2024-01-29T15:04:53-05:00 2023-06-30 263582184 CAIN BOURRET JARRY & CRESSMAN LLC 1175 MAMMOTH ROAD SUITE 2A DRACUT MA 01826 990 2022-07-01 042999854 HABITAT FOR HUMANITY NORTH CENTRAL MASSACHUSETTS INC HABI 9783482749 201 GREAT ROAD SUITE 301 ACTON MA 01720 THOMAS DUFAULT PRESIDENT 9783482749 2023-11-15 true THOMAS DUFAULT 999009999 false STEVEN R BOURRET P00042047 9789571421 2023-12-06 2022 2023-04-26 12:10:37Z CAROLYN READ 201 GREAT ROAD SUITE 301 ACTON MA 01720 2231852 false X WWW.NCMHABITAT.ORG X 1988 MA HABITAT FOR HUMANITY IS A NON-PROFIT HOUSING MINISTRY THAT SEEKS TO BE A PARTNER AND CATALYST IN BUILDING COMMUNITIES WHERE EVERYONE HAS THE OPPORTUNITY TO THRIVE. WE BELIEVE OUR MODEL OF SERVICE CAPITAL, NOT CHARITY, CO-WORKERS AND NOT CASE WORKERS PROVIDES A STRENGTH-BASED APPROACH THAT ENHANCES THE CAPABILITIES OF FAMILIES, ENCOURAGING THEM TO DRAW ON THEIR OWN SELF DETERMINATION AND STRENGTHS. WE BELIEVE THAT FAMILIES WHO INVEST IN THEMSELVES THROUGH FINANCIAL EDUCATION AND SWEAT EQUITY IN THE CONSTRUCTION OF THEIR OWN HOMES TRANSFORM THEIR LIVES AND THE LIVES OF THEIR CHILDREN FOR THE BETTER. OUR FAMILIES ARE REQUIRED TO INVEST 200-350 HOURS OF SWEAT EQUITY INTO HABITAT PROGRAMS. THE OWNER AND FAMILIES ARE ALSO REQUIRED TO COMPLETE CERTAIN HOMEOWNERSHIP READINESS CLASSES BEFORE PURCHASING THEIR HABITAT HOMES, AS THE MORTGAGE HOLDER HABITAT OF NORTH CENTRAL MASSACHUSETTS IS ABLE TO PROVIDE A 0% INTEREST MORTGAGE LOAN. 13 13 11 987 486029 1207741 1191268 602548 913974 549 1460 59276 63465 1870114 2170167 0 0 233504 256185 0 5838 1242312 2188612 1475816 2444797 394298 -274630 3032022 2324012 96743 267624 2935279 2056388 X TO STRENGTHEN FAMILIES AND COMMUNITIES THROUGH AFFORDABLE HOME OWNERSHIP. WE ACCOMPLISH THIS THROUGH TWO AVENUES - BUILDING NEW AFFORDABLE HOMES AND PERFORMING CRITICAL REPAIRS ON OWNER OCCUPIED HOMES IN ORDER TO ALLOW FAMILIES TO CONTINUE TO LIVE IN THEIR CURRENT HOMES. false false 1465054 2170167 WITH A MISSION TO STRENGTHEN FAMILIES AND COMMUNITIES THROUGH AFFORDABLE HOME OWNERSHIP THE ORGANIZATION HAS BROADENED ITS EFFORTS TO IMPACT AS MANY LOWER INCOME FAMILIES AS POSSIBLE. IN NORTH CENTRAL MASSACHUSETTS WE CONTINUE TO BUILD THE CAPACITY OF THE ORGANIZATION THROUGH EITHER BUILDING NEW HOMES OR RENOVATING OWNER OCCUPIED HOMES STARTING WITH VETERAN FAMILIES AND THEN BRANCHING OUT TO ALL POTENTIAL FAMILIES. THE ORGANIZATION IS CONCENTRATING ITS EFFORTS IN SPECIFIC AREAS IN ORDER TO MAKE THE GREATEST IMPACT. 820474 771188 THE ORGANIZATION OPERATES A RESTORE. THE STORE RECEIVES DONATED BUILDING MATERIALS AND SUPPLIES FROM CONTRACTORS THAT WOULD NORMALLY BE DISPOSED OF AT THE END OF CONSTRUCTION. WE ALSO RECEIVE DONATIONS OF FURNITURE AND HOUSEHOLD GOODS FROM INDIVIDUALS. THESE ITEMS ARE SUBSEQUENTLY RESOLD TO GENERATE FUNDS IN ORDER TO PROVIDE RESOURCES TO CONTINUE OUR AFFORDABLE HOME BUILDING PROCESS. 2285528 true true false false false false false false false true true false false true true false true false false false false false false false true false false false false false false false false false false false false false true false false false false false false false false true 10 10 true 11 true true true false false false false true true false false false false false false false false X 13 13 false false false false false false false true true false false true true true true true true true false false MA X CAROLYN READ 9783482749 201 GREAT ROAD SUITE 301 ACTON MA 01720 CAROLYN READ EXECUTIVE DI 40.00 X 83774 0 0 LYNN DEVIN ASHE SECRETARY/CL X X 0 0 0 JIM DARCANGELO DIRECTOR X 0 0 0 THOMAS DUFAULT PRESIDENT X X 0 0 0 BRIEANNA KELLEY VICE