<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2023v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2024-05-15T11:41:06-04:00</ReturnTs>
    <TaxPeriodEndDt>2023-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>042232383</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>BROUDE &amp; HOCHBERG LLP</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>75 FEDERAL ST STE 1300</AddressLine1Txt>
        <CityNm>BOSTON</CityNm>
        <StateAbbreviationCd>MA</StateAbbreviationCd>
        <ZIPCd>02110</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2023-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>200509624</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>DAVI-ELLEN AND BRUCE ALLEN CHABNER</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>FAMILY FOUNDATION INC</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>DAVI</BusinessNameControlTxt>
      <PhoneNum>6177485100</PhoneNum>
      <USAddress>
        <AddressLine1Txt>75 FEDERAL ST STE 1300</AddressLine1Txt>
        <CityNm>BOSTON</CityNm>
        <StateAbbreviationCd>MA</StateAbbreviationCd>
        <ZIPCd>021101921</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>DAVI-ELLEN CHABNER</PersonNm>
      <PersonTitleTxt>PRESIDENT, TREASURER</PersonTitleTxt>
      <PhoneNum>6177485100</PhoneNum>
      <SignatureDt>2024-05-15</SignatureDt>
    </BusinessOfficerGrp>
    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>DAVI-ELLEN</PersonFirstNm>
        <PersonLastNm>CHABNER</PersonLastNm>
      </PersonFullName>
      <SSN>999009999</SSN>
    </SigningOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>JOHN CRISAFULLI</PreparerPersonNm>
      <PTIN>P00316616</PTIN>
      <PhoneNum>6177485100</PhoneNum>
      <PreparationDt>2024-05-14</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2023</TaxYr>
    <BuildTS>2023-04-26 12:10:37Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="11">
    <IRS990PF documentId="RetDoc11">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>1197993</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>11075</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>9779</InterestOnSavNetInvstIncmAmt>
        <InterestOnSavingsAdjNetIncmAmt>11075</InterestOnSavingsAdjNetIncmAmt>
        <DividendsRevAndExpnssAmt>15220</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>15220</DividendsNetInvstIncmAmt>
        <DividendsAdjNetIncmAmt>15220</DividendsAdjNetIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>3503</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>225367</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>3503</CapGainNetIncmNetInvstIncmAmt>
        <OtherIncomeRevAndExpnssAmt referenceDocumentId="RetDoc8">20585</OtherIncomeRevAndExpnssAmt>
        <OtherIncomeAdjNetIncmAmt>20585</OtherIncomeAdjNetIncmAmt>
        <TotalRevAndExpnssAmt>50383</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>28502</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>46880</TotalAdjNetIncmAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc1">2019</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>2019</AccountingFeesNetInvstIncmAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="RetDoc9">8708</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>4354</OtherProfFeesNetInvstIncmAmt>
        <OtherProfFeesDsbrsChrtblAmt>4354</OtherProfFeesDsbrsChrtblAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc10">2095</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>2095</TaxesNetInvstIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc7">20904</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>319</OtherExpensesNetInvstIncmAmt>
        <OtherExpensesDsbrsChrtblAmt>20585</OtherExpensesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>33726</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>8787</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>24939</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>121767</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>121767</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>155493</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>8787</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>146706</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-105110</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>19715</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>46880</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>4547</CashBOYAmt>
        <CashEOYAmt>5077</CashEOYAmt>
        <CashEOYFMVAmt>5077</CashEOYFMVAmt>
        <SavAndTempCashInvstBOYAmt>29165</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>2231</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>2231</SavAndTempCashInvstEOYFMVAmt>
        <USGovernmentObligationsBOYAmt>199871</USGovernmentObligationsBOYAmt>
        <USGovernmentObligationsEOYAmt referenceDocumentId="RetDoc4">144029</USGovernmentObligationsEOYAmt>
        <USGovtObligationsEOYFMVAmt>144876</USGovtObligationsEOYFMVAmt>
        <CorporateStockBOYAmt>395373</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc3">429605</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>771472</CorporateStockEOYFMVAmt>
        <OtherInvestmentsBOYAmt>330668</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="RetDoc5">268772</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>274337</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>959624</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>849714</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>1197993</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <CapitalStockBOYAmt>959624</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>849714</CapitalStockEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>959624</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>849714</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>959624</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>849714</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>959624</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-105110</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>854514</SubtotalAmt>
        <OtherDecreasesAmt referenceDocumentId="RetDoc6">4800</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>849714</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>25,000 US TREASURY SERIES G-2026</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-06-14</AcquiredDt>
          <SoldDt>2002-01-20</SoldDt>
          <GrossSalesPriceAmt>24145</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24281</CostOrOtherBasisAmt>
          <GainOrLossAmt>-136</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-136</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>25,000 US TREASURY SERIES L-2025</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-06-03</AcquiredDt>
          <SoldDt>2023-03-20</SoldDt>
          <GrossSalesPriceAmt>24445</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25019</CostOrOtherBasisAmt>
