2024-10-29T08:33:06-07:00 2023-12-31 030354347 Grippin Donlan & Pinkham PLC 3 Baldwin Avenue South Burlington VT 05403 990 2023-01-01 472039531 VT Vehicle & Automotive Dist Assoc Dental Life & Disability InsTrust VERM 8024612655 PO Box 747 Montpelier VT 05601 Matt Cota Managing Dir. 2024-10-29 true true David C Grippin CPA P00040840 8028462000 X 2023 2024-10-15 13:58:12Z Matt Cota 820400 false X http://www.vermontada.org X 2014 VT The Insurance Trust provides dental and other benefits to eligible employees (and their eligible dependents) of participating employers, who are dealer members of the Vermont Automobile Dealers' Association, Inc. 3 3 0 0 0 566870 820400 0 0 566870 820400 0 505744 611940 0 0 0 100488 210562 606232 822502 -39362 -2102 128297 141903 66654 82362 61643 59541 The Insurance Trust provides dental and other benefits to eligible employees (and their eligible dependents) of participating employers, who are dealer members of the Vermont Automobile Dealers' Association, Inc. false false 822501 820400 The Insurance Trust provides dental and other benefits to eligible employees (and their eligible dependents) of participating employers, who are dealer members of the Vermont Automobile Dealers' Association, Inc. 822501 false false false false false false false false false false false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false true false false true 0 0 false 0 false false false false false false false false false false false X 3 3 false false false false false false false true true false false false false false false false false false X Matt Cota 8024612655 PO Box 747 Montpelier VT 05601 Matthew Cota Managing Dir. 0.00 40.00 X X 0 60000 0 Robert Cody II Trustee 0.50 0.00 X 0 0 0 Dan Keene Trustee 0.50 0.00 X 0 0 0 Mitchell Jay Chairman 0.50 0.00 X 0 0 0 60000 0 false false false 0 0 Insurance premiums 525100 820400 820400 820400 0 0 0 0 0 0 0 0 0 820400 820400 X 0 0 0 611940 611940 0 0 0 0 0 0 0 0 24000 0 0 0 103221 103221 0 0 0 0 0 0 0 0 0 0 0 83341 0 822502 715161 0 0 124669 139253 0 0 0 0 0 0 0 0 0 0 0 0 0 3628 2650 128297 141903 4792 6132 61862 76230 66654 82362 X 61643 59541 61643 59541 128297 141903 -2102 X false true X true false Claims payable 18963 Due to related party 2558 IBNR 12020 Premiums collected in advance 42689 76230 X 820400 820400 820400 814834 23315 23315 791519 30983 30983 822502 Part X : FIN48 Footnote The trust established under the Plan to hold the Plan's assets is intended to qualify pursuant to section 501(c)(9) of the Internal Revenue Code and, accordingly, the trust's net investment income is exempt from income taxes. The trust has obtained a favorable tax exemption letter from the Internal Revenue Service, and the Plan sponsor believes that the trust and the Plan, as amended, continue to qualify and to operate in accordance with applicable provisions of the Internal Revenue Code. Accounting principles generally accepted in the United States of America require the plan administrator to evaluate tax positions taken by the Plan and recognize a tax liability for any uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plan is subject to routine tax audits by tax authorities; however, there are currently no audits for any tax periods in progress. Part XII, Line 2d: Other expenses