2024-08-16T10:46:47-04:00 2023-12-31 364050248 HEARNE & ASSOCIATES PC 19250 EVERETT LN STE 200 MOKENA IL 60448 990 2023-01-01 510175452 SOUTH SUBURBAN HOUSING CENTER SOUT 7089574674 18220 HARWOOD AVENUE SUITE 1 HOMEWOOD IL 60430 JOHN PETRUSZAK EXECUTIVE DIRECTOR 7089574674 2024-08-07 true false JOHN C WILLIAMS CPA P00197220 7084784650 2024-08-07 2023 2024-08-08 14:25:15Z JOHN PETRUSZAK 18220 HARWOOD AVE HOMEWOOD IL 60430 1545009 false X WWW.SOUTHSUBURBANHOUSINGCENTER.ORG X 1975 IL THE ORGANIZATION'S MISSION IS TO PROMOTE AND FOSTER LONG-TERM DIVERSITY BY WORKING TO ELIMINATE ALL FORMS OF DISCRIMINATION AND EXPLOITATION IN THE HOUSING MARKET. 9 9 14 48 0 3285242 1515276 0 13075 29733 0 3298317 1545009 48883 769176 0 984801 1059934 0 21873 271322 384103 1305006 2213213 1993311 -668204 3285756 2560562 223483 166493 3062273 2394069 X THE ORGANIZATION'S MISSION IS TO PROMOTE AND FOSTER LONG-TERM DIVERSITY BY WORKING TO ELIMINATE ALL FORMS OF DISCRIMINATION AND EXPLOITATION IN THE HOUSING MARKET. false false 741230 COMPREHENSIVE FAIR HOUSING ENFORCEMENT PROGRAM: SUBSTANTIALLY FUNDED BY THREE HUD FAIR HOUSING INITIATIVES PROGRAM (FHIP) GRANTS. THE GRANT PROJECTS ENCOMPASSED THE FOLLOWING ACTIVITIES: COMPLAINT INTAKE AND INVESTIGATION; FORMAL COMPLAINT PROCESSING AND FILING; INFORMAL DISPUTE RESOLUTION, FAIR HOUSING ADVOCACY FOR DISTRESSED PROTECTED CLASS FAMILIES; FAIR HOUSING STABILITY ASSISTANCE FOR COVID-19 ECONOMICALLY AFFECTED FAMILIES, AND A HOST OF EDUCATION, OUTREACH, AND TRAINING ACTIVITIES. FOR PROGRAM YEAR 2023, THE ORGANIZATION PROCESSED 221 COMPLAINT INTAKES, CONDUCTED 125 TEST PART INVESTIGATIONS IN 38 COMMUNITIES; CONTINUED TO LITIGATE 2 FORMAL FEDERAL COURT ACTIONS AND FILED 5 NEW ADMINISTRATIVE COMPLAINTS ALLEGING VIOLATIONS OF THE FAIR HOUSING ACT; PROVIDED FAIR HOUSING STABILITY ASSISTANCE TO 155 COVID-19 DISTRESSED RENTERS AND HOMEOWNERS, SUCCESSFULLY RESOLVED 14 ENFORCEMENT ACTIONS AND FORMED PARTNERSHIPS WITH 21 LOCAL/NATIONAL ORGANIZATIONS AND GOVERNMENTS BODIES TO ACHIEVE THESE ACCOMPLISHMENTS. EDUCATION AND OUTREACH PROGRAM ACCOMPLISHMENTS INCLUDE: CONDUCTING 16 LARGE GROUP VIRTUAL FAIR HOUSING/LENDING WORKSHOP SESSIONS ATTENDED BY 974 INDIVIDUALS; MASS SOCIAL MEDIA DISTRIBUTION OF FAIR HOUSING/LENDING AND HOUSING ASSISTANCE INFORMATION TO 824,910 USERS; 750,689 IMPRESSIONS FROM MOBILE AD CAMPAIGNS ON NEW FAIR HOUSING PROTECTIONS; ATTRACTING 41,820 FAIR HOUSING OR LENDING INFORMATION VISITS TO OUR WEBSITE; AND IMPLEMENTING AN OUTDOOR MULTI-MEDIA INTERSTATE BILLBOARD AND MASS TRANSIT BUS FAIR HOUSING ADVERTISEMENT CAMPAIGN CREATING 17,808,239 IMPRESSIONS. 