2024-11-15T14:20:42-06:00 2023-12-31 742859143 CALHOUN THOMSON MATZA LLP PO BOX 30044 AUSTIN TX 78755 990 2023-01-01 740817310 HERMANN SONS LIFE HERM 2102269261 PO BOX 1941 SAN ANTONIO TX 782971941 ROBIN CZARNEK CEO 2102269261 2024-11-11 1 0 C BRIAN STREIG P00735757 5124398400 2024-11-11 2023 2024-10-15 13:58:12Z ROBIN CZARNEK PO BOX 1941 SAN ANTONIO TX 782971941 33499446 0 X HERMANNSONSLIFE.ORG X 1891 TX FRATERNAL BENEFIT SOCIETY- ORGANIZATION'S MISSION IS COMMUNITY SERVICE THROUGH LODGE SERVICES. 6 6 243 0 0 0 30478 57256 9253831 7670708 13350655 11201010 0 31392 22634964 18960366 0 0 15775447 14678603 4077887 4340764 0 0 0 4208565 3883711 24061899 22903078 -1426935 -3942712 255635990 247910938 246876383 241433051 8759607 6477887 FRATERNAL BENEFIT SOCIETY - ORGANIZATION'S MISSION IS COMMUNITY SERVICE THROUGH LODGE SERVICE. 0 0 INSURANCE BENEFIT PROGRAMS: FRATERNAL INSURANCE - 62,032 MEMBERS IN 108 FRATERNAL LODGES AND 66,886 CERTIFICATES PROVIDING DEATH, ENDOWMENT AND ANNUITY BENEFITS. HERMANN SONS LIFE RETIREMENT HOME - PROVIDES INDEPENDENT LIVING COMMUNITY FOR ELIGIBLE MEMBERS OVER THE AGE OF 65. THE RESIDENTS ARE PROVIDED WITH COMPLETE NEEDS OF ROOM AND BOARD. YOUTH ACTIVITIES: TWO CAMPS AVAILABLE FOR JUNIOR MEMBERS TO ATTEND ONE WEEK DURING THE SUMMER MONTHS FOR AGE 9 TO 13. CAMPERS PARTICIPATE IN VARIETY OF FUN AND CHALLENGING ACTIVITIES. THE PROGRAM EMPHASIZES ON STRONG COMMUNITY AND DEVELOPING SOCIAL INTERACTION SKILLS THROUGH ACTIVITIES, GROUP SEATINGS, FAMILY-STYLE MEALS, ETC. SCHOOLS OF DANCE ARE LOCATED IN 34 TEXAS COMMUNITIES. DANCE CLASSES FOR YOUTH AGES 3 TO 17 IN TAP, BALLET, AND JAZZ. AT SCHOOL YEAR END, A RECITAL WITH DANCERS IN COSTUMES. OTHER OPPORTUNITIES TO PERFORMANCE ARE HELD WITHIN EACH COMMUNITY EVENTS DURING THE YEAR. 0 1 0 0 0 0 0 1 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1668 0 1 243 1 0 0 0 0 0 0 0 0 0 0 X 6 6 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X X LIZ NAPIER 2102269261 PO BOX 1941 SAN ANTONIO TX 78297 KIMBERLY ANN KRUEGER DIRECTOR-CHAIRPERSON 5.00 X 6432 0 0 DAVID WILLIAM WOLF DIRECTOR-VICE CHAIR 5.00 X 5574 0 0 LAURA ANN TIFFAN DIRECTOR DIRECTOR 5.00 X 5574 0 0 DAVID R NOAK DIRECTOR 5.00 X 5574 0 0 STANLEY L STEIGER DIRECTOR 5.00 X 5574 0 0 GERALD ZIEMNICKI DIRECTOR 5.00 X 5574 0 0 ROBIN L CZARNEK PRESIDENT AND CEO 45.00 X 166761 0 22027 REBECCA T HENLEY VP OF OPERATIONS AND COO 45.00 X 106537 0 12751 SAMANTHA KELLEY VP OF OPERATIONS AND COO 45.00 X 131092 0 17264 CECILY KELLY VICE PRESIDENT MEMBER BENE 45.00 X 137807 0 10076 TERESA SAATHOFF VICE PRESIDENT OF SALES 45.00 X 141342 0 15463 JON THOMPSON DIRECTOR OF IT 45.00 X 109171 0 11808 827012 0 89389 6 0 1 0 0 57256 57256 PREMIUM INCOME 524113 7009036 7009036 CAMP PROGRAM FEES 900099 553423 553423 OTHE FEES 900099 75230 75230 HS RETIREMENT HOME 900099 33019 33019 7670708 11276442 11276442 14358246 105402 14535188 3892 -176942 101510 -75432 -75432 REINSURANCE CEDED, EXPENSE ALLOWA 813410 31117 31117 GREATER