PRESIDE X X 0 0 0 STEVEN LEDOUX DIRECTOR X 0 0 0 BEA LEE DIRECTOR X 0 0 0 CURT LOGEE DIRECTOR X 0 0 0 CRAIG MADONIA TREASURER X X 0 0 0 BRIAN MARCHETTI DIRECTOR X 0 0 0 VISH MAZUMDER DIRECTOR X 0 0 0 KEVIN O'BRIEN DIRECTOR X 0 0 0 ZULIMAR RAMIREZ DIRECTOR X 0 0 0 JEAN RUBIN DIRECTOR X 0 0 0 83774 false false false 174391 1016877 289059 1191268 RESTORE 453310 486029 486029 SALES OF HOMES 531390 374000 374000 AMORTIZED MORTGAGE DISCOUNT 522292 53945 53945 913974 1460 1460 125150 61685 63465 63465 2170167 429405 486029 63465 X 83774 75397 8377 137860 48870 88990 34551 25836 8715 13944 6972 6972 65501 65501 2333 2333 33216 12947 16608 3661 120544 120544 7669 2177 5492 17000 17000 12653 12653 19027 12649 6378 HOME CONSTRUCTION COSTS 821861 821861 COGS 299600 299600 RESTORE IN KIND MERCH 289494 289494 MORTGAGE DISCOUNT EXPENSE 230375 230375 255395 241319 11899 2177 2444797 2285528 153431 5838 223108 188166 299067 374090 169380 224790 1256765 769075 97616 96519 24577 28364 244353 206913 48263 37440 18284 19029 894962 586539 3032022 2324012 38411 49352 15965 29968 42367 188304 96743 267624 X 2802727 1871514 132552 184874 2935279 2056388 3032022 2324012 -274630 -604261 X true true X true false X 424923 405386 765263 1207741 1191268 3994581 2258 3971 1019 177687 429405 614340 391613 54424 408823 104413 125150 1084423 818794 463781 1175105 1489841 1745823 5693344 5693344 1272 1148 3663 1460 7543 1272 1148 3663 1460 7543 25383 67065 55496 64157 212101 845449 464929 1245833 1545337 1811440 5912988 0.96290 0.96710 0.00000 0.00000 X PART III, LINE 12 OTHER FUNDRAISING AND SPECIAL EVENTS 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 18284 995 -50 19029 19434 700 -1600 -250 18284 15724 910 3050 -250 19434 15765 116 -157 15724 11030 4290 575 -130 15765 false false 244353 206913 37440 37440 HOME CONSTRUCTION IN PROGRESS 453158 RIGHT OF USE ASSET 133381 586539 LEASE LIABILITY 138304 CONSTRUCTION LOAN 50000 188304 2202496 32329 32329 2170167 2170167 2477126 32329 32329 2444797 2444797 EVENTS 125150 125150 61685 125150 125150 61685 61685 63465 X MATERIAL 1 289059 X LAND 1 false false false FORM 990 - ORGANIZATION'S MISSION TO STRENGTHEN FAMILIES AND COMMUNITIES THROUGH AFFORDABLE HOME OWNERSHIP. WE ACCOMPLISH THIS THROUGH TWO AVENUES - BUILDING NEW AFFORDABLE HOMES AND PERFORMING CRITICAL REPAIRS ON OWNER OCCUPIED HOMES IN ORDER TO ALLOW FAMILIES TO CONTINUE TO LIVE IN THEIR CURRENT HOMES. FORM 990, PAGE 6, PART VI, LINE 11B A COPY OF THE FORM 990 IS SENT TO ALL BOARD MEMBERS BEFORE FILING. THE EXECUTIVE DIRECTOR AND BOARD MEMBERS REVIEW AND DISCUSS THE TAX RETURN PRIOR TO ITS FILING. THE ORGANIZATION WILL ALSO CONSULT WITH THE TAX PREPARER FOR ADDITIONAL INFORMATION OR CLARIFICATION WHEN NECESSARY. FORM 990, PAGE 6, PART VI, LINE 12C THE BOARD, OR ITS MEMBERS ARE REQUIRED TO DISCLOSE ANY CONFLICT OF INTEREST IMMEDIATELY. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION FOR THE EXECUTIVE DIRECTOR WAS OFFERED BY THE BOARD OF DIRECTORS. NO OUTSIDE CONSULTANT WAS HIRED. THE BOARD MADE THE OFFER BASED ON HISTORICAL DATA FROM HABITAT AND SOME MARKET RESEARCH. FORM 990, PAGE 6, PART VI, LINE 19 DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART IX, LINE 24E CRITICAL HOME REPAIR EXP 163,371 0 0 REPAIRS AND MAINTENANCE 16,639 0 0 VEHICLE EXPENSES 16,253 0 0 BANK AND CREDIT CARD FEES 14,998 0 0 INSURANCE 11,541 0 0 DUES AND SUBSCRIPTIONS 6,329 4,938 0 SMALL TOOLS AND RENTAL EQ 7,048 0 0 TELEPHONE 0 2,243 2,177 MISCELLANEOUS 0 3,621 0 TRAVEL AND TRAINING 3,415 0 0 VOLUNTEER APPRECIATION 1,725 0 0 REAL ESTATE TAX 0 734 0 REPAIRS AND MAINTENANCE 0 363 0 TOTAL 241,319 11,899 2,177