          <GainOrLossAmt>-574</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-574</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>1,500 SHS EASTERN BANKSHARES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-04-08</AcquiredDt>
          <SoldDt>2023-03-17</SoldDt>
          <GrossSalesPriceAmt>18745</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>28854</CostOrOtherBasisAmt>
          <GainOrLossAmt>-10109</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-10109</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3,702.964 SHS LOOMIS SAYLES STRAT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-15</AcquiredDt>
          <SoldDt>2023-09-01</SoldDt>
          <GrossSalesPriceAmt>34030</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>38548</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4518</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4518</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>25,000 US TREASURY SERIES C-2028</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-07-13</AcquiredDt>
          <SoldDt>2023-09-26</SoldDt>
          <GrossSalesPriceAmt>23133</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24794</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1661</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1661</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>50 SHS L'OREAL SA ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-04-25</AcquiredDt>
          <SoldDt>2023-01-11</SoldDt>
          <GrossSalesPriceAmt>19874</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>11613</CostOrOtherBasisAmt>
          <GainOrLossAmt>8261</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>8261</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>50 SHS L'OREAL SA ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-08-06</AcquiredDt>
          <SoldDt>2023-01-11</SoldDt>
          <GrossSalesPriceAmt>19874</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>12330</CostOrOtherBasisAmt>
          <GainOrLossAmt>7544</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7544</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>50,000 MASS ST GO SERIES2013B</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-03-17</AcquiredDt>
          <SoldDt>2023-08-01</SoldDt>
          <GrossSalesPriceAmt>50000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>50000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>70 SHS PAYPAL HOLDINGS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-09-16</AcquiredDt>
          <SoldDt>2023-12-07</SoldDt>
          <GrossSalesPriceAmt>4108</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2890</CostOrOtherBasisAmt>
          <GainOrLossAmt>1218</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1218</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>55 SHS PAYPAL HOLDINGS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-01-20</AcquiredDt>
          <SoldDt>2023-12-07</SoldDt>
          <GrossSalesPriceAmt>3228</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2271</CostOrOtherBasisAmt>
          <GainOrLossAmt>957</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>957</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>28 SHS VERALTO CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-11-10</AcquiredDt>
          <SoldDt>2023-12-07</SoldDt>
          <GrossSalesPriceAmt>2120</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>708</CostOrOtherBasisAmt>
          <GainOrLossAmt>1412</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1412</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>22 SHS VERALTO CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2016-04-15</AcquiredDt>
          <SoldDt>2023-12-07</SoldDt>
          <GrossSalesPriceAmt>1665</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>556</CostOrOtherBasisAmt>
          <GainOrLossAmt>1109</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1109</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>3503</CapitalGainNetIncomeAmt>
        <NetShortTermCapitalGainLossAmt>-710</NetShortTermCapitalGainLossAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>274</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>274</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>274</TaxBasedOnInvestmentIncomeAmt>
        <TaxDueAmt>274</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>MA</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>ANN HOCHBERG</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>6177485100</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>75 FEDERAL ST</AddressLine1Txt>
          <AddressLine2Txt>SUITE 1300</AddressLine2Txt>
          <CityNm>BOSTON</CityNm>
          <StateAbbreviationCd>MA</StateAbbreviationCd>
          <ZIPCd>02110</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>DAVI-ELLEN CHABNER</PersonNm>
          <USAddress>
            <AddressLine1Txt>29 BEACON HEIGHTS DR</AddressLine1Txt>
            <CityNm>NEWTON CENTRE</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02459</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT, T</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>BRUCE CHABNER</PersonNm>
          <USAddress>
            <AddressLine1Txt>29 BEACON HEIGHTS DR</AddressLine1Txt>
            <CityNm>NEWTON CENTRE</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02459</ZIPCd>
          </USAddress>
          <TitleTxt>CLERK &amp; DIRE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>BRANDON S CHABNER</PersonNm>
          <USAddress>
            <AddressLine1Txt>329 2ND PLACE</AddressLine1Txt>
            <CityNm>MANHATTAN BEACH</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>90266</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ELIZABETH C THOMPSON</PersonNm>
          <USAddress>
            <AddressLine1Txt>20 KENSINGTON RD</AddressLine1Txt>
            <CityNm>SCARSDALE</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10583</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>1169359</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>17043</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>100</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>1186502</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>1186502</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>17798</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>1168704</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>58435</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>58435</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>274</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>274</TotalTaxAmt>
