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          <RecipientUSAddress>
            <AddressLine1Txt>1363 CLARK ST</AddressLine1Txt>
            <CityNm>NILES</CityNm>
            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44446</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>AVALLINA AURILIO</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>461 BONNIE BRAE AVENUE</AddressLine1Txt>
            <CityNm>NILES</CityNm>
            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44446</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BRAD ISABELLA</RecipientPersonNm>
          <RecipientUSAddress>
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            <CityNm>NILES</CityNm>
            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44446</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DAVID BUTTAR</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1474 BUTTERFIELD CIRCLE</AddressLine1Txt>
            <CityNm>NILES</CityNm>
            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44446</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DANA SPAGNOLETTA</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>5453 RUSSELL LANE</AddressLine1Txt>
            <CityNm>FOWLER</CityNm>
            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44418</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DAVID AMSDEN-MICHEL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1835 TAFT AVE</AddressLine1Txt>
            <CityNm>NILES</CityNm>
            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44446</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HANNAH ZUCCO</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1471 BUTTERFIELD CIRCLE</AddressLine1Txt>
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            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44446</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>THOMAS ROSSI</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1544 ROOSEVELT AVENUE</AddressLine1Txt>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>KATHERINE BUTTAR</RecipientPersonNm>
          <RecipientUSAddress>
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            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44446</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MARISSA BUGOS</RecipientPersonNm>
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            <AddressLine1Txt>158 CAMROSE DR</AddressLine1Txt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>RACHEL LIBERT</RecipientPersonNm>
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            <AddressLine1Txt>1225 FOUR WINDS CT</AddressLine1Txt>
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        <GrantOrContributionPdDurYrGrp>
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            <ZIPCd>44446</ZIPCd>
          </RecipientUSAddress>
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          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
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    <AccountingFeesSchedule documentId="RetDoc2002200001">
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        <CategoryTxt>ACCOUNTING FEES</CategoryTxt>
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      <InvestmentsCorporateBondsGrp>
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      <InvestmentsCorporateBondsGrp>
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      <InvestmentsCorporateBondsGrp>
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      <InvestmentsCorporateBondsGrp>
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      <InvestmentsCorporateBondsGrp>
        <BondNm>25,000 INTEL CORP</BondNm>
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        <EOYFMVAmt>20379</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
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        <StockNm>ALPHABET INC</StockNm>
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        <EOYFMVAmt>6557</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AT&amp;T INC</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TJX COS INC</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SCHLUMBERGER</StockNm>
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        <EOYFMVAmt>3020</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CBOE</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CHUBB</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CITIGROUP</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CVS</StockNm>
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        <EOYFMVAmt>1240</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON</StockNm>
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        <EOYFMVAmt>3508</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PFIZER</StockNm>
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        <EOYFMVAmt>1735</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>GILEAD SCIENCES INC COM</StockNm>
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        <EOYFMVAmt>2744</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AMAZON COM INC COM</StockNm>
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        <EOYFMVAmt>3865</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LOCKHEED</StockNm>
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        <EOYFMVAmt>3737</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UBER TECHNOLOGIES</StockNm>
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        <EOYFMVAmt>2180</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ADOBE</StockNm>
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        <EOYFMVAmt>4444</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE</StockNm>
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        <EOYFMVAmt>6529</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CISCO</StockNm>
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        <EOYFMVAmt>4989</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTERNATIONAL BUSINESS</StockNm>
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        <EOYFMVAmt>4324</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AKAMAI TECHNOLOGIES INC COM</StockNm>
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        <EOYFMVAmt>3243</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT</StockNm>
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        <EOYFMVAmt>5810</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TWILIO INC CL A</StockNm>
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        <EOYFMVAmt>852</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DELL TECHNOLOGIES</StockNm>
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        <EOYFMVAmt>1379</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VISA INC</StockNm>
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        <EOYFMVAmt>3937</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NEWMONT CORP</StockNm>
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        <EOYFMVAmt>4773</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MID AMER</StockNm>
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        <EOYFMVAmt>5419</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DUKE ENERGY</StockNm>
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        <EOYFMVAmt>1904</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHENIERE ENERGY INC COM</StockNm>
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        <EOYFMVAmt>5944</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NEXTERA ENERGY</StockNm>
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        <EOYFMVAmt>3682</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AUTOZONE INC COM</StockNm>
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        <EOYFMVAmt>2964</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>EQT CORP COM</StockNm>
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        <EOYFMVAmt>1553</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CME GROUP</StockNm>
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        <EOYFMVAmt>4522</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN CHASE &amp; CO</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HONEYWELL INTL</StockNm>
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        <StockNm>MEDTRONIC PLC SHS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ACCENTURE PLC ITELAND SHS CLASS A</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TE CONNECTIVITY LTD SHS</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SOLVENTUM CORP COM SHS</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>1810</EOYFMVAmt>
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    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc2210400001">
      <USGovtObligationsBookVlEOYAmt>125000</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>114140</USGovtObligationsEOYFMVAmt>
      <StateLocalSecBookVlEOYAmt>0</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>0</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsOtherSchedule2 documentId="RetDoc2018100001">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GOLDMAN SACHS TR INF PROSEC INS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>15243</BookValueAmt>
        <EOYFMVAmt>15083</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JP MORGAN TR II JPM MBS SEC FD I</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>15243</BookValueAmt>
        <EOYFMVAmt>15304</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA EMERGING MARKETS CORE EQUITY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>15054</BookValueAmt>
        <EOYFMVAmt>16292</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>21746</BookValueAmt>
        <EOYFMVAmt>16596</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GQG PARTERNS INTERNATIONAL OPPORTUNITIES</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>23536</BookValueAmt>
        <EOYFMVAmt>31976</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INVESCO MAIN STREET SMALL CAP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>10968</BookValueAmt>
        <EOYFMVAmt>12589</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES MSCI EAFE INDEX INSTITUTIONAL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>14579</BookValueAmt>
        <EOYFMVAmt>14399</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INVESCO QQQ TR UNIT SER 1</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1526</BookValueAmt>
        <EOYFMVAmt>1916</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SELECT SECTOR SPDR TR SBI CONS DISCR</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4029</BookValueAmt>
        <EOYFMVAmt>4013</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD SHORT TERM INVESTMENT GRADE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3759</BookValueAmt>
        <EOYFMVAmt>3748</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA COMMODITY STRATEGY INSTITUTIONAL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>27763</BookValueAmt>
        <EOYFMVAmt>27193</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <LegalFeesSchedule documentId="RetDoc2002100001">
      <LegalFeesGrp>
        <CategoryTxt>LEGAL FEES</CategoryTxt>
        <LegalFeesAmt>2200</LegalFeesAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>2200</DisbursementsCharitablePrpsAmt>
      </LegalFeesGrp>
    </LegalFeesSchedule>
    <OtherDecreasesSchedule documentId="RetDoc2049800001">
      <OtherDecreasesDetail>
        <Desc>NET ADJUSTMENT FOR BOND AMORTIZATION</Desc>
        <Amt>1996</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>OHIO FILING FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>200</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>200</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc2002300001">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT MANAGEMENT FEES</CategoryTxt>
        <Amt>6176</Amt>
        <NetInvestmentIncomeAmt>6176</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
      <OtherProfessionalFeesDetail>
        <Amt>0</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc2002500001">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX WITHHELD</CategoryTxt>
        <Amt>23</Amt>
        <NetInvestmentIncomeAmt>23</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>