<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2023v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2024-05-13T15:08:58-04:00</ReturnTs>
    <TaxPeriodEndDt>2023-12-31</TaxPeriodEndDt>
    <ReturnTypeCd>990EZ</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>462270687</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>PAY IT FORWARD CINCINNATI</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>PAYI</BusinessNameControlTxt>
      <USAddress>
        <AddressLine1Txt>2943 RIVERSIDE DRIVE</AddressLine1Txt>
        <CityNm>CINCINNATI</CityNm>
        <StateAbbreviationCd>OH</StateAbbreviationCd>
        <ZIPCd>45226</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>VIKTORIA KROEGER</PersonNm>
      <PersonTitleTxt>TREASURER/SECRETARY</PersonTitleTxt>
      <SignatureDt>2024-05-13</SignatureDt>
    </BusinessOfficerGrp>
    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>VIKTORIA</PersonFirstNm>
        <PersonLastNm>KROEGER</PersonLastNm>
      </PersonFullName>
      <SSN>XXX-XX-XXXX</SSN>
    </SigningOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>false</IRSResponsiblePrtyInfoCurrInd>
    <TaxYr>2023</TaxYr>
    <BuildTS>2023-04-26 12:10:37Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="3">
    <IRS990EZ documentId="RetDoc1" referenceDocumentId="RetDoc2">
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
      <WebsiteAddressTxt>HTTPS://WWW.PAYITFORWARDCINCINNATI.ORG</WebsiteAddressTxt>
      <Organization501c3Ind referenceDocumentId="RetDoc3">X</Organization501c3Ind>
      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
      <GrossReceiptsAmt>65670</GrossReceiptsAmt>
      <InfoInScheduleOPartIInd>X</InfoInScheduleOPartIInd>
      <ContributionsGiftsGrantsEtcAmt>64480</ContributionsGiftsGrantsEtcAmt>
      <ProgramServiceRevenueAmt>1190</ProgramServiceRevenueAmt>
      <TotalRevenueAmt>65670</TotalRevenueAmt>
      <GrantsAndSimilarAmountsPaidAmt>36000</GrantsAndSimilarAmountsPaidAmt>
      <OtherExpensesTotalAmt>7740</OtherExpensesTotalAmt>
      <TotalExpensesAmt>43740</TotalExpensesAmt>
      <ExcessOrDeficitForYearAmt>21930</ExcessOrDeficitForYearAmt>
      <NetAssetsOrFundBalancesBOYAmt>112504</NetAssetsOrFundBalancesBOYAmt>
      <NetAssetsOrFundBalancesEOYAmt>134434</NetAssetsOrFundBalancesEOYAmt>
      <CashSavingsAndInvestmentsGrp>
        <BOYAmt>112504</BOYAmt>
        <EOYAmt>134434</EOYAmt>
      </CashSavingsAndInvestmentsGrp>
      <Form990TotalAssetsGrp>
        <BOYAmt>112504</BOYAmt>
        <EOYAmt>134434</EOYAmt>
      </Form990TotalAssetsGrp>
      <NetAssetsOrFundBalancesGrp>
        <BOYAmt>112504</BOYAmt>
        <EOYAmt>134434</EOYAmt>
      </NetAssetsOrFundBalancesGrp>
      <InfoInScheduleOPartIIIInd>X</InfoInScheduleOPartIIIInd>