        <DistributableBeforeAdjAmt>58161</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>58161</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>58161</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>146706</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>146706</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>58161</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr5Amt>457081</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>21340</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>218685</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>263334</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>120698</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>1081138</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>146706</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>58161</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>88545</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>1169683</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovFromYr5Amt>457081</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>712602</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>21340</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>218685</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>263334</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>120698</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>88545</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>DAVI-ELLEN CHABNER</ContributingManagerNm>
        <ContributingManagerNm>BRUCE CHABNER</ContributingManagerNm>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>BROUDE HOCHBERG LLP</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>75 FEDERAL STR SUITE 1300</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02110</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>6177485100</RecipientPhoneNum>
          <RecipientEmailAddressTxt>N/A</RecipientEmailAddressTxt>
          <FormAndInfoAndMaterialsTxt>NONE</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>NONE</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MASS GENERAL HOSPITAL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>55 FRUIT STREET</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02114</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>FELLOWSHIP</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ADENOID CYSTIC CARCINOMA RESEARCH F</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 442</AddressLine1Txt>
            <CityNm>NEEDHAM</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02492</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>TEMPLE EMANUEL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>385 WARD ST</AddressLine1Txt>
            <CityNm>NEWTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02459</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CONGREGATION SHIRAT HAYAM</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>55 ATLANTIC AVE</AddressLine1Txt>
            <CityNm>SWAMPSCOTT</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01907</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>600</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>USCJ</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>120 BROADWAY SUITE 1540</AddressLine1Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>102710016</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>72</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>YALE UNIVERSITY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 2038</AddressLine1Txt>
            <CityNm>NEW HAVEN</CityNm>
            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06521</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>77295</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BOSTON CONSERVATORY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>8 FENWAY</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02215</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>18000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MASS GENERAL HOSPITAL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>55 FRUIT STREET</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02114</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>100</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MASS GENERAL HOSPITAL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>55 FRUIT STREET</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02114</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>100</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>KHS BOSTON SCHOLARSHIP FUND</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>119A GREW AVE</AddressLine1Txt>
            <CityNm>ROSLINDALE</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02131</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>22000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BROOKLINE CENTER FOR COMM MENTAL HE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>41 GARRISON RD</AddressLine1Txt>
            <CityNm>BROOKLINE</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02445</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>250</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>JOHN M BARRY BOYS AND GIRLS CLUB</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>675 WATERTOWN ST</AddressLine1Txt>
            <CityNm>NEWTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02460</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SAVING ORPHANED ANIMALS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>75 FEDERAL ST</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02110</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>100</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>NEW ISRAEL FUND</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 70358</AddressLine1Txt>
            <CityNm>PHILADELPHIA</CityNm>
            <StateAbbreviationCd>PA</StateAbbreviationCd>
            <ZIPCd>19176</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>250</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>121767</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>11075</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>15220</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>3503</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <OtherRevenueDescribedGrp>
          <Desc>OTHER INCOME</Desc>
          <ExclusionCd>28</ExclusionCd>
          <ExclusionAmt>20585</ExclusionAmt>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>50383</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>50383</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc1">
      <AccountingFeesDetail>
        <CategoryTxt>TAX PREPARATION</CategoryTxt>
        <Amt>2019</Amt>
        <NetInvestmentIncomeAmt>2019</NetInvestmentIncomeAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2">
      <InvestmentsCorporateBondsGrp>
        <BondNm>CORPORATE BONDS</BondNm>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>PHARMA MAR POST CONSOLIDATION - 400</StockNm>
        <EOYBookValueAmt>127</EOYBookValueAmt>
        <EOYFMVAmt>18152</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NOVOZYMES A/S B SHS - 500 SHS</StockNm>
        <EOYBookValueAmt>8579</EOYBookValueAmt>
        <EOYFMVAmt>27496</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALPHABET INC CLASS C - 15 SHS</StockNm>
        <EOYBookValueAmt>8509</EOYBookValueAmt>
        <EOYFMVAmt>42279</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMPHENOL CORP CL A - 160 SHS</StockNm>
