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            <StateAbbreviationCd>MT</StateAbbreviationCd>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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          <GrantOrContributionPurposeTxt>AREA OF GREATEST NEED</GrantOrContributionPurposeTxt>
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            <BusinessNameLine1Txt>ROCKY MOUNTAIN BIBLE MISSION</BusinessNameLine1Txt>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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            <StateAbbreviationCd>OH</StateAbbreviationCd>
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            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>32852</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>HARBOURTOWN FINE ARTS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
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            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44089</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EDUCATIONAL</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>RESTORATION OF OPERA HOUSE</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FTMC FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>272 BENEDICT AVE</AddressLine1Txt>
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            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>44857</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>MEDICAL</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SENIOR LIVING CAMPUS PROJECT</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
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        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
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        <DividendsAndInterestFromSecDtl>
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          <ExclusionAmt>95641</ExclusionAmt>
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        <GainSalesAstOthThanInvntryGrp>
          <RelatedOrExemptFunctionIncmAmt>165871</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>95711</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>165871</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>261582</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <GainLossSaleOtherAssetsSch documentId="RetDoc1">
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>175 SH CITY HOLDING CO</AssetDesc>
        <AcquiredDt>2002-12</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-05</SoldDt>
        <GrossSalesPriceAmt>15704</GrossSalesPriceAmt>
        <BasisAmt>4227</BasisAmt>
        <TotalNetAmt>11477</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>400 SH FFD FINL CORP</AssetDesc>
        <AcquiredDt>1996-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-05</SoldDt>
        <GrossSalesPriceAmt>12890</GrossSalesPriceAmt>
        <BasisAmt>814</BasisAmt>
        <TotalNetAmt>12076</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>100 SH MICROSOFT CORP</AssetDesc>
        <AcquiredDt>2002-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-05</SoldDt>
        <GrossSalesPriceAmt>30673</GrossSalesPriceAmt>
        <BasisAmt>2957</BasisAmt>
        <TotalNetAmt>27716</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>300 SH CITY HOLDING CO</AssetDesc>
        <AcquiredDt>2002-12</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-10</SoldDt>
        <GrossSalesPriceAmt>26319</GrossSalesPriceAmt>
        <BasisAmt>7247</BasisAmt>
        <TotalNetAmt>19072</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>1500 SH FFD FINL CORP</AssetDesc>
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        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-10</SoldDt>
        <GrossSalesPriceAmt>42647</GrossSalesPriceAmt>
        <BasisAmt>3051</BasisAmt>
        <TotalNetAmt>39596</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>100 SH MICROSOFT CORP</AssetDesc>
        <AcquiredDt>2002-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-10</SoldDt>
        <GrossSalesPriceAmt>32442</GrossSalesPriceAmt>
        <BasisAmt>2958</BasisAmt>
        <TotalNetAmt>29484</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>100 SH UNITEDHEALTH GROUP INC</AssetDesc>
        <AcquiredDt>2018-09</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2023-10</SoldDt>
        <GrossSalesPriceAmt>52423</GrossSalesPriceAmt>
        <BasisAmt>25973</BasisAmt>
        <TotalNetAmt>26450</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2">
      <InvestmentsCorporateBondsGrp>
        <BondNm>JP MORGAN CHASE PREFERRED</BondNm>
        <EOYBookValueAmt>50525</EOYBookValueAmt>
        <EOYFMVAmt>41000</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN EXPRESS CO</StockNm>
        <EOYBookValueAmt>79106</EOYBookValueAmt>
        <EOYFMVAmt>187340</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE</StockNm>
        <EOYBookValueAmt>20951</EOYBookValueAmt>
        <EOYFMVAmt>346554</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BERKSHIRE CLASS B</StockNm>
        <EOYBookValueAmt>32705</EOYBookValueAmt>
        <EOYFMVAmt>142664</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHEVRON CORP</StockNm>