and losses per audited F/S Claims payable at beginning of year $23315 Part XII, Line 4b: Other revenue amounts included on 990 but not included in F/S Claims payable at end of year $30983 Form 990, Part VI, Section B, Line 11b Form 990 is reviewed by the Managing Director, after which is distributed to the Board of Trustees for review. Form 990, Part VI, Section C, Line 19 The Trust keeps its approved board minutes on file and are made available to the public upon request. The Trust's policies, governing documents and financial statements are made available to the public upon request. Vermont Automobile Dealers Association 1284 US Route 302 2 Barre VT 05641 030213537 Trade association VT 501(c)(6) NA false L&T Auto Group LLC 684 PORTLAND ST ST JOHNSBURY VT 058192060 VT N/A false false Wells River Chevrolet PO BOX 10 WELLS RIVER VT 050810010 VT N/A false false Transeastern Truck Centers LLC 137 Avenue A Williston VT 05495 DE N/A false false 802 Honda 224 Paine Turnpike Berlin VT 056024426 VT N/A false Alderman Chevrolet 65 WINDCREST RD RUTLAND VT 057014731 VT N/A false Auto Mall Inc 800 PUTNEY RD BRATTLEBORO VT 053019058 VT N/A false Bensons Chevrolet 25 POND ST LUDLOW VT 051491231 VT N/A false Brileyas Chrysler Plymouth Inc 1253 ROUTE 7 N RUTLAND VT 057019795 VT N/A false Burlington Subaru Hyundai Inc 351 SHELBURNE RD BURLINGTON VT 054014917 VT N/A false Capitol City Auto Mart Inc PO BOX 129 MONTPELIER VT 056010129 VT N/A false Champlain Chevrolet Inc PO BOX 466 ENOSBURG FALLS VT 054500466 VT N/A false Cody Chevrolet Inc 364 RIVER ST MONTPELIER VT 056028259 VT N/A false Darlings Auto Repairs Inc PO BOX 13 GROTON VT 050460013 VT N/A false E J Barrette and Sons Inc 189 NORTH RIVER ST SWANTON VT 05488 VT N/A false Formula Ford Lincoln Mercury of Rutland PO BOX 815 RUTLAND VT 057020815 VT N/A false Formula Nissan Inc PO BOX 6090 BARRE VT 056416090 VT N/A false Freedom Nissan Inc 1095 SHELBURNE RD SOUTH BURLINGTON VT 054036940 VT N/A false Goss Dodge PO BOX 2122 SOUTH BURLINGTON VT 054072122 VT N/A false Handy Cadillac Buick Inc 405 SWANTON RD Saint Albans VT 054782611 VT N/A false Hayes Ford Inc 439 E MAIN ST Newport VT 058555826 VT N/A false Lamoille Valley Ford Inc 868 VT ROUTE 15 E Hyde Park VT 056559723 VT N/A false Littleton Chevrolet PO BOX 601 Littleton NH 035610601 NH N/A false Luckys Trailer Sales Inc 402 VT ROUTE 107 S ROYALTON VT 050685110 VT N/A false Maple Center Motors Inc PO BOX 732 ST JOHNSBURY VT 058190732 VT N/A false Mekkelsen Trailer Sales & Rentals Inc PO BOX 129 EAST MONTPELIER VT 056510129 VT N/A false Newport Auto Mart Inc PO BOX 10 NEWPORT NH 037730010 NH N/A false Quality Motors Inc 36 MEMORIAL DR ST JOHNSBURY VT 058191239 VT N/A false Roadside Marine Inc 736 INDUSTRIAL AVE WILLISTON VT 054957121 VT N/A false Springfield Auto Mart Inc PO BOX 404 N SPRINGFIELD VT 051500404 VT N/A false Ted Green Ford Inc PO BOX 8 STOCKBRIDGE VT 057720008 VT N/A false Autosaver Ford PO BOX 188 COMSTOCK NY 128210188 NY N/A false Brighton Garage PO BOX 442 ISLAND POND VT 058460442 VT N/A false Derby Chrysler Dodge Jeep Inc PO BOX 311 NEWPORT VT 058550311 VT N/A false Hi-tech Motorsports 7 KELLOGG RD ESSEX JCT VT 054522801 VT N/A false Kearneys Enterprises Inc PO BOX 133 RTE 4 A CTR RUTLAND VT 057360133 VT N/A false Westminster