        <EOYBookValueAmt>8597</EOYBookValueAmt>
        <EOYFMVAmt>15861</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE COMPUTER INC COM - 100 SHS</StockNm>
        <EOYBookValueAmt>373</EOYBookValueAmt>
        <EOYFMVAmt>19253</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BERKSHIRE HATHAWAY CL B - 150 SHS</StockNm>
        <EOYBookValueAmt>36759</EOYBookValueAmt>
        <EOYFMVAmt>53499</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CVS HEALTH CORPORATION - 600 SHS</StockNm>
        <EOYBookValueAmt>10474</EOYBookValueAmt>
        <EOYFMVAmt>19740</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONSTELLATION BRANDS CL A - 165 SHS</StockNm>
        <EOYBookValueAmt>36465</EOYBookValueAmt>
        <EOYFMVAmt>39889</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DANAHER CORP - 150 SHS</StockNm>
        <EOYBookValueAmt>9579</EOYBookValueAmt>
        <EOYFMVAmt>34701</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ECOLAB INC - 200 SHS</StockNm>
        <EOYBookValueAmt>30829</EOYBookValueAmt>
        <EOYFMVAmt>39670</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FISERV INC COM - 400 SHS</StockNm>
        <EOYBookValueAmt>24782</EOYBookValueAmt>
        <EOYFMVAmt>39852</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>IBM CORP - 250 SHS</StockNm>
        <EOYBookValueAmt>33855</EOYBookValueAmt>
        <EOYFMVAmt>40888</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTUIT INC - 75 SHS</StockNm>
        <EOYBookValueAmt>31305</EOYBookValueAmt>
        <EOYFMVAmt>46877</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KROGER CO - 1,000 SHS</StockNm>
        <EOYBookValueAmt>47418</EOYBookValueAmt>
        <EOYFMVAmt>45710</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LINCOLN ELECTRIC - 200 SHS</StockNm>
        <EOYBookValueAmt>31320</EOYBookValueAmt>
        <EOYFMVAmt>43492</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MARSH &amp; MCLENNAN - 325 SHS</StockNm>
        <EOYBookValueAmt>26678</EOYBookValueAmt>
        <EOYFMVAmt>42631</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP COM - 120 SHS</StockNm>
        <EOYBookValueAmt>21709</EOYBookValueAmt>
        <EOYFMVAmt>45125</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NIKE INC - 200 SHS</StockNm>
        <EOYBookValueAmt>10993</EOYBookValueAmt>
        <EOYFMVAmt>21714</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ROCKWELL AUTOMATION INC - 145 SHS</StockNm>
        <EOYBookValueAmt>12655</EOYBookValueAmt>
        <EOYFMVAmt>45019</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERTEX PHARMACEUTICALS INC - 200 SHS</StockNm>
        <EOYBookValueAmt>32258</EOYBookValueAmt>
        <EOYFMVAmt>61034</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>XYLEM INC - 250 SHS</StockNm>
        <EOYBookValueAmt>6341</EOYBookValueAmt>
        <EOYFMVAmt>28590</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>L'OREAL - 100 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EASTERN BANKSHARES INC - 1500 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PAYPAL HOLDINGS INC - 125 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc4">
      <USGovtObligationsBookVlEOYAmt>144029</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>144876</USGovtObligationsEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsOtherSchedule2 documentId="RetDoc5">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MUTUAL FUNDS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>98628</BookValueAmt>
        <EOYFMVAmt>97733</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LIFE INSURANCE POLICY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>100</BookValueAmt>
        <EOYFMVAmt>100</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CAPITAL ONE CD DUE 7/7/2025</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25020</BookValueAmt>
        <EOYFMVAmt>24428</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CAPITAL ONE CD DUE 8/3/2027</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25000</BookValueAmt>
        <EOYFMVAmt>32983</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DISCOVER BANK CD DUE 7/6/2026</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25000</BookValueAmt>
        <EOYFMVAmt>24117</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DISCOVER BANK CD DUE 11/9/2026</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20000</BookValueAmt>
        <EOYFMVAmt>19986</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY BK DUE 3/30/25</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25020</BookValueAmt>
        <EOYFMVAmt>25125</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY BK DUE 3/24/25</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25020</BookValueAmt>
        <EOYFMVAmt>25050</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SALLIE MAE BK DUE 1/20/26</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>24984</BookValueAmt>
        <EOYFMVAmt>24815</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherDecreasesSchedule documentId="RetDoc6">
      <OtherDecreasesDetail>
        <Desc>BOND PREMIUM AMORT ON BOOKS NOT TAX</Desc>
        <Amt>4127</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>ACCRUED INTEREST ON BOOKS NOT ON TAX</Desc>
        <Amt>673</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc7">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ANNUAL LIFE INSURANCE PREMIUM</Desc>
        <RevenueAndExpensesPerBooksAmt>20585</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>20585</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ASSET FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>244</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>244</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>WIRE FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>45</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>45</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>CHECK FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>30</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>30</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc8">
      <OtherIncomeDetail>
        <Desc>OTHER INCOME</Desc>
        <RevenueAndExpensesPerBooksAmt>20585</RevenueAndExpensesPerBooksAmt>
        <AdjustedNetIncomeAmt>20585</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherProfessionalFeesSchedule documentId="RetDoc9">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT ADVISORY FEES</CategoryTxt>
        <Amt>8708</Amt>
        <NetInvestmentIncomeAmt>4354</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>4354</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc10">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES</CategoryTxt>
        <Amt>246</Amt>
        <NetInvestmentIncomeAmt>246</NetInvestmentIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FEDERAL TAXES</CategoryTxt>
        <Amt>1849</Amt>
        <NetInvestmentIncomeAmt>1849</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
