2024-05-07T09:01:42-05:00 2023-12-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2023-01-01 166071002 TUW ALICE KOON FBO SCHOLASTIC FUND KOON 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2024-05-03 true false JEFFREY E KUHLIN P00353001 4123556000 2024-05-03 X 2023 2023-04-26 12:10:37Z X 1853147 X 53077 53077 76520 113114 76520 0 1457 131054 129597 19599 17639 1960 0 0 0 0 0 0 0 0 1279 1279 0 0 0 0 0 0 0 1750 1750 22628 18918 0 3710 86172 86172 108800 18918 0 89882 22254 110679 0 58807 99109 99109 0 0 0 199361 169961 774415 863307 874713 979623 1121475 1143783 1853147 0 X 1121475 1143783 1121475 1143783 1121475 1143783 1121475 22254 1607 1145336 1553 1143783 50. CVS CORP COM 2001-12-06 2023-08-24 3315 689 2626 2626 50. COLGATE PALMOLIVE CO COM 2004-10-01 2023-08-24 3674 1141 2533 2533 25. JOHNSON & JOHNSON COM 2000-11-06 2023-08-24 4128 1148 2980 2980 100. LOWES COS INC COM 2009-06-16 2023-08-24 22529 1922 20607 20607 50. MCDONALDS CORP COM 2009-06-16 2023-08-24 14131 2864 11267 11267 25. MICROSOFT CORP COM 2000-04-28 2023-08-24 8045 871 7174 7174 50. NOVARTIS A G SPONSORED ADR 2006-04-27 2023-08-24 5060 2498 2562 2562 50. PEPSICO INC COM 2002-03-21 2023-08-24 8885 2523 6362 6362 50. PROCTER & GAMBLE CO COM 2011-07-22 2023-08-24 7654 3214 4440 4440 50. SOUTHERN CO COM 2001-12-06 2023-08-24 3378 1134 2244 2244 27.318 VANGUARD #94 INSTITUTIONAL INDEX 2019-08-20 2023-08-24 10000 7194 2806 2806 250. VERIZON COMMUNICATIONS COM 2004-03-01 2023-08-24 8308 8676 -368 -368 50. EATON CORP PLC 2012-12-03 2023-08-24 11113 1921 9192 9192 60. SANDOZ GROUP AG SPONSORED ADS 2006-04-27 2023-10-31 1549 799 750 750 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 CAPITAL GAIN DIVIDENDS P 1345 76520 1538 0 1538 0 1538 396 0 0 396 0 1142 0 0 false false false false false false false true true NY true false false false false true NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 X false false false false true false false false false false false false false false false true false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 19512 TRUSTEE 1 19599 NONE 0 NONE 0 1713335 78707 0 1792042 0 0 1792042 26881 1765161 88258 88258 1538 1538 86720 0 86720 0 86720 89882 0 0 0 0 89882 86720 86865 0 0 0 0 0 0 0 89882 86865 0 0 3017 0 0 0 0 0 0 0 0 83703 0 0 0 0 0 0 0 0 X ST LAWRENCE UNIVERSITY 23 ROMODA DRIVE CANTON NY 13617 NONE I SCHOLARSHIP 3743 ROCHESTER INSTITUTE OF TECHNOLOGY 56 LOMB MEMORIAL DRIVE Rochester NY 14623 NONE I SCHOLARSHIP 10150 SUNY BROCKPORT 350 NEW CAMPUS DRIVE Brockport NY 14420 NONE I SCHOLARSHIP 3258 SUNY ONEONTA 108 RAVINE PKWY Oneonta NY 13820 NONE I SCHOLARSHIP 7001 UTICA UNIVERSITY 1600 BURRSTONE RD UTICA NY 