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        <FormAndLineReferenceDesc>Part III, continued</FormAndLineReferenceDesc>
        <ExplanationTxt>Joshuas Hand empowers individuals, families, and businesses to transcend hardships and to create positive opportunities through socioeconomic programing and initiatives, creating communities worth coming home to. We provide revitalization in communities within the 46806, 46816, 46807 and 46815 ZIP Codes. Working with partners, we focus on 3 strategic priorities: Life Development, Community Development and Socioeconomic Development. Life Development Through programing, we pro-actively help young adults and families to manage their troubles and utilize their time, talent, treasure, team, and temple, teaching them how to LIVE (Live Significantly, Invest, Value and Expect). The Financial Literacy program (700 Club) helps individuals to develop a healthy relationship with money. Despite their financial genesis, we empower participants to improve their relationship with money and remove barriers that prevent access to future opportunities for self-sufficient living. The goals of the 700 Club (The Joshua's Hand Financial Literacy Program) are to provide Financial Competency to each member of the community that desires to establish a 700+ credit score. Providing tools that teach residents how pay debt, find extra money to increase their income, learn the difference between assets and liabilities, how to retire comfortably, and how to preserve their wealth once obtained. Our organization has been noted as a great financial resource for community members who want to learn how to manage their money. As participants learn about each topic, it allows them to become more financially literate and to manage their own money. Community Development We're committed to uplifting neighborhoods, making them premier destinations for residents and businesses providing safe, decent, affordable housing. Entrepreneurial and Small Business Development services and Socioeconomic Development We provide resources to our community that fuel their opportunities through the Joshua Works Workforce Development Initiative.</ExplanationTxt>
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