2024-06-28T03:09:26-04:00 2023-12-31 990 2023-01-01 660312690 COOPERATIVA AHORRO Y CREDITO PEPINIANA % WILSON FELICIANO LOPEZ COOP 7878961544 CARR 111 KM 17 9 BO GUATEMALA SAN SEBASTIAN PR 006850572 WILSON FELICIANO EXECUTIVE PRESIDENT 2024-06-28 false WILSON FELICIANO XXX-XX-XXXX JOSE A GONZALEZ TORRES P01485821 7874576247 2024-06-28 2023 2023-04-26 12:10:37Z WILSON FELICIANO LOPEZ CARR 111 KM 17 9 BO GUATEMALA SAN SEBASTIAN PR 006850572 5412427 false X www.cooppepiniana.com X Credit Union 1948 PR To provide financial services as loans savings and accounts mainly to low-income sector of people in Puerto Rico. Also credit union make a social investment in the community. 7 7 21 15 5412427 0 0 0 0 0 4345272 4746436 576900 665991 4922172 5412427 0 0 0 0 705077 735904 0 0 0 3517446 3935307 4222523 4671211 699649 741216 121528846 116485705 106934183 101777108 14594663 14708597 To provide financial services as loans savings and accounts mainly to low-income sector of people in Puerto Rico. Also credit union make a social investment in the community. 4671211 0 5412427 Interest income and other income $5,412,427 and total expenses $4,671,211. 0 0 0 0 0 0 0 0 0 4671211 false false false false false false false false false false true false false true true false true false false false false false false false false false false false false true false true false false false false false false false false false false false false true 0 0 21 false false false false false false 7 7 false false false false true true true true true false true true true true true true true true true true false PR X Cooperativa de Ahorro y Credito Pepinana 7878961544 PO Box 572 San Sebastian PR 00685 Wilson Feliciano Executive President 40.00 0.00 X 131149 0 0 Angel Aviles Gonzalez Accounting Director 40.00 0.00 X 63700 0 0 Hector Duran Pitre Loan Manager 40.00 0.00 X 38365 0 0 Gloria E Torres Torres Compliance Officer 40.00 0.00 X 32822 0 0 Juan M Nunez Marquez Operation Manager 40.00 0.00 X 37886 0 0 303922 0 0 1 true false false 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4746436 0 4746436 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 665991 0 665991 0 665991 5412427 0 5412427 0 0 0 0 0 0 0 0 0 303922 0 303922 0 0 0 0 0 345189 0 345189 0 27128 0 27128 0 0 0 0 0 59665 0 59665 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 103679 0 103679 0 46948 0 46948 0 48186 0 48186 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 10200 0 10200 0 1162915 0 1162915 0 0 0 0 0 233810 0 233810 0 553626 0 553626 0 Provision for loans losses 180000 0 180000 0 Amortization of losses in special investments 954551 0 954551 0 Health plans insurance 46055 0 46055 0 Utilities 83729 0 83729 0 511608 0 511608 0 4671211 0 4671211 0 0 0 0 0 6574764 4027095 8228772 7678772 0 0 0 0 490707 377352 0 0 75079157 71119819 0 0 0 0 6318732 2832660 3693004 3486072 15212632 18286368 2991079 3141694 0 0 0 0 9258731 8368533 121528846 116485705 983857 861026 0 0 0 0 0 0 0 0 0 0 0 0 0 0 105950326 100916082 106934183 101777108 X 13850187 13092094 3862155 3898559 -3117679 -2282056 14594663 14708597 121528846 116485705 741216 0 0 0 0 -627282 X false true X true false 1131000 1131000 2674909 880328 1794581 733954 356151 377803 1640525 1479649 160876 138344 116532 21812 3486072 Land available for sale 804985 Loss in special amortization Law 220 6681856 Foreclosure property and car 99800 Prepaid expenses and insurance 253729 Material inventory 23703 Other accounts receivable 76450 Interest receivable 428010 8368533 Deposit 63157980 Certificates of deposit 37758102 100916082 5412427 0 5412427 0 5412427 4671211 0 4671211 0 4671211 false true X X false false false Wilson Feliciano Executive President 131149 0 0 0 0 0 0 0 0 0 131149 0 0 0 Part I Line 1b The organization did not provide any of the services described on the list Part I Line 3 The salary of the Executive President has to be approved by the Board of Directors and has to be established on a written employment contract. Adianez Rosado Santiago Employee Personal and Car X 38503 6209 false true true Angel Aviles Gonzalez Employee Personal X 16000 13216 false true true Betzaida Perez Rodriguez Employee Personal X 30000 345 false true true Juan Nunez Marquez Employee Personal X 10000 5777 false true true Zoraida Jimenez Hernandez Employee Personal X 30000 10953 false true true Jessica Traverzo Vientos Employee Personal X 8000 4473 false true true Lizmary Ruperto Gonzalez Employee Car X 19894 19894 false true true Gloria Torres Torres Employee Personal & Mortgage X 46500 47196 false true true Hector Durant Pitre Employee Personal & Mortgage X 80000 46844 false true true Various Employees Varios X 490797 377352 false true true 532259 Part VI, Line 6 The organization has members called "socios". Each member contributes at least $1 20 in shares. Part VI, Line 7a Each year the organization performs its annual stockholders meeting where members of the Board of Directors are elected for a period of three years. Part VI, Line 7b Only those affecting general rules. Part VI, Line 12c The organization has to send every three months a report on compliance with laws and regulations to the regulator in this case COSSEC. Part VI, Line 15 The Board of Directors performs annual evaluation over the CEO performance. Also the CEO has a formal employment contract or agreement. Part IX, Line 24e Repairs and maintenance $183,122; Bank charges $79,668; ATH management expenses current accounts $32,947; Credit card handling expenses $99,310; Credit investigation $9,599; Donations $1,190; Employee activities $15,605; Representation $13,671; Provision to value properties at market value $15,615; Governing bodies $7,660; Other groupings $53,221 Part XI, Line 9 | Description:, Explanation:, Amount:| The changes in Net Assets of Fund Balances is the result of the surplus distribution., Other changes in net assets, $-627282|