERMANENT RECORDS. FORM 990, PART VI, SECTION B, LINE 12 AIME ADOPTED A CONFLICT OF INTEREST POLICY ON SEPTEMBER 6, 2024, STATING THAT UPON INITIAL ELECTION OR APPOINTMENT, AND ANNUALLY THEREAFTER, EACH DIRECTOR, OFFICER, AND KEY PERSON MUST COMPLETE, SIGN AND SUBMIT TO THE CHAIR OF THE AUDIT COMMITTEE A WRITTEN STATEMENT IN THE FORM OF THE ACKNOWLEDGEMENT AND DISCLOSURE STATEMENT ATTACHED TO THE POLICY. IF THE BOARD OR COMMITTEE DETERMINES THAT A CONFLICT DOES EXIST, THE BOARD OR COMMITTEE SHALL DECIDE HOW TO HANDLE THE CONFLICT, TAKING CARE TO ENSURE THAT ANY RESOLUTION IS CONSISTENT WITH THE BEST INTERESTS OF AIME. THE PERSON WITH THE CONFLICT MAY NOT BE PRESENT FOR OR PARTICIPATE IN DELIBERATIONS OR VOTING WITH RESPECT TO THE CONFLICT. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. AIME'S WEBSITE INCLUDES A REQUEST PUBLIC DOCUMENTS BUTTON WHERE YOU CAN EMAIL YOUR REQUEST TO AIMETRANSPARENCY@AIMEGROUP.COM. FORM 990, PART VI, SECTION B, LINES 13 AND 14: ON SEPTEMBER 6, 2024, AIME ADOPTED A WRITTEN WHISTLEBLOWER POLICY AND A WRITTEN DOCUMENT RETENTION AND DESTRUCTION POLICY.