621413 HOUSING COUNSELING PROGRAM: PRIMARILY FUNDED BY MULTIPLE SMALL DOLLAR GRANTS AND FUNDRAISING ACTIVITIES. INCLUDES THE PROVISION OF THE FOLLOWING COMPREHENSIVE HUD-CERTIFIED HOUSING COUNSELING ACTIVITIES: INDIVIDUAL ONE-ON-ONE RENTAL AND HOMELESS REFERRALS; PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING; MORTGAGE DELINQUENCY AND FORECLOSURE COUNSELING; AS WELL AS GROUP COUNSELING ACTIVITIES INCLUDING HOME BUYER WORKSHOPS, FINANCIAL LITERACY WORKSHOPS AND FORECLOSURE ASSISTANCE AND MORTGAGE FRAUD AWARENESS WORKSHOPS. FOR FISCAL YEAR 2023, COUNSELING SERVICES WERE PROVIDED TO 1,729 INDIVIDUALS AND FAMILIES, OF WHICH 529 WERE FACING FORECLOSURE, 392 SEEKING RENTAL/HOMELESS REFERRALS, 1 RECEIVING POST- PURCHASE GUIDANCE, AND 280 SEEKING TO PURCHASE A HOME, RESULTING IN 145 NEW HOMEOWNERS AND 256 HOMES SAVED THROUGH MORTGAGE MODIFICATIONS OR HAF PROGRAM ASSISTANCE. OVER 527 INDIVIDUALS ATTENDED 24 WORKSHOPS AND WEBINARS. IN ADDITION TO THE INDIVIDUAL COUNSELING SERVICES PROVIDED, AS A PARTNER AGENCY FOR BOTH THE ILLINOIS HOUSING DEVELOPMENT AUTHORITY'S (IHDA) RENTAL PAYMENT PROGRAM (RPP) AND HOMEOWNER'S ASSISTANCE FUND (HAF), WE DIRECTLY ASSISTED 242 RENTERS AND 373 HOMEOWNERS RESPECTIVELY, APPLY FOR THESE EMERGENCY ASSISTANCE GRANTS. APPROXIMATELY 4,647 PRINT FLYERS WERE DISTRIBUTED AT MULTIPLE EVENTS AND MUNICIPAL LOCATIONS THROUGHOUT THE 34 PLUS COMMUNITIES THAT COMPRISE OUR PRIMARY SERVICE AREA REGARDING THESE PROGRAMS. APPROXIMATELY 1,003 INDIVIDUALS ATTENDED NINE (9) IN-PERSON EVENTS, SEVEN HUNDRED FIFTY-FOUR (754) INDIVIDUALS ATTENDED THREE (3) WEBINARS AND THOUSANDS OF CLIENTS WERE INFORMED OF THESE RENTAL AND HOMEOWNER ASSISTANCE PROGRAMS THROUGH ONGOING OUTREACH EMAILS AND SOCIAL MEDIA POSTS. THE GENERAL CHARACTERISTICS OF THE CLIENTS WE SERVED, PER OUR FY23 HUD- 9902, ARE 86% AFRICAN AMERICAN AND 88% BELOW THE 80% AREA MEDIAN INCOME (AMI) THRESHOLD. 778350 769176 INCLUSIVE COMMUNITY GRANT PROGRAM: SUBSTANTIALLY FUNDED BY A 2013 CONCILIATION AGREEMENT. PHASE TWO OF THE GRANT PROGRAM, WHICH PROVIDES GRANTS TO EXISTING HOMEOWNERS IN MORTGAGE DISTRESS IN TARGETED COMMUNITIES HARDEST HIT BY THE FORECLOSURE CRISIS, WAS LAUNCHED IN THE 1ST QUARTER OF 2016. SIXTEEN (16) GRANTS WERE PROVIDED TO DISTRESSED HOMEOWNERS IN NINE (9) TARGETED COMMUNITIES IN 2023, FOR A TOTAL OF 163,971, ALLOWING THE GRANT RECIPIENTS TO AVOID LOSING THEIR HOME TO FORECLOSURE OR PROPERTY TAX SALES. THE DOWN PAYMENT ASSISTANCE COMPONENT OF OUR ICF PROGRAM WAS REVITALIZED BY THE LANDMARK 2022 FANNIE MAE SETTLEMENT, ALLOWING US TO RE-FUND THE PROGRAM WITH 1,208,000. THE SOUTH SUBURBAN CHICAGO PHASE LAUNCHED IN MARCH 2023. THE PROGRAM OFFERED UP TO 15,000 IN DOWN PAYMENT ASSISTANCE PROVIDED AS A FIVE-YEAR FORGIVABLE GRANT. SIXTY (60) GRANTS WERE AWARDED TO BUYERS IN TWENTY-THREE (23) SOUTH SUBURBAN CHICAGO AREA COMMUNITIES TOTALING 605,205, WHICH IN TURN FACILITATED 9,465,999 IN REAL ESTATE TRANSACTIONS. THE NORTHWEST INDIANA PHASE OF THE DOWN PAYMENT ASSISTANCE GRANT PROGRAM IS SCHEDULED TO LAUNCH IN 2024. 