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        <ExplanationTxt>THE ORGANIZATION MONITORS ITS GRANTS TO ENSURE THAT THE FUNDS ARE BEING USED FOR THE PROPER PURPOSES THROUGH REGULAR COMMUNICATION AND CORRESPONDENCE WITH THE GRANTEE ORGANIZATION.</ExplanationTxt>
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        <ExplanationTxt>IRS FORM 990 IS REVIEWED BY A TAX OFFICER OF THE INSTITUTIONAL TRUSTEE.</ExplanationTxt>
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        <ExplanationTxt>THE TRUSTEE, FULTON BANK, N.A., REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES COMPLIANCE WITH ITS CONFLICT OF INTEREST POLICY THROUGH TRAINING AND REPORTING INITIATIVES IN ACCORDANCE WITH FEDERAL AND STATE LAWS APPLICABLE TO BANKING INSTITUTIONS.</ExplanationTxt>
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        <ExplanationTxt>THE TRUSTEE, FULTON BANK, N.A., PROVIDES INVESTMENT MANAGEMENT, ADMINISTRATIVE, AND TAX PREPARATION SERVICES TO THE ORGANIZATION AND IS COMPENSATED IN ACCORDANCE WITH ITS PUBLISHED FEE SCHEDULE. FEES FOR THESE SERVICES ARE COMPETITIVE IN THE MARKETPLACE.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE NOT GENERALLY AVAILABLE TO THE PUBLIC UNLESS REQUIRED DUE TO INCLUSION WITH A FORM THAT IS REQUIRED TO BE PUBLICLY AVAILABLE, IN WHICH CASE THOSE DOCUMENTS CAN BE OBTAINED UPON REQUEST.</ExplanationTxt>
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