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        <BOYAmt>91576741</BOYAmt>
        <EOYAmt>91190877</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>569043</ReconcilationRevenueExpnssAmt>
      <PriorPeriodAdjustmentsAmt>-116649</PriorPeriodAdjustmentsAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <AcctCompileOrReviewBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </AcctCompileOrReviewBasisGrp>
      <FSAuditedInd>false</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="990A">
      <PubliclySupportedOrg509a2Ind>X</PubliclySupportedOrg509a2Ind>
      <GrossReceiptsNonUnrltBusGrp>
        <CurrentTaxYearMinus4YearsAmt>1914967</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1826665</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1901234</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>2356743</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>3991691</CurrentTaxYearAmt>
        <TotalAmt>11991300</TotalAmt>
      </GrossReceiptsNonUnrltBusGrp>
      <Total509Grp>
        <CurrentTaxYearMinus4YearsAmt>1914967</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1826665</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1901234</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>2356743</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>3991691</CurrentTaxYearAmt>
        <TotalAmt>11991300</TotalAmt>
      </Total509Grp>
      <PublicSupportTotal509Amt>11991300</PublicSupportTotal509Amt>
      <GrossInvestmentIncome509Grp>
        <CurrentTaxYearMinus4YearsAmt>41404</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>58108</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>225277</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>186698</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>123223</CurrentTaxYearAmt>
        <TotalAmt>634710</TotalAmt>
      </GrossInvestmentIncome509Grp>
      <InvestmentIncomeAndUBTIGrp>
        <CurrentTaxYearMinus4YearsAmt>41404</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>58108</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>225277</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>186698</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>123223</CurrentTaxYearAmt>
        <TotalAmt>634710</TotalAmt>
      </InvestmentIncomeAndUBTIGrp>
      <OtherIncome509Grp>
        <CurrentTaxYearMinus4YearsAmt>34</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>52</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus1YearAmt>10</CurrentTaxYearMinus1YearAmt>
        <TotalAmt>96</TotalAmt>
      </OtherIncome509Grp>
      <TotalSupportCalendarYearGrp>
        <CurrentTaxYearMinus4YearsAmt>1956405</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1884825</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>2126511</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>2543451</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>4114914</CurrentTaxYearAmt>
        <TotalAmt>12626106</TotalAmt>
      </TotalSupportCalendarYearGrp>
      <PublicSupportCY509Pct>0.94970</PublicSupportCY509Pct>
      <PublicSupportPY509Pct>0.94150</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.05000</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.06000</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleD documentId="990D">
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>4332</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>4332</DepreciationAmt>
      </EquipmentGrp>
      <OtherSecuritiesGrp>
        <Desc>FIXED MUTUAL FUND INVESTMENTS</Desc>
        <BookValueAmt>3280472</BookValueAmt>
        <MethodValuationCd>F</MethodValuationCd>
      </OtherSecuritiesGrp>
      <TotalBookValueSecuritiesAmt>3280472</TotalBookValueSecuritiesAmt>
      <OtherAssetsOrgGrp>
        <Desc>ACCRUED INTEREST RECEIVABLE</Desc>
        <BookValueAmt>125087</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>125087</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>INVESTORS ACCOUNTS</Desc>
        <Amt>90469812</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>90469812</TotalLiabilityAmt>
      <TotalRevEtcAuditedFinclStmtAmt>4468190</TotalRevEtcAuditedFinclStmtAmt>
      <RevenueSubtotalAmt>4468190</RevenueSubtotalAmt>
      <TotalRevenuePerForm990Amt>4468190</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>3899147</TotExpnsEtcAuditedFinclStmtAmt>
      <ExpensesSubtotalAmt>3899147</ExpensesSubtotalAmt>
      <TotalExpensesPerForm990Amt>3899147</TotalExpensesPerForm990Amt>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="990I">
      <GrantRecordsMaintainedInd>true</GrantRecordsMaintainedInd>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>BRIGHT BEGINNINGS - NAPPANEE OPPORT</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>9261 W 1350 N</AddressLine1Txt>
          <CityNm>NAPPANEE</CityNm>
          <StateAbbreviationCd>IN</StateAbbreviationCd>
          <ZIPCd>46550</ZIPCd>
        </USAddress>
        <RecipientEIN>263406566</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>30000</CashGrantAmt>
        <PurposeOfGrantTxt>SPECIAL NEEDS CHILDREN ASSISTANCE</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>SUNSHINE WORKSHOP INC</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>6255 W 1300 N</AddressLine1Txt>
          <CityNm>NAPPANEE</CityNm>
          <StateAbbreviationCd>IN</StateAbbreviationCd>
          <ZIPCd>46550</ZIPCd>
        </USAddress>
        <RecipientEIN>454333590</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>30000</CashGrantAmt>
        <PurposeOfGrantTxt>SPECIAL NEEDS CHILDREN ASSISTANCE</PurposeOfGrantTxt>
      </RecipientTable>
    </IRS990ScheduleI>
    <IRS990ScheduleL documentId="990L">
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>LEON SCHWARTZ</PersonNm>
        <RelationshipWithOrgTxt>DIRECTOR</RelationshipWithOrgTxt>
        <LoanPurposeTxt>REAL ESTATE</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>234000</OriginalPrincipalAmt>
        <BalanceDueAmt>131041</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>MATT HOCHSTETLER</PersonNm>
        <RelationshipWithOrgTxt>ADMINISTRATOR</RelationshipWithOrgTxt>
        <LoanPurposeTxt>REAL ESTATE</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>436009</OriginalPrincipalAmt>
        <BalanceDueAmt>420471</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <TotalBalanceDueAmt>551512</TotalBalanceDueAmt>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>MATT HOCHSTETLER</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>ASSISTANT ADMINISTRATOR</RelationshipDescriptionTxt>
        <TransactionAmt>148939</TransactionAmt>
        <TransactionDesc>PROFESSIONAL FEES</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="990O">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990 governing body review Part VI line 11</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FORM 990 IS PRESENTED AT THE NEXT BOARD MEETING OF THE OFFICERS AFTER IT IS COMPLETED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Officer director etc mailing address Part VI line 9</FormAndLineReferenceDesc>
        <ExplanationTxt>CHRIST B. KURTZ - 7178 CEDAR RD. - BOURBON, IN 46504DELBERT H. MILLER - 4085 W 1350 N - MILFORD, IN 46542LEON SCHWARTZ - 9615 N 900 W - NAPPANEE IN 46550LYLE E. YODER - 69810 BEECH RD. - NAPPANEE, IN 46550EVERETT HOCHSTETLER - 13996 N 1050 W, NAPPANEE, IN 46550LAMAR O HOCHSTETLER - 10313 N 500 W, MILFORD IN 46542MATT L HOCHSTETLER - 8160 W 1050 N, NAPPANEE IN 46550STEVEN MILLER - 7781 ELM RD, BOURBON IN 46504</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>CEO executive director top management comp Part VI line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>THE DIRECTORS FEES ARE SET WITH APPROVAL OF THE WHOLE INVESTOR GROUP.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Other officer or key employee compensation Part VI line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>DIRECTOR AND TREAURER FEES ARE SET WITH APPROVAL OF THE WHOLE INVESTOR GROUP.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing documents etc available to public Part VI line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 AND OTHER PUBLICLY REQUIRED AVAILABLE FORMS ARE AVAILABLE UPON REQUEST FROM THE TREASURERS OFFICE.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>