2140993 true true false false false false false false false false true false false true true true true false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false true 5 0 14 true false false false false false true true false false false false false false false false X 9 9 false false false false false false false true true false false true true true true true true true true false IL X SOUTH SUBURBAN HOUSING CENTER 7089574674 18220 HARWOOD AVE HOMEWOOD IL 60430 JOHN OSTENBURG PRESIDENT 3.00 X X 0 0 0 MONICA HOLDEN VICE PRESIDE 3.00 X X 0 0 0 PAULA FARR SECRETARY 3.00 X X 0 0 0 DR MICHAEL TOWNSEND SR TREASURER 3.00 X X 0 0 0 VELDA ERIE BOARD MEMBER 1.00 X 0 0 0 ALAN BANKS BOARD MEMBER 1.00 X 0 0 0 DAN GRAHAM BOARD MEMBER 1.00 X 0 0 0 HILDY KINGMA BOARD MEMBER 1.00 X 0 0 0 CHERILYN RICHARDSON BOARD MEMBER 1.00 X 0 0 0 JOHN PETRUSZAK EXECUTIVE DI 40.00 X 112000 0 6666 112000 6666 1 false false false 1279180 236096 1515276 29733 29733 1545009 29733 769176 769176 118666 114245 2957 1464 779985 750929 19433 9623 29815 28874 649 292 60348 58650 1065 633 71120 68505 1769 846 59066 59066 6678 6431 147 100 63088 49511 13577 99434 99434 5068 5038 27 3 10331 10331 55397 53569 1107 721 1914 1914 5088 5020 68 TRAINING AND TRAVEL 28890 28225 665 DUES AND SUBSCRIPTIONS 16577 12963 2768 846 OTHER 10020 159 2831 7030 TELEPHONE AND INTERNET 8680 8394 175 111 13872 12473 1195 204 2213213 2140993 50347 21873 59387 121434 2530302 1946219 486893 340866 3277 3747 63528 58611 6831 4917 199066 143379 3285756 2560562 28854 27551 194629 138942 223483 166493 X 3062273 2394069 3062273 2394069 3285756 2560562 -668204 X false true X true true true X 1053327 993132 882968 3285242 1515276 7729945 1053327 993132 882968 3285242 1515276 7729945 7729945 5084 3995 916 13075 29733 52803 7782748 83011 0.99320 0.99670 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 63528 58611 4917 4917 RIGHT OF USE - BUILDING LEASE 138942 SECURITY DEPOSIT 4437 143379 LEASE OBLIGATIONS 138942 138942 X 1573809 28800 28800 1545009 1545009 2242013 28800 28800 2213213 2213213 SCHEDULE D, PAGE 3, PART X FASB ACCOUNTING STANDARDS CODIFICATION (ASC) 740 INCOME TAXES (ASC 740) PROVIDES THAT A TAX BENEFIT FROM AN UNCERTAIN TAX POSITION MAY BE RECOGNIZED WHEN IT IS MORE LIKELY THAN NOT THAT THE POSITION WILL BE SUSTAINED UPON EXAMINATION, INCLUDING RESOLUTIONS OF ANY RELATED APPEALS OR LITIGATION PROCESSES, BASED ON MERITS. INCOME TAX POSITIONS MUST BE A MORE LIKELY THAN NOT RECOGNITION THRESHOLD AT THE EFFECTIVE DATE TO BE RECOGNIZED UPON THE ADOPTION OF ASC 740 AND ITS SUBSEQUENT PERIODS. THE INTERPRETATION PROVIDES GUIDANCE ON MEASUREMENT, DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE, AND TRANSITION. THE ORGANIZATION ADOPTED ASC 740 AND IT HAD NO IMPACT ON ITS FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE ONLY TAX YEARS SUBJECT TO EXAMINATION BY MAJOR TAX JURISDICTIONS ARE THOSE WITHIN THE STATUTORY LIMITS. true MORTGAGE DISTRESS ASSIST. 