      <PrimaryExemptPurposeTxt>PAY IT FORWARD CINCINNATI EMPOWERS PEOPLE TO BRING POSITIVE CHANGE TO GREATER CINCINNATI. THROUGH A VARIETY OF PROGRAMS, WE INTEND TO HAVE A MEASURABLE AND LASTING IMPACT ON OUR COMMUNITY</PrimaryExemptPurposeTxt>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>SOCIAL IMPACT FUND IS A FUNDING OPPORTUNITY OPEN TO LOCAL 501(C)(3) NONPROFIT ORGANIZATIONS THAT ARE IMPROVING LIVES AND COMMUNITIES THROUGH THEIR WORK IN ONE OF THREE FOCUS AREAS: CHILDREN'S HEALTH AND WELLNESS, CINCINNATI POVERTY/FINANCIAL INSECURITY, AND YOUTH TECHNOLOGY INITIATIVES. IN 2023, A GRANT OF 30,000 WAS AWARDED TO NEW LIFE FURNITURE TO SUPPORT THEIR PROGRAM OF PRIVIDING ACCESS TO FURNISHED HOUSING FOR CINCINNATI FAMILIES; A 1,000 TO PARACHUTE:BUTLER COUNTY CASA TO SUPPORT THEIR PROGRAM BE A CHILD'S VOICE; A 1,000 TO EASTERSEALS REDWOOD FOR THE RENOVATION FO THEIR PROGRAM ROOM; AND A 1,000 TO SANTA MARIA COMMUNITY SERVICES FOR THEIR POP (PROMOTING OUR PRESCHOOLERS) PROGRAM.</DescriptionProgramSrvcAccomTxt>
        <GrantsAndAllocationsAmt>33000</GrantsAndAllocationsAmt>
        <ProgramServiceExpensesAmt>33000</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>TECH2THRIVE PROVIDES ACCESS TO HIGH-QUALITY IT CAREER OPPORTUNITIES FOR AN UNTAPPED TALENT POOL IN LOW-EMPLOYMENT AREAS WITHIN THE REGION. BY MATCHING EXISTING BUSINESS NEEDS TO TRAINED IT TALENT, WE ARE ABLE TO BEST SERVE OUR LOCAL BUSINESSES WHILE SIMULTANEOUSLY CHANGING THE SOCIOECONOMIC TRAJECTORY OF THE UNDEREMPLOYED IN OUR COMMUNITY. THE PROGRAM PROVIDES FREE IT TRAINING TO THE SELECTED INDIVIDUALS. AFTER COMPLETING THE COURSE AND SECURING A POSITION IN IT INDUSTRY, GRADUATES ARE EXPECTED TO PAY THE COST OF THE TRAINING BACK OVER THE PERIOD OF TIME. THE FUNDS ARE THEN USED FOR FUTURE TRAINING. IN 2023, A FEW INDIVIDUALS EXPRESSED INTEREST IN THE PROGRAM AND PASSED THE FIRST SCREENING, BUT FOR VARIOUS PERONAL REASONS THEY WERE NOT ABLE TO START THE PROGRAM.</DescriptionProgramSrvcAccomTxt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>SOUTHWEST OHIO GIVE CAMP - IS A WEEKEND-LONG EVENT THAT BRINGS TOGETHER A COMMUNITY OF VOLUNTEERS WHO DONATE THEIR TIME AND TALENTS TO PROVIDE WEB AND SOFTWARE SOLUTIONS FOR LOCAL NON-PROFIT ORGANIZATIONS. A WEEKEND-LONG IN-PERSON EVENT WAS HELD IN THE FALL OF 2023. 28 VOLUNTEER DEVELOPERS, DATABASE ADMINISTRATORS AND DESIGNERS PARTICIPOATED IN THE EVENT. 6 NON-PROFITS BENEFITED FROM THIS EVENT.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>5405</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>OTHER INITIATIVES - GO GREEN INITIATIVE AND KINDNESS CHAIN REACTION, LISA KAMINSKI MEMORIAL SCHOLARSHIP FUND, PAY IT FORWARD DAY</DescriptionProgramSrvcAccomTxt>
        <GrantsAndAllocationsAmt>3000</GrantsAndAllocationsAmt>
        <ProgramServiceExpensesAmt>3863</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <TotalProgramServiceExpensesAmt>42268</TotalProgramServiceExpensesAmt>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>MICHAEL KROEGER</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>0.50</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>KELLY DOLAN</PersonNm>
        <TitleTxt>VP</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>0.50</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>VIKTORIA KROEGER</PersonNm>
        <TitleTxt>TREASURER/SE</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>0.50</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>ELENA TERN</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
      <ChgMadeToOrgnzngDocNotRptInd>false</ChgMadeToOrgnzngDocNotRptInd>
