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        <BusinessNameLine1Txt>MANER COSTERISAN PC</BusinessNameLine1Txt>
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        <ComplyWithPublicInspRqrInd>1</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>WWW.MICHIGAN.BANK</WebsiteAddressTxt>
        <IndividualWithBooksNm>MATTHEW SZUBINSKI</IndividualWithBooksNm>
        <PhoneNum>5173429070</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
          <CityNm>LANSING</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>489332405</ZIPCd>
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          <PersonNm>MARY D NAZ</PersonNm>
          <USAddress>
            <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
            <CityNm>LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48933</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
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          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MARK D ANDERSON</PersonNm>
          <USAddress>
            <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
            <CityNm>LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48933</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.20</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>RAY BIGGS</PersonNm>
          <USAddress>
            <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
            <CityNm>LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48933</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.20</AverageHrsPerWkDevotedToPosRt>
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          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JOELLEN WRIGHT</PersonNm>
          <USAddress>
            <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
            <CityNm>LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48933</ZIPCd>
          </USAddress>
          <TitleTxt>CHAIRPERSON</TitleTxt>
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          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>RANN PAYNTER</PersonNm>
          <USAddress>
            <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
            <CityNm>LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48933</ZIPCd>
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          <TitleTxt>PRESIDENT AND CEO</TitleTxt>
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        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MATTHEW SZUBINSKI</PersonNm>
          <USAddress>
            <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
            <CityNm>LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48933</ZIPCd>
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          <TitleTxt>CFO/COO</TitleTxt>
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          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
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        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
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        <Description1Txt>THE GEORGE HARDING SCHOLARSHIP FUND PROVIDED SCHOLARSHIPS TO 10 INDIVIDUALS IN 2023.</Description1Txt>
        <Expenses1Amt>20000</Expenses1Amt>
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        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
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        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <QualifyingDistributionsAmt>20000</QualifyingDistributionsAmt>
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        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
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      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>MICHIGAN BANKERS ASSOCIATION ATTN G</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
            <CityNm>LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48933</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>5173429070</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>THE APPLICATION AND A COPY OF THE APPLICANT'S TRANSCRIPT SHOULD BE MAILED TO THE GEORGE HARDING SCHOLARSHIP FUND CHARITABLE TRUST</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>APPLICATIONS MUST BE RECEIVED BY JULY 15 OF THE ACADEMIC YEAR FOR WHICH AID IS SOUGHT</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>APPLICANTS MUST MEET THE FOLLOWING REQUIREMENTS: - FULL-TIME STUDENT - MICHIGAN RESIDENT AND MUST RETAIN THEIR MICHIGAN RESIDENCY - ATTENDING A MICHIGAN OR OUT-OF STATE COLLEGE OR UNIVERSITY PROVIDING A FOUR-YEAR DEGREE - DEGREE PROGRAM MUST BE FINANCE-RELATED - STUDENT MUST HAVE A CUMULATIVE GRADE POINT AVERAGE OF 3.0 OR BETTER - SCHOLARSHIPS ARE PROVIDED AFTER SUCCESSFUL COMPLETION OF THE SOPHOMORE YEAR FOR JUNIORS OR JUNIOR YEAR FOR SENIORS - THE STUDENT MUST SHOW PROMISE AND LEADERSHIP QUALITIES AND BE INVOLVED IN CAMPUS ACTIVITIES</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>GRETCHEN ALLAN</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>5461 E OLD M 63</AddressLine1Txt>
            <CityNm>LUTHER</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49656</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CHRISTOPHER BELT</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>37327 WOODLAND DR</AddressLine1Txt>
            <CityNm>NEW BALTIMORE</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48047</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HEATHER LAMB</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>300 WEST PIER DRIVE APT 340 C</AddressLine1Txt>
            <CityNm>SAULT STE MARIE</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49783</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BRONX LAMEY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>300 WEBSTER ST</AddressLine1Txt>
            <CityNm>ITHACA</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48847</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ARCHIE LYTLE V</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>13475 BEACON HILL DR</AddressLine1Txt>
            <CityNm>PLYMOUTH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48170</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MICHAEL MCDONNELL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1095 BUNDY DR</AddressLine1Txt>
            <CityNm>LAKE ISABELLA</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48893</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>LOGAN MORROW</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>4150 COTTAGE PATH</AddressLine1Txt>
            <CityNm>STEVENSVILLE</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49127</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MITCHELL SAMBAER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>6417 OAKENCLIFFE LANE</AddressLine1Txt>
            <CityNm>EAST LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48823</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MICAH TESTA</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1812 PINECREST DR</AddressLine1Txt>
            <CityNm>EAST LANSING</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48823</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DYLAN WEHNER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>119 JAMES ST</AddressLine1Txt>
            <CityNm>PIGEON</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>48755</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>NONE</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>20000</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <NetIncomeLossFromSpecialEvtGrp>
          <RelatedOrExemptFunctionIncmAmt>1740</RelatedOrExemptFunctionIncmAmt>
        </NetIncomeLossFromSpecialEvtGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>0</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>1740</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>1740</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>9</LineNumberTxt>
          <RelationshipStatementTxt>THE GEORGE HARDING SCHOLARSHIP GOLF OUTING IS PUT ON TO RAISE MONEY FOR THE SCHOLARSHIP FUND IN ORDER FOR THE ORGANIZATION TO GIVE SCHOLARSHIPS EACH YEAR AND TO CREATE AWARENESS OF THE SCHOLARSHIP OPPORTUNITY.</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>1</RelationshipsNonchrtblEOInd>
        <RelationshipScheduleDetail>
          <OrganizationBusinessName>
            <BusinessNameLine1Txt>MICHIGAN BANKERS ASSOCIATION</BusinessNameLine1Txt>
          </OrganizationBusinessName>
          <OrganizationTypeDesc>501C(6)</OrganizationTypeDesc>
          <RelationshipDescriptionTxt>COMMON TRUSTEE AND BOOKKEEPER</RelationshipDescriptionTxt>
        </RelationshipScheduleDetail>
        <RelationshipScheduleDetail>
          <OrganizationBusinessName>
            <BusinessNameLine1Txt>MICHIGAN TRAVELING CIRCUS</BusinessNameLine1Txt>
          </OrganizationBusinessName>
          <OrganizationTypeDesc>501C(4)</OrganizationTypeDesc>
          <RelationshipDescriptionTxt>AUXILIARY OF REPORTING ORGANIZATION</RelationshipDescriptionTxt>
        </RelationshipScheduleDetail>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1Txt>MICHIGAN BANKERS ASSOCIATION</BusinessNameLine1Txt>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1Txt>507 S GRAND AVE</AddressLine1Txt>
          <CityNm>LANSING</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>48933</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>9000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <AccountingFeesSchedule documentId="RetDoc2002200001">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING FEES</CategoryTxt>
        <Amt>640</Amt>
        <NetInvestmentIncomeAmt>64</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>576</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>FUNDRAISING EXPENSES</Desc>
        <RevenueAndExpensesPerBooksAmt>16725</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>16725</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MEETING AND SUPPLIES EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>84</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>84</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc2001500001">
      <OtherIncomeDetail>
        <Desc>GROSS INCOME FROM SPECIAL FUNDRAISING EVENTS</Desc>
        <RevenueAndExpensesPerBooksAmt>18465</RevenueAndExpensesPerBooksAmt>
        <AdjustedNetIncomeAmt>18465</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
  </ReturnData>
</Return>
