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        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 2, PART V, LINE 4</FormAndLineReferenceDesc>
        <ExplanationTxt>AGENCY ENDOWMENT FUND: THE LEAGUE HAS ESTABLISHED AN ENDOWMENT FUND AT SAGINAW COMMUNITY FOUNDATION, WITH THE LEAGUE AS THE BENEFICIARY. ACCORDINGLY, THIS ENDOWMENT FUND IS RECORDED AS AN ASSET IN THE LEAGUE'S FINANCIAL STATEMENTS. THIS FUND ALLOWS THE LEAGUE TO USE THE ANNUAL INVESTMENT INCOME FOR PROGRAMS OR OPERATIONS WHILE ALLOWING THE INVESTMENT TO GROW OVER TIME. THE ENDOWMENT FUNDS ARE MANAGED BY THE FOUNDATION, AND THE LEAGUE IS ELIGIBLE TO RECEIVE DISTRIBUTIONS UP TO 5% OF THE PREVIOUS 12 QUARTERS AVERAGE BALANCE. EACH YEAR, THE LEAGUE TRANSFERS A PORTION OF ITS FUNDRAISING PROCEEDS TO THE ENDOWMENT TO HELP CONTINUE TO GROW THE FUND AND PROVIDE FOR FUTURE OPERATING AND/OR PROGRAMS EXPENDITURES. CONTRIBUTING FUNDS THE LEAGUE HAS NOW INTO THE ENDOWMENT WILL PROVIDE LONG-TERM FINANCIAL STABILITY FOR OUR LEAGUE. ONCE THE ENDOWMENT IS BUILT UP, THE GOAL WOULD BE TO INCLUDE THE 5% DISTRIBUTION MENTIONED ABOVE INTO OUR ANNUAL BUDGET FOR USE IN OPERATING COSTS, INCLUDING FUNDRAISING, COMMUNITY IMPACT AND LEAGUE DEVELOPMENT. ENDOWMENT FUND: THE SAGINAW COMMUNITY FOUNDATION HAS AN ENDOWMENT FOR THE LEAGUE, WHICH WAS ESTABLISHED BY MEMBERS DIRECTLY TO THE FOUNDATION. THIS ENDOWMENT IS NOT PART OF THE JUNIOR LEAGUE'S ASSETS. SCHOLARSHIP FUND: THE LEAGUE'S SCHOLARSHIP FUND IS HOUSED AT THE SAGINAW COMMUNITY FOUNDATION, AND IT PROVIDES AN INVESTMENT GIFT TO THE COMMUNITY. THE PRINCIPAL OF THESE FUNDS REMAINS INTACT WHILE ALLOWING THE INVESTMENT INCOME TO BE INVESTED BACK INTO THE COMMUNITY IN THE FORM OF GRANTS AND SCHOLARSHIPS. THE LEAGUE IS NOT THE BENEFICIARY OF THIS FUND, AND ACCORDINGLY, THIS ENDOWMENT IS NOT PART OF THE LEAGUE'S ASSETS.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 4, PART XI, LINE 2D</FormAndLineReferenceDesc>
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      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 4, PART XII, LINE 2D</FormAndLineReferenceDesc>
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          <CityNm>MIDLAND</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>48640</ZIPCd>
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      <RecipientTable>
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          <AddressLine1Txt>1915 FORDNEY ST</AddressLine1Txt>
          <CityNm>SAGINAW</CityNm>
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        <FormAndLineReferenceDesc>SCHEDULE I, PAGE 1, PART I, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>GRANTS ARE MONITORED THROUGH FINANCIAL REVIEW AT BOARD MEETINGS. CONTRIBUTIONS AND RELATED EXPENSES ARE TRACKED ON SPREADSHEETS BASED ON THE CONTRIBUTION RESTRICTIONS.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>NOMINATING COMMITTE MAKES A MOTION RECOMMENDING SOMEONE AND THE MEMBERSHIP VOTES ON IT</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERS HAVE TO APPROVE POLICY CHANGES</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE 990 IS PROVIDED TO THE BOARD MEMBERS FOR THEIR REVIEW DURING A REGULAR BOARD MEETING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>ENFORCED THROUGH THE BOARD BASED ON OCCURENCES DURING THE YEAR. NO CONFLICTS OCCURED IN THE CURRENT FISCAL YEAR.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9</FormAndLineReferenceDesc>
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</Return>