16 163971 DOWN PAYMENT ASSISTANCE 60 605205 SCHEDULE I, PAGE 1, PART I, LINE 2 THE ORGANIZATION SETS TASKS AND A PAYMENT SCHEDULE IN THE SUBGRANT AGREEMENT AND REQUIRES QUARTERLY REPORTS TO CONTINUE TO RELEASE FUNDS. FORM 990, PAGE 2, PART III, LINE 4A COMPREHENSIVE FAIR HOUSING ENFORCEMENT PROGRAM: SUBSTANTIALLY FUNDED BY THREE HUD FAIR HOUSING INITIATIVES PROGRAM (FHIP) GRANTS. THE GRANT PROJECTS ENCOMPASSED THE FOLLOWING ACTIVITIES: COMPLAINT INTAKE AND INVESTIGATION; FORMAL COMPLAINT PROCESSING AND FILING; INFORMAL DISPUTE RESOLUTION, FAIR HOUSING ADVOCACY FOR DISTRESSED PROTECTED CLASS FAMILIES; FAIR HOUSING STABILITY ASSISTANCE FOR COVID-19 ECONOMICALLY AFFECTED FAMILIES, AND A HOST OF EDUCATION, OUTREACH, AND TRAINING ACTIVITIES. FOR PROGRAM YEAR 2023, THE ORGANIZATION PROCESSED 221 COMPLAINT INTAKES, CONDUCTED 125 TEST PART INVESTIGATIONS IN 38 COMMUNITIES; CONTINUED TO LITIGATE 2 FORMAL FEDERAL COURT ACTIONS AND FILED 5 NEW ADMINISTRATIVE COMPLAINTS ALLEGING VIOLATIONS OF THE FAIR HOUSING ACT; PROVIDED FAIR HOUSING STABILITY ASSISTANCE TO 155 COVID-19 DISTRESSED RENTERS AND HOMEOWNERS, SUCCESSFULLY RESOLVED 14 ENFORCEMENT ACTIONS AND FORMED PARTNERSHIPS WITH 21 LOCAL/NATIONAL ORGANIZATIONS AND GOVERNMENTS BODIES TO ACHIEVE THESE ACCOMPLISHMENTS. EDUCATION AND OUTREACH PROGRAM ACCOMPLISHMENTS INCLUDE: CONDUCTING 16 LARGE GROUP VIRTUAL FAIR HOUSING/LENDING WORKSHOP SESSIONS ATTENDED BY 974 INDIVIDUALS; MASS SOCIAL MEDIA DISTRIBUTION OF FAIR HOUSING/LENDING AND HOUSING ASSISTANCE INFORMATION TO 824,910 USERS; 750,689 IMPRESSIONS FROM MOBILE AD CAMPAIGNS ON NEW FAIR HOUSING PROTECTIONS; ATTRACTING 41,820 FAIR HOUSING OR LENDING INFORMATION VISITS TO OUR WEBSITE; AND IMPLEMENTING AN OUTDOOR MULTI-MEDIA INTERSTATE BILLBOARD AND MASS TRANSIT BUS FAIR HOUSING ADVERTISEMENT CAMPAIGN CREATING 17,808,239 IMPRESSIONS. FORM 990, PAGE 2, PART III, LINE 4B HOUSING COUNSELING PROGRAM: PRIMARILY FUNDED BY MULTIPLE SMALL DOLLAR GRANTS AND FUNDRAISING ACTIVITIES. INCLUDES THE PROVISION OF THE FOLLOWING COMPREHENSIVE HUD-CERTIFIED HOUSING COUNSELING ACTIVITIES: INDIVIDUAL ONE-ON-ONE RENTAL AND HOMELESS REFERRALS; PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING; MORTGAGE DELINQUENCY AND FORECLOSURE COUNSELING; AS WELL AS GROUP COUNSELING ACTIVITIES INCLUDING HOME BUYER WORKSHOPS, FINANCIAL LITERACY WORKSHOPS AND FORECLOSURE ASSISTANCE AND MORTGAGE FRAUD AWARENESS WORKSHOPS. FOR FISCAL YEAR 2023, COUNSELING SERVICES WERE PROVIDED TO 1,729 INDIVIDUALS AND FAMILIES, OF WHICH 529 WERE FACING FORECLOSURE, 392 SEEKING RENTAL/HOMELESS REFERRALS, 1 RECEIVING POST- PURCHASE GUIDANCE, AND 280 SEEKING TO PURCHASE A HOME, RESULTING IN 145 NEW HOMEOWNERS AND 256 HOMES SAVED THROUGH MORTGAGE MODIFICATIONS OR HAF PROGRAM ASSISTANCE. OVER 527 INDIVIDUALS ATTENDED 24 WORKSHOPS AND WEBINARS. IN ADDITION TO THE INDIVIDUAL COUNSELING SERVICES PROVIDED, AS A PARTNER AGENCY FOR BOTH THE ILLINOIS