      <OrganizationHadUBIInd>false</OrganizationHadUBIInd>
      <SubjectToProxyTaxInd>false</SubjectToProxyTaxInd>
      <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
      <Form1120PolFiledInd>false</Form1120PolFiledInd>
      <MadeLoansToFromOfficersInd>false</MadeLoansToFromOfficersInd>
      <EngagedInExcessBenefitTransInd>false</EngagedInExcessBenefitTransInd>
      <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
      <StatesWhereCopyOfReturnIsFldCd>OH</StatesWhereCopyOfReturnIsFldCd>
      <BooksInCareOfDetail>
        <PersonNm>VIKTORIA KROEGER</PersonNm>
        <USAddress>
          <AddressLine1Txt>2943 RIVERSIDE DR</AddressLine1Txt>
          <CityNm>CINCINNATI</CityNm>
          <StateAbbreviationCd>OH</StateAbbreviationCd>
          <ZIPCd>45226</ZIPCd>
        </USAddress>
        <PhoneNum>5133217700</PhoneNum>
      </BooksInCareOfDetail>
      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
      <DonorAdvisedFndsInd>false</DonorAdvisedFndsInd>
      <OperateHospitalInd>false</OperateHospitalInd>
      <TanningServicesProvidedInd>false</TanningServicesProvidedInd>
      <RelatedOrganizationCtrlEntInd>false</RelatedOrganizationCtrlEntInd>
      <TransactionWithControlEntInd>false</TransactionWithControlEntInd>
      <PoliticalCampaignActyInd>false</PoliticalCampaignActyInd>
      <LobbyingActivitiesInd>false</LobbyingActivitiesInd>
      <SchoolOperatingInd>false</SchoolOperatingInd>
      <TrnsfrExmptNonChrtblRltdOrgInd>false</TrnsfrExmptNonChrtblRltdOrgInd>
      <PartVIOfCompOfHghstPdEmplTxt>NONE</PartVIOfCompOfHghstPdEmplTxt>
      <PartVIHghstPdCntrctProfSrvcTxt>NONE</PartVIHghstPdCntrctProfSrvcTxt>
      <FiledScheduleAInd>true</FiledScheduleAInd>
    </IRS990EZ>
    <IRS990ScheduleA documentId="RetDoc3">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>57007</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>107227</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>113837</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>59374</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>64480</CurrentTaxYearAmt>
        <TotalAmt>401925</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>57007</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>107227</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>113837</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>59374</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>64480</CurrentTaxYearAmt>
        <TotalAmt>401925</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>184573</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>217352</PublicSupportTotal170Amt>
      <TotalSupportAmt>401925</TotalSupportAmt>
      <GrossReceiptsRltdActivitiesAmt>4715</GrossReceiptsRltdActivitiesAmt>
      <PublicSupportCY170Pct>0.54080</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.54130</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleO documentId="RetDoc2">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART I, LINE 10</FormAndLineReferenceDesc>
        <ExplanationTxt>NAME: NEW LIFE FURNITURE ADDRESS: 11335 REED HARTMAN HWY, UNIT 134 CINCINNATI, OH 45241 CASH CONTRIBUTION: 30,000</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART I, LINE 16</FormAndLineReferenceDesc>