TEXAS VIRTUAL LODGE DUES 813410 275 275 31392 18960366 18903110 0 0 14678603 720477 2494566 118958 759600 247163 152918 194482 154416 143627 193419 34389 94717 865115 107615 YOUTH & GRIEF CAMP EXPE 946053 COMMISSIONS 310819 HS LIFE RETIREMENT HOME 308210 OTHER HOME OFFICE 258568 119363 22903078 1800 1799 2883257 3969260 5298598 5249393 12243618 7623119 4037326 4620499 234087411 225349290 6310507 5719927 3017091 3000770 255635990 247910938 377069 762604 239610 127110 246259704 240543337 246876383 241433051 X 0 0 0 0 8759607 6477887 8759607 6477887 255635990 247910938 X -3942712 393732 1267260 X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 2187552 2187552 6863712 5112239 1751473 3192354 2510880 681474 4620499 LIFE AND ANNUITY RESERVES 235885758 CERTIFICATE CLAIMS 460165 REFUNDS PAYABLES 234175 PREMIUMS RECEIVED IN ADVANCE 561878 INTEREST MAINTENANCE RESERVE 922554 COMMISSIONS DUE OR ACCRUED 21904 UNEARNED INVESTMENT INCOEM 246008 ASSET VALUATION RESERVES 2210895 240543337 18960366 0 18960366 0 18960366 22802645 0 22802645 100433 100433 22903078 PART XII, LINE 4B - OTHER ADJUSTMENTS: REFUNDS TO MEMBERS X 0 0 0 ROBIN L CZARNEK PRESIDENT AND CEO 156485 0 0 0 10276 0 14400 0 7627 0 188788 0 0 0 TERESA SAATHOFF VICE PRESIDENT OF SALES 132826 0 0 0 8516 0 8342 0 7121 0 156805 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION HAS MEMBERS WHO MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. THE MEMBERS ELECTED 6 MEMBERS TO THE BOARD OF DIRECTORS WHO MAKE DECISIONS ON THE MEMBERS BEHALF. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 WAS REVIEWED BY THE DIRECTOR OF FINANCE/CONTROLLER. THE FORM IS APPROVED AND SUBMITTED ONLINE E-FILING TO IRS. THE SUBMITTED AND FINAL FORM 990 IS PROVIDED TO THE AUDIT COMMITTEE, THE BOARD OF DIRECTORS, AND TO THE PRESIDENT AND CEO. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION PERIODICALLY MONITORS COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION: THE BOARD OF DIRECTORS SET AND APPROVE THE PRESIDENT/CEO'S COMPENSATION. THE PRESIDENT/CEO SET AND APPROVE THE EXECUTIVE OFFICER/VP'S/DIRECTOR'S COMPENSATION AND THEN IS APPROVED BY THE BOARD OF DIRECTORS DURING ANNUAL BUDGET REVIEW. BOARD OF DIRECTORS: NO SALARY IS PAID TO THE BOARD OF DIRECTORS. INSTEAD, A MONTHLY PER DIEM RATE IS APPROVED AT THE CONVENTION BY THE COMPENSATION COMMITTEE FOR THEIR PARTICIPATION IN MEETINGS AND ACTIVITIES. EACH FISCAL YEAR, THE PER DIEM RATES ARE BUDGETED, REVIEWED, AND THE BUDGET IS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC THROUGH THE TEXAS DEPARTMENT OF INSURANCE AND THE QUADRENNIAL CONVENTION. THE FINANCIAL STATEMENTS ARE ALSO AVAILABLE THROUGH NAIC. FORM 990, PART XI, LINE 9: NONADMITTED ASSETS - AUDIT REPORT PAGE 8 1,385,295. CHANGE IN ASSET VALUATION RESERVES -118,035. HERMANN SONS LIFE HOME ASSOCIATION 515 SOUTH SAINT MARYS STREET SAN ANTONIO TX 78205 932660308 HOLDING COMPANY TX 501(C)(2) HERMANN SONS LIFE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0