HOUSING DEVELOPMENT AUTHORITY'S (IHDA) RENTAL PAYMENT PROGRAM (RPP) AND HOMEOWNER'S ASSISTANCE FUND (HAF), WE DIRECTLY ASSISTED 242 RENTERS AND 373 HOMEOWNERS RESPECTIVELY, APPLY FOR THESE EMERGENCY ASSISTANCE GRANTS. APPROXIMATELY 4,647 PRINT FLYERS WERE DISTRIBUTED AT MULTIPLE EVENTS AND MUNICIPAL LOCATIONS THROUGHOUT THE 34 PLUS COMMUNITIES THAT COMPRISE OUR PRIMARY SERVICE AREA REGARDING THESE PROGRAMS. APPROXIMATELY 1,003 INDIVIDUALS ATTENDED NINE (9) IN-PERSON EVENTS, SEVEN HUNDRED FIFTY-FOUR (754) INDIVIDUALS ATTENDED THREE (3) WEBINARS AND THOUSANDS OF CLIENTS WERE INFORMED OF THESE RENTAL AND HOMEOWNER ASSISTANCE PROGRAMS THROUGH ONGOING OUTREACH EMAILS AND SOCIAL MEDIA POSTS. THE GENERAL CHARACTERISTICS OF THE CLIENTS WE SERVED, PER OUR FY23 HUD- 9902, ARE 86% AFRICAN AMERICAN AND 88% BELOW THE 80% AREA MEDIAN INCOME (AMI) THRESHOLD. FORM 990, PAGE 2, PART III, LINE 4C INCLUSIVE COMMUNITY GRANT PROGRAM: SUBSTANTIALLY FUNDED BY A 2013 CONCILIATION AGREEMENT. PHASE TWO OF THE GRANT PROGRAM, WHICH PROVIDES GRANTS TO EXISTING HOMEOWNERS IN MORTGAGE DISTRESS IN TARGETED COMMUNITIES HARDEST HIT BY THE FORECLOSURE CRISIS, WAS LAUNCHED IN THE 1ST QUARTER OF 2016. SIXTEEN (16) GRANTS WERE PROVIDED TO DISTRESSED HOMEOWNERS IN NINE (9) TARGETED COMMUNITIES IN 2023, FOR A TOTAL OF 163,971, ALLOWING THE GRANT RECIPIENTS TO AVOID LOSING THEIR HOME TO FORECLOSURE OR PROPERTY TAX SALES. THE DOWN PAYMENT ASSISTANCE COMPONENT OF OUR ICF PROGRAM WAS REVITALIZED BY THE LANDMARK 2022 FANNIE MAE SETTLEMENT, ALLOWING US TO RE-FUND THE PROGRAM WITH 1,208,000. THE SOUTH SUBURBAN CHICAGO PHASE LAUNCHED IN MARCH 2023. THE PROGRAM OFFERED UP TO 15,000 IN DOWN PAYMENT ASSISTANCE PROVIDED AS A FIVE-YEAR FORGIVABLE GRANT. SIXTY (60) GRANTS WERE AWARDED TO BUYERS IN TWENTY-THREE (23) SOUTH SUBURBAN CHICAGO AREA COMMUNITIES TOTALING 605,205, WHICH IN TURN FACILITATED 9,465,999 IN REAL ESTATE TRANSACTIONS. THE NORTHWEST INDIANA PHASE OF THE DOWN PAYMENT ASSISTANCE GRANT PROGRAM IS SCHEDULED TO LAUNCH IN 2024. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR OF THE ORGANIZATION AND THEN REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 12C ANNUALLY, THE BOARD MEMBERS ACKNOWLEDGE THAT HAVE REVIEWED THE "BOARD MEMBER DUTY OF LOYALTY AND CONFLICT OF INTEREST AGREEMENT". FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS USED COMPARABILITY DATA TO DETERMINE THE EXECUTIVE DIRECTOR'S SALARY UPON HIS HIRING IN 1995. ANY SUBSEQUENT COST OF LIVING ADJUSTMENTS HAVE BEEN DETERMINED AND VOTED ON BY THE BOARD. FORM 990, PAGE 6, PART VI, LINE 15B THE EXECUTIVE DIRECTOR AND BOARD OF DIRECTORS USED COMPARABILITY DATA TO DETERMINE THE DIRECTOR OF FINANCE AND OPERATION'S SALARY UPON HIS HIRING IN 2013. ANY SUBSEQUENT COST OF LIVING ADJUSTMENTS HAVE BEEN DETERMINED AND VOTED ON BY THE BOARD. FORM 990, PAGE 6, PART VI, LINE 19 UPON REQUEST, ITEMS LISTED ARE AVAILABLE.