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        <RelatedOrExemptFuncIncomeAmt>17026</RelatedOrExemptFuncIncomeAmt>
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        <RelatedOrExemptFuncIncomeAmt>4396</RelatedOrExemptFuncIncomeAmt>
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      <AdvertisingGrp>
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        <FundraisingAmt>493</FundraisingAmt>
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      <OccupancyGrp>
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        <ProgramServicesAmt>13609</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3402</ManagementAndGeneralAmt>
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      <TravelGrp>
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        <ProgramServicesAmt>151</ProgramServicesAmt>
        <ManagementAndGeneralAmt>28</ManagementAndGeneralAmt>
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      <InterestGrp>
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        <ProgramServicesAmt>9177</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2294</ManagementAndGeneralAmt>
      </InterestGrp>
      <DepreciationDepletionGrp>
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        <ProgramServicesAmt>23977</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2667</ManagementAndGeneralAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
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        <ProgramServicesAmt>14356</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4288</ManagementAndGeneralAmt>
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      <OtherExpensesGrp>
        <Desc>CONSTRUCTION COSTS</Desc>
        <TotalAmt>355828</TotalAmt>
        <ProgramServicesAmt>355828</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>DISCOUNT ON ISSUED MORTGA</Desc>
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        <ProgramServicesAmt>190800</ProgramServicesAmt>
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      <OtherExpensesGrp>
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        <TotalAmt>23400</TotalAmt>
        <ProgramServicesAmt>23400</ProgramServicesAmt>
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      <OtherExpensesGrp>
        <Desc>RESTORE REPAIRS &amp; MAINTEN</Desc>
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        <ProgramServicesAmt>10150</ProgramServicesAmt>
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        <EOYAmt>209305</EOYAmt>
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        <EOYAmt>91</EOYAmt>
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      </TotalAssetsGrp>
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      <TotalLiabilitiesGrp>
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        <EOYAmt>270712</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
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      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
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        <EOYAmt>29998</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
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      <TotLiabNetAssetsFundBalanceGrp>
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      <NetUnrlzdGainsLossesInvstAmt>1284</NetUnrlzdGainsLossesInvstAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
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      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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      <TotalCalendarYear170Grp>
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        <CurrentTaxYearMinus1YearAmt>276142</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>256680</CurrentTaxYearAmt>
        <TotalAmt>1383108</TotalAmt>
      </TotalCalendarYear170Grp>
      <PublicSupportTotal170Amt>1383108</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
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        <CurrentTaxYearMinus3YearsAmt>35</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>12</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>7</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>23</CurrentTaxYearAmt>
        <TotalAmt>-715</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <OtherIncome170Grp>
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      </OtherIncome170Grp>
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      <GrossReceiptsRltdActivitiesAmt>3704714</GrossReceiptsRltdActivitiesAmt>
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      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
      <Form990ScheduleAPartVIGrp>
        <FormAndLineReferenceDesc>PART II, LINE 10</FormAndLineReferenceDesc>
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          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
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      <AgentTrusteeEtcInd>true</AgentTrusteeEtcInd>
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      <InclEscrowCustodialAcctLiabInd>true</InclEscrowCustodialAcctLiabInd>
      <ExplanationProvidedInd>X</ExplanationProvidedInd>
      <CYEndwmtFundGrp>
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        <InvestmentEarningsOrLossesAmt>2410</InvestmentEarningsOrLossesAmt>
        <OtherExpendituresAmt>1282</OtherExpendituresAmt>
        <AdministrativeExpensesAmt>601</AdministrativeExpensesAmt>
        <EndYearBalanceAmt>28845</EndYearBalanceAmt>
      </CYEndwmtFundGrp>
      <CYMinus1YrEndwmtFundGrp>
        <BeginningYearBalanceAmt>34086</BeginningYearBalanceAmt>
        <InvestmentEarningsOrLossesAmt>-3744</InvestmentEarningsOrLossesAmt>
        <OtherExpendituresAmt>1328</OtherExpendituresAmt>
        <AdministrativeExpensesAmt>696</AdministrativeExpensesAmt>
        <EndYearBalanceAmt>28318</EndYearBalanceAmt>
      </CYMinus1YrEndwmtFundGrp>
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        <BeginningYearBalanceAmt>29265</BeginningYearBalanceAmt>
        <InvestmentEarningsOrLossesAmt>7333</InvestmentEarningsOrLossesAmt>
        <OtherExpendituresAmt>1858</OtherExpendituresAmt>
        <AdministrativeExpensesAmt>654</AdministrativeExpensesAmt>
        <EndYearBalanceAmt>34086</EndYearBalanceAmt>
      </CYMinus2YrEndwmtFundGrp>
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        <InvestmentEarningsOrLossesAmt>-1052</InvestmentEarningsOrLossesAmt>
        <EndYearBalanceAmt>29265</EndYearBalanceAmt>
      </CYMinus3YrEndwmtFundGrp>
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      </CYMinus4YrEndwmtFundGrp>
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      <EndowmentsHeldUnrelatedOrgInd>true</EndowmentsHeldUnrelatedOrgInd>
      <EndowmentsHeldRelatedOrgInd>false</EndowmentsHeldRelatedOrgInd>
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      </LandGrp>
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        <DepreciationAmt>194503</DepreciationAmt>
        <BookValueAmt>503826</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
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        <BookValueAmt>19311</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>731137</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>MORTGAGE LOANS RECEIVABLE</Desc>
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      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>LAND FOR DEVELOPMENT</Desc>
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      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
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      <OtherAssetsOrgGrp>
        <Desc>EC COMMUNITY FOUNDATION</Desc>
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      <OtherAssetsOrgGrp>
        <Desc>HOME REPAIRS</Desc>
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      <ExpensesSubtotalAmt>1063743</ExpensesSubtotalAmt>
      <TotalExpensesPerForm990Amt>1063743</TotalExpensesPerForm990Amt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 2, PART IV, LINE 1B</FormAndLineReferenceDesc>
        <ExplanationTxt>OUR FINANCIAL INSTITUTIONAL ACCOUNT FOR DEPOSITS OF ESCROWED AND CUSTODIAL FUNDS ARE KEPT SEPERATELY FROM GENERAL OPERATING FUNDS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 2, PART IV, LINE 2B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION REQUIRES MORTGAGES/PARTNER FAMILIES TO REMIT MONTHLY PAYMENTS TO COVER FUTURE PAYMENTS OF REAL ESTATE TAXES AND INSURANCE. THE ORGANIZATION HAS AN ESCROW ACCOUNT AT A FINANCIAL INSTITUTION WHERE IT HOLDS MONIES COLLECTED FROM MORTGAGERS UNTIL USED TO PAY EACH MORTGAGERS INSURANCE AND REAL ESTATE TAXES.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="RetDoc6">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>A COPY OF THE 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR PRIOR TO FILING. THE BOARD IS PROVIDED A COPY AFTER FILING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL BOARD MEMBERS AND KEY EMPLOYEES ARE REQUIRED TO ANNUALLY DISCLOSE IN WRITING ANY CONFLICTS OF INTEREST THAT MAY HAVE THE BOARD OFFICERS REVIEW THE CONFLICTS OF INTEREST IDENTIFIED AND DETERMINE THE ACTIONS TO BE TAKEN TO MITIGATE THE CONFLICTS OF INTEREST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE COMPENSATION OF THE EXECUTIVE DIRECTOR AND ALL EMPLOYEES IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THESE DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>
