2024-05-15T19:19:42-07:00 2023-06-30 222279534 Ruchowitz Hausman Palmieri 1371 Morris Ave Union NJ 07083 990 2022-07-01 810653515 IFPTE LOCAL 195 WELFARE FUND IFPT 7322470350 186 N MAIN STREET MILLTOWN NJ 08850 DEBORAH SPENCER President 2024-05-15 true DEBORAH SPENCER 999009999 true RONALD J PALMIERICPA P01047197 9086870063 2 AAL1 IAL1 FAL1 2022 2023-04-26 12:10:37Z DEBORAH SPENCER 186 N MAIN STREET MILLTOWN NJ 08850 218161 false X https://www.local195.org/ X 2004 NJ PROVIDE GROUP HEALTH AND LIFE INS 6 0 0 0 0 220538 215802 2518 2359 0 223056 218161 0 219042 221801 0 0 0 431 1140 219473 222941 3583 -4780 1604714 1596782 1 1604714 1596781 PROVIDE GROUP HEALTH AND LIFE INS false false 221801 218161 GROUP HEALTH AND LIFE INSURANCE BENEFITS PROVIDED TO PARTICIPANTS WHO ARE EMPLOYEES OF CONTRIBUTING EMPLOYER AND ARE UNION MEMBERS OF LOCAL 195. THE PLAN ALSO PROVIDES FOR POST RETIREMENT HEALTH BENEFITS FOR THE MEMBERS AND SURVIVING SPOUSES. NINE PARTICIPANTS ARE COVERED AS OF JULY 2015 UNDER THIS FUND. 221801 false false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 0 0 false 0 false false false false false false false false X 6 0 false false false false false false false false false false false true true false true false true false false false SECYTREAS 7322470350 186 N MAIN STREET MILLTOWN NJ 08850 X MELVIN DWYER Vice President 0.00 0.00 X 0 0 0 LEONARD ROSS Treasurer 0.00 0.00 X 0 0 0 STEVE PINTO Trustee 0.00 0.00 X 0 0 0 LISA CICCONE Trustee 0.00 0.00 X 0 0 0 DEBORAH SPENCER President 0.00 0.00 X 0 0 0 DIANE MOORE Secretary 0.00 0.00 X 0 0 0 0 false false false 0 0 EMPLOYER CONTRIBUTION 215802 215802 215802 2359 2359 0 0 0 0 0 0 0 0 218161 215802 2359 0 0 0 221801 221801 0 0 0 0 0 0 0 0 0 0 0 1140 1140 0 0 0 0 0 0 0 0 0 0 0 0 0 0 222941 222941 0 0 7940 1943 0 0 1413052 1413052 0 0 0 0 0 0 183720 181787 0 0 0 2 0 1604714 1596782 1 0 1 X 191662 183729 1413052 1413052 1604714 1596781 1604714 1596782 -4780 -3153 X false false false Rounding 1 1 Form 990, Part VI, Section B, Line 11b SIGNING OFFICER GERALD NEWSOME MAKES FORM 990 AVAILABLE FOR REVIEW BY OFFICERS AND TRUSTEES OF THE LOCAL BEFORE THE REPORT IS SIGNED AND FILED. Form 990, Part VI, Section B, Line 12c To ensure the Organization operates in a manner consistent with its charitable purposes and does not engage in activities that could jeopardize its tax-exempt status, periodic reviews shall be conducted and include:a. Whether compensation arrangements and benefits are reasonable, based on competent information, and the result of arms length bargaining. b. Whether partnerships, joint ventures, and arrangements (if any) with management organizations conform to the Organizations written policies, are properly recorded, reflect reasonable investment or payments for goods and services, further charitable purposes, and do not result in inurement, impermissible private benefit, or in an excess benefit transaction. When conducting the periodic reviews, the Organization may, but need not, use outside advisors. If outside experts are used, their use shall not relieve the governing board of its responsibility for ensuring periodic reviews are conducted. A duty to disclose exists with any actual or possible conflict of interest. An interested person must disclose the existence of the financial interest and be given the opportunity to disclose all material facts to the directors and members of committees with board-delegated powers considering the proposed transaction or arrangement. A determination will be made of whether a conflict of interest exists by discussing and voting without the interested person. The remaining board or committee members shall decide if a conflict of interest exists. Form 990, Part VI, Section C, Line 19 No documents available to the public.