        <EOYBookValueAmt>44761</EOYBookValueAmt>
        <EOYFMVAmt>89496</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHIPOTLE</StockNm>
        <EOYBookValueAmt>8866</EOYBookValueAmt>
        <EOYFMVAmt>114348</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CISCO SYSTEMS</StockNm>
        <EOYBookValueAmt>23754</EOYBookValueAmt>
        <EOYFMVAmt>25260</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CITY HOLDING CO CHARLESTON</StockNm>
        <EOYBookValueAmt>110936</EOYBookValueAmt>
        <EOYFMVAmt>496170</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CIVISTA</StockNm>
        <EOYBookValueAmt>11509</EOYBookValueAmt>
        <EOYFMVAmt>44256</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CSX</StockNm>
        <EOYBookValueAmt>41849</EOYBookValueAmt>
        <EOYFMVAmt>173350</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXXON MOBIL</StockNm>
        <EOYBookValueAmt>61909</EOYBookValueAmt>
        <EOYFMVAmt>69986</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FEDEX</StockNm>
        <EOYBookValueAmt>44782</EOYBookValueAmt>
        <EOYFMVAmt>126485</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FFD FINL CORP</StockNm>
        <EOYBookValueAmt>41346</EOYBookValueAmt>
        <EOYFMVAmt>413000</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRSTENERGY CORP</StockNm>
        <EOYBookValueAmt>30504</EOYBookValueAmt>
        <EOYFMVAmt>36660</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTL BUSINESS MACHINES CORP</StockNm>
        <EOYBookValueAmt>26017</EOYBookValueAmt>
        <EOYFMVAmt>32710</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INVESCO QQQ</StockNm>
        <EOYBookValueAmt>49804</EOYBookValueAmt>
        <EOYFMVAmt>122856</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN CHASE</StockNm>
        <EOYBookValueAmt>20795</EOYBookValueAmt>
        <EOYFMVAmt>34020</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KNOT OFFSHORE PARTNER LP</StockNm>
        <EOYBookValueAmt>32767</EOYBookValueAmt>
        <EOYFMVAmt>11520</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KRAFT</StockNm>
        <EOYBookValueAmt>36065</EOYBookValueAmt>
        <EOYFMVAmt>18490</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MCDONALDS CORP</StockNm>
        <EOYBookValueAmt>148563</EOYBookValueAmt>
        <EOYFMVAmt>266859</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MERCK</StockNm>
        <EOYBookValueAmt>58478</EOYBookValueAmt>
        <EOYFMVAmt>109020</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>META PLATFORMS</StockNm>
        <EOYBookValueAmt>17100</EOYBookValueAmt>
        <EOYFMVAmt>159282</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT</StockNm>
        <EOYBookValueAmt>123990</EOYBookValueAmt>
        <EOYFMVAmt>1710982</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PFIZER</StockNm>
        <EOYBookValueAmt>23968</EOYBookValueAmt>
        <EOYFMVAmt>17274</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PROCTOR &amp; GAMBLE CO</StockNm>
        <EOYBookValueAmt>65786</EOYBookValueAmt>
        <EOYFMVAmt>146540</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RPM INTL</StockNm>
        <EOYBookValueAmt>52282</EOYBookValueAmt>
        <EOYFMVAmt>111630</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SELECT SECTOR SPDR</StockNm>
        <EOYBookValueAmt>50658</EOYBookValueAmt>
        <EOYFMVAmt>144360</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TRACTOR SUPPLY</StockNm>
        <EOYBookValueAmt>30040</EOYBookValueAmt>
        <EOYFMVAmt>107515</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNION PACIFIC CORP</StockNm>
        <EOYBookValueAmt>21256</EOYBookValueAmt>
        <EOYFMVAmt>49124</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNITEDHEALTH GROUP</StockNm>
        <EOYBookValueAmt>207784</EOYBookValueAmt>
        <EOYFMVAmt>421176</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD SHORT TERM BOND</StockNm>
        <EOYBookValueAmt>48030</EOYBookValueAmt>
        <EOYFMVAmt>46212</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD SHORT-TERM CORP BOND</StockNm>
        <EOYBookValueAmt>48091</EOYBookValueAmt>
        <EOYFMVAmt>46422</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERIZON</StockNm>
        <EOYBookValueAmt>26875</EOYBookValueAmt>
        <EOYFMVAmt>18850</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherDecreasesSchedule documentId="RetDoc4">
      <OtherDecreasesDetail>
        <Desc>APPRECIATED DONATED STOCK</Desc>
        <Amt>380858</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>PY DONATED STOCK ADJ</Desc>
        <Amt>332304</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc5">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>PO BOX RENTAL</Desc>
        <RevenueAndExpensesPerBooksAmt>82</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>CHECK FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>1</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="RetDoc6">
      <TaxesDetail>
        <CategoryTxt>STATE FILING FEE</CategoryTxt>
        <Amt>200</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FEDERAL TAX PAYMENTS</CategoryTxt>
        <Amt>1217</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