Auto PO BOX 94 WESTMINSTER STATION VT 051590094 VT N/A false 802 Toyota 32 BERLIN MALL RD BERLIN VT 056024426 VT N/A false Alderman Toyota 33 SEWARD RD RUTLAND VT 057014840 VT N/A false Bailey Motors 315 MAIN ST WEST RUTLAND VT 057779520 VT N/A false Bolduc Auto Salvage 239 BOLDUC RD MIDDLESEX VT 056028919 VT N/A false Burlington Mitsubishi 1835 SHELBURNE RD SOUTH BURLINGTON VT 054037719 VT N/A false Carls Equipment PO BOX 294 BARTON VT 058220294 VT N/A false Snowfire 100 US ROUTE 2 WATERBURY VT 056769031 VT N/A false St Johnsbury Subaru 664 MEMORIAL DR ST JOHNSBURY VT 058199273 VT N/A false Autosaver Imports PO BOX 356 LITTLETON NH 035610356 NH N/A false Midstate Dodge 1365 US ROUTE 302 BARRE VT 056412351 VT N/A false Saba Marine 390 PRIM RD COLCHESTER VT 054466703 VT N/A false Leblanc Enterprises Inc 598 N MAIN ST ST ALBANS VT 054781526 VT N/A false Breezy Avenue Repairs PO BOX 116 GREENSBORO VT 058410116 VT N/A false Lebanon Ford 425 MIRACLE MILE LEBANON NH 037662637 NH N/A false St Johnsbury Auto Mart Inc 1330 MAIN ST ST JOHNSBURY VT 05819 VT N/A false Littleton Automart dba Crosstown Mo PO BOX 601 LITTLETON NH 035610601 NH N/A false Autosaver Management Company Inc PO BOX 408 ST JOHNSBURY VT 057190408 VT N/A false Fair Haven Motors 751 ROUTE 22A N FAIR HAVEN VT 057439240 VT N/A false Goss Jeep PO BOX 2122 SOUTH BURLINGTON VT 054072122 VT N/A false Key Motors of Rutland 1675 SHELBURNE RD SOUTH BURLINGTON VT 054037792 VT N/A false Lamoille Valley Chevrolet 868 VT ROUTE 15 E HYDE PARK VT 056559723 VT N/A false South Burlington Auto Mart PO BOX 4209 BURLINGTON VT 054064209 VT N/A false Crossway Auto Center PO BOX 450 EAST BARRE VT 056490450 VT N/A false Capitol City Imports Inc PO BOX 129 MONTPELIER VT 056010129 VT N/A false Key Chevrolet of White River 1675 SHELBURNE RD SOUTH BURLINGTON VT 054037792 VT N/A false Key Motors of South Burlington 1675 SHELBURNE RD SOUTH BURLINGTON VT 054037792 VT N/A false Key Collision of Shelburne Road 549 US HIGHWAY 1 BYP PORTSMOUTH NH 038014131 NH N/A false PRESTONS KIA PO BOX 98 MONTPELIER VT 056010098 VT N/A false AUTOSAVER BUICK GMC INC PO BOX 408 ST JOHNSBURY VT 058190408 VT N/A false Bennington Nissan Inc 24 PERFORMANCE DRIVE BENNINGTON VT 05201 VT N/A false Carters Cars Inc 1089 SHELBURNE RD South Burlington VT 05403 VT N/A false Lundgren Subaru of Bennington Inc 527 NORTH BENNINGTON RD Bennington VT 05201 VT N/A false Almartin Motors Inc 85 EXECUTIVE DR Shelburne VT 05482 VT N/A false Oliver Subaru of Rutland 128 US 7 Rutland VT 05701 VT N/A false Oliver Ford of Rutland 128 US 7 Rutland VT 05701 VT N/A false Lav Automotive Inc DBA Audi Rutland 176 US Route 7 South Rutland VT 05701 VT N/A false LDR Automotive Inc DBA Lungren Dodge 176 US-7 South Rutland VT 05701 VT N/A false Bay Harbor Marina Inc 4318 Middle Road Rutland VT 05701 VT N/A false Berlin Automotive LLC DBA 802 Subaru 142 Berlin Mall Road Berlin VT 05602 VT N/A false Goss Chevrolet Inc PO Box 2122 South Burlington VT 05401 VT N/A false The Automaster 3328 Shelburne Road Shelburne VT 05482 VT N/A false Twin State Ford Inc 8 Memorial Drive St Johnsbury VT 05819 VT N/A false false false false false false false false false false false false false false false false true false false false Vermont Automobile Dealers Association p 17707