13502 NONE I SCHOLARSHIP 3258 HUNTER COLLEGE 695 PARK AVE NEW YORK NY 10065 NONE I SCHOLARSHIP 5000 OHIO UNIVERSITY 1 OHIO UNIVERSITY DR ATHENS OH 45701 NONE I SCHOLARSHIP 3743 UNIVERSITY OF CENTRAL FLORIDA 4000 CENTRAL FLORIDA BLVD Orlando FL 32816 NONE I SCHOLARSHIP 3258 NAZARETH UNIVERSITY 4245 EAST AVE ROCHESTER NY 14618 NONE I SCHOLARSHIP 500 TOMPKINS CORTLAND COMMUNITY COLLEGE 170 NORTH ST Dryden NY 13053 NONE I SCHOLARSHIP 3258 CLARKSON UNIVERSITY 8 CLARKSON AVE Potsdam NY 13699 NONE I SCHOLARSHIP 3743 SUNY MORRISVILLE 80 EATON ST MORRISVILLE NY 13408 NONE I SCHOLARSHIP 10000 CORNELL UNIVERSITY 203 DAY HALL ITHACA NY 14853 NONE I SCHOLARSHIP 5500 ITHACA COLLEGE 953 DANBY ROAD ITHACA NY 14850 NONE I SCHOLARSHIP 5000 SUNY COBLESKILL 106 SUFFOLK CIR COBLESKILL NY 12043 NONE I SCHOLARSHIP 2000 FASHION INSTITUTE OF TECHNOLOGY 227 W 27TH ST NEW YORK NY 10001 NONE I SCHOLARSHIP 3743 SACRED HEART UNIVERSITY 5151 PARK AVENUE FAIRFIELD CT 06825 NONE I SCHOLARSHIP 1500 FARMINGDALE STATE COLLEGE 2350 BROADHOLLOW ROAD Farmingdale NY 11735 NONE I SCHOLARSHIP 3259 SUNY CORTLAND 35 GRAHAM AVENUE CORTLAND NY 13045 NONE I SCHOLARSHIP 8258 86172 14 53077 18 76520 FEDERAL TAX REFUND 1 1457 131054 131054 false false false false false false false false false false BAXTER INTERNATIONAL INC 8198 15464 CISCO SYSTEMS INC 9390 47994 COLGATE-PALMOLIVE 9125 31884 CVS HEALTH CORP 5510 31584 EXXON MOBIL CORPORATION 3668 39992 LOWES COS INC COM 3844 44510 INTEL CORP 11475 42713 PROCTER & GAMBLE CO 12856 29308 JOHNSON & JOHNSON 9187 31348 JP MORGAN CHASE & CO 12033 59535 MICROSOFT CORP 6098 65807 ORACLE CORPORATION COM 2628 71165 PEPSICO INC 10092 33968 SOUTHERN CO 6804 21036 BOEING COMPANY 9932 39099 VERIZON COMMUNICATIONS 8676 9425 WELLS FARGO & CO 8055 24610 MCDONALDS CORP 8593 44477 EATON CORP PLC 9607 60205 NOVARTIS AG SPONS ADR 14190 30291 VANGUARD TOTAL BOND INDEX INST AT COST 383418 355069 VANGUARD MID-CAP INDEX AT COST 15006 73532 VANGUARD HIGH YIELD CORP FD AT COST 107982 106552 VANGUARD DEVELOPED MARKETS IND AT COST 128936 165677 VANGUARD INSTITUTIONAL INDEX F AT COST 58436 87741 VANGUARD SMALL-CAP INDEX ADM AT COST 55475 69316 DFA EMERGING MKTS PORTFOLIO AT COST 62708 60367 DFA INTERNATIONAL SMALL COMPAN AT COST 9000 7710 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 25752 27641 DFA GLOBAL REAL ESTATE SECURIT AT COST 14000 12659 LAZARD GLOBAL LISTED INFRASTRU AT COST 14000 13359 MUTUAL FUND SUBTRACTION 1553 OTHER ALLOCABLE EXPENSE-PRINCI 1500 0 1500 STATE FILING FEE 250 0 250 FEDERAL TAX REFUND 1457 0 MUTUAL FUND ADDITION 1605 ROUNDING 2 FOREIGN TAXES 676 676 0 FOREIGN TAXES ON QUALIFIED FOR 428 428 0 FOREIGN TAXES ON NONQUALIFIED 175 175 0