2024-11-15T12:12:09-08:00 2023-12-31 841411876 SMITH POWELL & COMPANY LLC 9980 S 300 W STE 200 SANDY UT 84070 990 2023-01-01 870239728 P&S CREDIT UNION P&SC 8019730575 2250 S REDWOOD ROAD STE 6 SALT LAKE CITY UT 84119 TAMMY MORGAN President & CEO 2024-11-15 true true BRANDON R ZRNO P00514088 8012857412 2023 2024-10-15 13:58:12Z TAMMY MORGAN 2250 S REDWOOD ROAD STE 6 SALT LAKE CITY UT 84119 1268075 false X WWW.PANDSCU.ORG X 1956 UT CREDIT UNION / FINANCIAL SERVICES - WHERE PEOPLE AND SERVICE MATTER 7 7 9 7 0 0 760296 1089202 58144 178873 0 818440 1268075 0 22990 174296 296379 356953 0 0 386775 421023 706144 952272 112296 315803 19521627 23212757 18072148 21064550 1449479 2148207 CREDIT UNION / FINANCIAL SERVICES - WHERE PEOPLE AND SERVICE MATTER false false 952272 1268075 NON-PROFIT FEDERALLY INSURED STATE CHARTERED CREDIT UNION 952272 false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false true false false false false false false false false false false false false true 1 0 true 9 true false false false false false false false false X 7 7 false false false false true true true true true false false true true true false true true true false false X TAMMY MORGAN 8019730575 2250 S REDWOOD ROAD SALT LAKE CITY UT 84119 TAMMY MORGAN President & CEO 40.00 0.00 X 99138 0 0 JASON JACOBSON BOARD MEMBER 1.00 0.00 X 0 0 0 KELLY BAKER BOARD MEMBER 1.00 0.00 X 0 0 0 LAURA THACKERAY Secretary 1.00 0.00 X 0 0 0 JEREMY HASLAM VICE CHAIRMAN 2.00 0.00 X 0 0 0 RICK BUCHANAN BOARD MEMBER 1.00 0.00 X 0 0 0 AUDREY HORTIN BOARD MEMBER 1.00 0.00 X 0 0 0 CONNIE NIELSEN SUPERVISORY COM 1.00 0.00 X 0 0 0 ALLEN ROBINS Chairman 2.00 0.00 X 0 0 0 99138 0 false false false 0 0 FEES AND CHARGES 522100 57291 57291 INTEREST ON LOANS 522291 921863 921863 MORTGAGE PROCESSING INCOM 522100 4474 4474 OTHER INCOME 522100 105574 105574 1089202 178873 178873 0 0 0 0 0 0 0 0 1268075 1268075 0 0 0 174296 174296 99138 99138 0 206385 206385 0 27011 27011 24419 24419 0 0 0 0 0 0 7850 7850 5192 5192 199242 199242 91514 91514 0 33749 33749 5661 5661 0 0 0 0 17818 17818 19020 19020 LOAN SERVICING 16348 16348 SHARED BRANCH EXP 15122 15122 ONLINE BANKING/BILLPAY 8563 8563 CONTINUING EDUCATION 944 944 0 952272 952272 0 0 37441 75246 3021586 3694911 0 0 158044 131604 0 15977509 18903614 0 5855 37724 128252 92246 52834 36006 0 0 0 0 268358 333652 19521627 23212757 333475 246444 17738673 20818106 18072148 21064550 X 1449479 2148207 1449479 2148207 19521627 23212757 X 315803 382925 X false true X true false 128252 92246 36006 36006 MEMBER SHARES & CERTIFICATES 20818106 20818106 AS GROUP BOARD CEO ETC AS GROUP VISA & CAR X 284538 131604 false true true 131604 Form 990, Part VI, Section A, Line 6 THE CREDIT UNION HAS MEMBERS, ALL OF WHOM HAVE EQUAL VOTING RIGHTS. Form 990, Part VI, Section A, Line 7a THE CREDIT UNION MEMBERS ELECT THE BOARD OF DIRECTORS Form 990, Part VI, Section A, Line 7b THE CREDIT UNION GOVERNING BODY'S POLICY DECISON ARE SUBJECT TO THE APPROVAL OF ITS MEMBERS. Form 990, Part VI, Section B, Line 11b THE FORM 990 IS REVIEWED BY THE DIRECTORS AND THE PRESIDENT OF THE COMPANY. Form 990, Part VI, Section C, Line 19 THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST FOR REVEIW AT ITS OFFICES. Form 990, Part XI, Line 9 CECL ADJUSTMENT = $47837 Form 990, Part XI, Line 9 EQUITY ACQUIRED UPECU #94110 = $62016 Form 990, Part XI, Line 9 NCUA REFUND UPECU = $8162 Form 990, Part XI, Line 9 UPECU REG RESERVES #93100 = $264910