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        <TotalRevenueColumnAmt>539938</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>539938</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>MORTGAGE AMORTIZATION</Desc>
        <BusinessCd>522292</BusinessCd>
        <TotalRevenueColumnAmt>121855</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>121855</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalOthProgramServiceRevGrp>
        <TotalRevenueColumnAmt>64691</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>64691</RelatedOrExemptFuncIncomeAmt>
      </TotalOthProgramServiceRevGrp>
      <TotalProgramServiceRevenueAmt>1576722</TotalProgramServiceRevenueAmt>
      <OtherRevenueMiscGrp>
        <Desc>MISCELLANEOUS</Desc>
        <BusinessCd>900099</BusinessCd>
        <TotalRevenueColumnAmt>22725</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>22725</UnrelatedBusinessRevenueAmt>
      </OtherRevenueMiscGrp>
      <OtherRevenueTotalAmt>22725</OtherRevenueTotalAmt>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>1887746</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>1576722</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>22725</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </TotalRevenueGrp>
      <GrantsToDomesticIndividualsGrp>
        <TotalAmt>11000</TotalAmt>
        <ProgramServicesAmt>11000</ProgramServicesAmt>
      </GrantsToDomesticIndividualsGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>36206</TotalAmt>
        <ManagementAndGeneralAmt>36206</ManagementAndGeneralAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>25246</TotalAmt>
        <ManagementAndGeneralAmt>25246</ManagementAndGeneralAmt>
      </FeesForServicesAccountingGrp>
      <AdvertisingGrp>
        <TotalAmt>8080</TotalAmt>
        <ManagementAndGeneralAmt>8080</ManagementAndGeneralAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>27276</TotalAmt>
        <ProgramServicesAmt>23659</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3617</ManagementAndGeneralAmt>
      </OfficeExpensesGrp>
      <OccupancyGrp>
        <TotalAmt>52081</TotalAmt>
        <ProgramServicesAmt>52081</ProgramServicesAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>3609</TotalAmt>
        <ProgramServicesAmt>3609</ProgramServicesAmt>
      </TravelGrp>
      <InterestGrp>
        <TotalAmt>8511</TotalAmt>
        <ProgramServicesAmt>8511</ProgramServicesAmt>
      </InterestGrp>
      <PaymentsToAffiliatesGrp>
        <TotalAmt>64498</TotalAmt>
        <ProgramServicesAmt>64498</ProgramServicesAmt>
      </PaymentsToAffiliatesGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>22253</TotalAmt>
        <ManagementAndGeneralAmt>22253</ManagementAndGeneralAmt>
      </DepreciationDepletionGrp>
      <OtherExpensesGrp>
        <Desc>COST OF HOME SALES/CONS</Desc>
        <TotalAmt>1154741</TotalAmt>
        <ProgramServicesAmt>1154741</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>MORTGAGE DISCOUNT EXPEN</Desc>
        <TotalAmt>665453</TotalAmt>
        <ProgramServicesAmt>665453</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>OTHER EXPENSES-PROGSERV</Desc>
        <TotalAmt>45853</TotalAmt>
        <ProgramServicesAmt>45853</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>MORTGAGE SERVICING FEES</Desc>
        <TotalAmt>17485</TotalAmt>
        <ProgramServicesAmt>17485</ProgramServicesAmt>
      </OtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>2142292</TotalAmt>
        <ProgramServicesAmt>2046890</ProgramServicesAmt>
        <ManagementAndGeneralAmt>95402</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>170875</BOYAmt>
        <EOYAmt>243143</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>355241</BOYAmt>
        <EOYAmt>880066</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <AccountsReceivableGrp>
        <BOYAmt>35834</BOYAmt>
        <EOYAmt>20474</EOYAmt>
      </AccountsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>1633152</BOYAmt>
        <EOYAmt>1813145</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <InventoriesForSaleOrUseGrp>
        <BOYAmt>1046748</BOYAmt>
        <EOYAmt>555706</EOYAmt>
      </InventoriesForSaleOrUseGrp>
      <LandBldgEquipCostOrOtherBssAmt>770664</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>415539</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>377377</BOYAmt>
        <EOYAmt>355125</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>9025</BOYAmt>
        <EOYAmt>4971</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>3628252</BOYAmt>
        <EOYAmt>3872630</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>29336</BOYAmt>
        <EOYAmt>18689</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <UnsecuredNotesLoansPayableGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>300000</EOYAmt>
      </UnsecuredNotesLoansPayableGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>6400</BOYAmt>
        <EOYAmt>2500</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>35736</BOYAmt>
        <EOYAmt>321189</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>3555606</BOYAmt>
        <EOYAmt>3519560</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>36910</BOYAmt>
        <EOYAmt>31881</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>3592516</BOYAmt>
        <EOYAmt>3551441</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>3628252</BOYAmt>
        <EOYAmt>3872630</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>-254546</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>24824</NetUnrlzdGainsLossesInvstAmt>
      <PriorPeriodAdjustmentsAmt>188648</PriorPeriodAdjustmentsAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>1</FSAuditedInd>
      <FSAuditedBasisGrp>
        <ConsolidatedBasisFinclStmtInd>X</ConsolidatedBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>0</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>31377</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>149815</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>169568</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>103675</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>288299</CurrentTaxYearAmt>
        <TotalAmt>742734</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>31377</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>149815</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>169568</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>103675</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>288299</CurrentTaxYearAmt>
        <TotalAmt>742734</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>134565</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>608169</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>6281</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>9949</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>3607</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>1482</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>0</CurrentTaxYearAmt>
        <TotalAmt>21319</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <TotalSupportAmt>764053</TotalSupportAmt>
      <PublicSupportCY170Pct>0.79600</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.62120</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="RetDoc1040000001">
      <LandGrp>
        <OtherCostOrOtherBasisAmt>290189</OtherCostOrOtherBasisAmt>
        <BookValueAmt>290189</BookValueAmt>
      </LandGrp>
      <OtherLandBuildingsGrp>
        <OtherCostOrOtherBasisAmt>480475</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>415539</DepreciationAmt>
        <BookValueAmt>64936</BookValueAmt>
      </OtherLandBuildingsGrp>
      <TotalBookValueLandBuildingsAmt>355125</TotalBookValueLandBuildingsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>HOME DEPOSITS AND DOWN PAYMENTS</Desc>
        <Amt>2500</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>2500</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="RetDoc1041900001">
      <GrantRecordsMaintainedInd>0</GrantRecordsMaintainedInd>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>EDUCATION GRANTS</GrantTypeTxt>
        <RecipientCnt>8</RecipientCnt>
        <CashGrantAmt>11000</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>THERE IS A MARRIED COUPLE CURRENTLY SERVING ON THE BOARD. THEY ARE CINDY AND JOHN PRATER.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAINTAINS A VOLUNTEER BOARD OF DIRECTORS THAT HAVE THE POWER TO ELECT OR APPOINT MEMBERS OF THE GOVERNING BODY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE TREASURER AND ASSISTANT TREASURER CURRENTLY REVIEW THE 990 BEFORE IT IS SUBMITTED TO THE IRS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION WILL PROVIDE THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND THE FINANCIAL STATEMENTS TO THE PUBLIC UPON WRITTEN REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>