        <ExplanationTxt>EXPENSES WEBSITE 246 GIVE CAMP WEEKEND SUPPLIE 5,405 PIF DAY 863 STATE FEES 100 TECHNICAL INFRSASTRUCTURE 595 PAYPAL FEE 59 ADMIN FEE 327 ADMIN FEE 32 ADMIN FEE 36 ADMIN FEE 60 OFFICE 17 TOTAL 7,740</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART III</FormAndLineReferenceDesc>
        <ExplanationTxt>PAY IT FORWARD CINCINNATI EMPOWERS PEOPLE TO BRING POSITIVE CHANGE TO GREATER CINCINNATI. THROUGH A VARIETY OF PROGRAMS, WE INTEND TO HAVE A MEASURABLE AND LASTING IMPACT ON OUR COMMUNITY</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART III, LINE 28</FormAndLineReferenceDesc>
        <ExplanationTxt>SOCIAL IMPACT FUND IS A FUNDING OPPORTUNITY OPEN TO LOCAL 501(C)(3) NONPROFIT ORGANIZATIONS THAT ARE IMPROVING LIVES AND COMMUNITIES THROUGH THEIR WORK IN ONE OF THREE FOCUS AREAS: CHILDREN'S HEALTH AND WELLNESS, CINCINNATI POVERTY/FINANCIAL INSECURITY, AND YOUTH TECHNOLOGY INITIATIVES. IN 2023, A GRANT OF 30,000 WAS AWARDED TO NEW LIFE FURNITURE TO SUPPORT THEIR PROGRAM OF PRIVIDING ACCESS TO FURNISHED HOUSING FOR CINCINNATI FAMILIES; A 1,000 TO PARACHUTE:BUTLER COUNTY CASA TO SUPPORT THEIR PROGRAM BE A CHILD'S VOICE; A 1,000 TO EASTERSEALS REDWOOD FOR THE RENOVATION FO THEIR PROGRAM ROOM; AND A 1,000 TO SANTA MARIA COMMUNITY SERVICES FOR THEIR POP (PROMOTING OUR PRESCHOOLERS) PROGRAM.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART III, LINE 29</FormAndLineReferenceDesc>
        <ExplanationTxt>TECH2THRIVE PROVIDES ACCESS TO HIGH-QUALITY IT CAREER OPPORTUNITIES FOR AN UNTAPPED TALENT POOL IN LOW-EMPLOYMENT AREAS WITHIN THE REGION. BY MATCHING EXISTING BUSINESS NEEDS TO TRAINED IT TALENT, WE ARE ABLE TO BEST SERVE OUR LOCAL BUSINESSES WHILE SIMULTANEOUSLY CHANGING THE SOCIOECONOMIC TRAJECTORY OF THE UNDEREMPLOYED IN OUR COMMUNITY. THE PROGRAM PROVIDES FREE IT TRAINING TO THE SELECTED INDIVIDUALS. AFTER COMPLETING THE COURSE AND SECURING A POSITION IN IT INDUSTRY, GRADUATES ARE EXPECTED TO PAY THE COST OF THE TRAINING BACK OVER THE PERIOD OF TIME. THE FUNDS ARE THEN USED FOR FUTURE TRAINING. IN 2023, A FEW INDIVIDUALS EXPRESSED INTEREST IN THE PROGRAM AND PASSED THE FIRST SCREENING, BUT FOR VARIOUS PERONAL REASONS THEY WERE NOT ABLE TO START THE PROGRAM.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART III, LINE 30</FormAndLineReferenceDesc>
        <ExplanationTxt>SOUTHWEST OHIO GIVE CAMP - IS A WEEKEND-LONG EVENT THAT BRINGS TOGETHER A COMMUNITY OF VOLUNTEERS WHO DONATE THEIR TIME AND TALENTS TO PROVIDE WEB AND SOFTWARE SOLUTIONS FOR LOCAL NON-PROFIT ORGANIZATIONS. A WEEKEND-LONG IN-PERSON EVENT WAS HELD IN THE FALL OF 2023. 28 VOLUNTEER DEVELOPERS, DATABASE ADMINISTRATORS AND DESIGNERS PARTICIPOATED IN THE EVENT. 6 NON-PROFITS BENEFITED FROM THIS EVENT.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART III, LINE 31</FormAndLineReferenceDesc>
        <ExplanationTxt>OTHER INITIATIVES - GO GREEN INITIATIVE AND KINDNESS CHAIN REACTION, LISA KAMINSKI MEMORIAL SCHOLARSHIP FUND, PAY IT FORWARD DAY</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>
