2024-11-13T08:34:36-06:00 2023-12-31 471019942 CREATIVE PLANNING TAX LLC 5454 W 110TH STREET OVERLAND PARK KS 66211 990 2023-01-01 431046942 EPCOR EPCO 8164745630 2345 GRAND BOULEVARD 1700 KANSAS CITY MO 64108 CHRIS RICHARDSON CPA CHIEF FINANCIAL OFFICER 8164745630 2024-11-04 1 0 BRANNON C GORE CPA P01805861 8165259699 2024-11-04 2023 2024-10-15 13:58:12Z CHRIS RICHARDSON CPA 2345 GRAND BOULEVARD 1700 KANSAS CITY MO 64108 7058639 0 X NA X 1974 MO PROVIDING PAYMENT SYSTEMS AND RISK MANAGEMENT EDUCATION, SUPPORT AND INDUSTRY LEADERSHIP. 19 19 39 19 0 0 77112 0 5420708 6199526 45788 56158 659223 802955 6202831 7058639 0 0 0 0 4096236 4561577 0 0 0 1810719 1834551 5906955 6396128 295876 662511 4418086 5174747 280083 374233 4138003 4800514 X TRADE ASSOCIATION RESPONSIBLE FOR PROVIDING PAYMENT SYSTEMS AND RISK MANAGEMENT EDUCATION, SUPPORT AND INDUSTRY LEADERSHIP. EPCOR SERVES MORE THAN 2,300 FINANCIAL INSTITUTION AND CORPORATE MEMBERS THROUGHOUT ARKANSAS, ILLINOIS, INDIANA, IOWA, KANSAS, KENTUCKY, MISSOURI, NEBRASKA, OKLAHOMA, OHIO, PENNSYLVANIA AND WEST VIRGINIA. 0 0 ASSOCIATION FOR APPROXIMATELY 2,300 FINANCIAL INSTITUTIONS, WHICH CONDUCTS CONFERENCES, SEMINARS, AND WORKSHOPS ON ELECTRONIC TRANSACTIONS BETWEEN FINANCIAL INSTITUTIONS. 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 7 0 1 39 1 0 0 0 0 0 0 0 0 X 19 19 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X CHRIS RICHARDSON 8164745630 2345 GRAND BOULEVARD 1700 KANSAS CITY MO 64108 SUSAN DOYLE PRESIDENT & CEO 37.50 X 317505 0 48079 NICOLE PAYNE VICE PRESIDENT, ADVISORY S 37.50 X 197183 0 43029 BRANDIE THACKER VICE PRESIDENT, COMMUNICAT 37.50 X 127729 0 34703 JAMES CARRICK VICE PRESIDENT, EDUCATION 37.50 X 144904 0 21546 BRIAN DAO VICE PRESIDENT, INDUSTRY/BUSINESS RELATIONS 37.50 X 100905 0 5260 CHRIS RICHARDSON DIRECTOR/FINANCE & ADMINIS 37.50 X 134556 0 34920 MARLENE BARKHEIMER CHAIR 1.00 X X 0 0 0 PAULA BARRINGTON VICE CHAIR 1.00 X X 0 0 0 TRISTAN THOMPSON SECRETARY/TREASURER 1.00 X X 0 0 0 TAMMY CANTRELL DIRECTOR 1.00 X 0 0 0 KAY DUGGER DIRECTOR 1.00 X 0 0 0 DENISE DEROUSSE DIRECTOR 1.00 X 0 0 0 MICHAEL R FENNELL DIRECTOR 1.00 X 0 0 0 LARRY D TAFT DIRECTOR 1.00 X 0 0 0 CHRIS HAWK DIRECTOR 1.00 X 0 0 0 MICHAEL DEBROECK DIRECTOR 1.00 X 0 0 0 CHERYL KENDRICK DIRECTOR 1.00 X 0 0 0 BRIAN MUSSER DIRECTOR 1.00 X 0 0 0 PETER MCVEY DIRECTOR 1.00 X 0 0 0 SUZY MORRIS DIRECTOR 1.00 X 0 0 0 PAT THELEN DIRECTOR 1.00 X 0 0 0 CHRISTINE BLAKE DIRECTOR 1.00 X 0 0 0 BETH CRONENWETH DIRECTOR 1.00 X 0 0 0 BARRY GIDEON DIRECTOR 1.00 X 0 0 0 ERICA HASKINS DIRECTOR 1.00 X 0 0 0 KATHERINE MITCHELL DIRECTOR 1.00 X 0 0 0 KIM ROBINS DIRECTOR 1.00 X 0 0 0 1022782 0 187537 6 0 1 0 0 MEMBER SERVICES 561499 3460102 3460102 ADVISORY SERVICES 561499 1183357 1183357 IN-PERSON TRAINING AND 561499 1076630 1076630 REMOTE TRAINING 561499 479437 479437 6199526 56158 56158 SALE OF MATERIALS 561499 774850 774850 OTHER INCOME 561499 28105 28105 802955 7058639 7002481 0 56158 1210321 2509341 233056 357383 251476 107118 275732 136312 375004 43323 40657 MEMBERSHIP MATERIALS 177502 PROFESSIONAL SERVICES 159327 NACHA DUES 124450 EPCOR BOARD/COMMITTEES 73376 321750 6396128 1441391 359701 2760156 4534444 83795 178565 385129 283092 132744 102037 4418086 5174747 280083 374233 280083 374233 X 0 0 0 0 4138003 4800514 4138003 4800514 4418086 5174747 662511 0 X X 0 1 X 1 0 127309 177971 -50662 257820 105121 152699 102037 X 7058639 0 7058639 0 7058639 6396128 0 6396128 0 6396128 PART X, LINE 2: EPCOR IS EXEMPT FROM INCOME TAXES UNDER INTERNAL REVENUE CODE 501(C)(6). TAXES REFLECTED ON THE MODIFIED CASH BASIS STATEMENT OF ACTIVITIES CONSIST OF SALES TAXES ON MATERIAL AND PUBLICATION SALES. THE ORGANIZATION HAS NOT BEEN CLASSIFIED AS A PRIVATE FOUNDATION BY THE INTERNAL REVENUE SERVICE. INCOME TAX RETURNS FILED BY EPCOR ON FORM 990 ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE (IRS) FOR THREE YEARS AFTER THE DATE FILED, WITH THE RESULT THAT THE YEARS 2023, 2022, 2021 AND 2020 REMAIN OPEN AS OF MAY 15, 2024, ALTHOUGH NO RETURNS HAVE BEEN SELECTED FOR EXAMINATION BY THE IRS. MANAGEMENT HAS EVALUATED TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING EPCOR'S TAX RETURNS WITH ASSISTANCE FROM EPCORS' TAX PREPARER TO DETERMINE WHETHER ITS TAX POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED BY APPLICABLE TAXING AUTHORITIES; LIKELY TAX POSITIONS ARE REPORTED IN THESE FINANCIAL STATEMENTS, AND MANAGEMENT IS NOT AWARE OF ANY UNLIKELY TAX POSITIONS, WITH THE RESULT THAT NO UNLIKELY TAX POSITIONS ARE REPORTED. 1 X X 0 0 0 SUSAN DOYLE PRESIDENT & CEO 272188 0 45000 0 317 0 38505 0 9574 0 365584 0 0 0 NICOLE PAYNE VICE PRESIDENT, ADVISORY S 173376 0 23735 0 72 0 25270 0 17759 0 240212 0 0 0 BRANDIE THACKER VICE PRESIDENT, COMMUNICAT 110781 0 16900 0 48 0 16944 0 17759 0 162432 0 0 0 JAMES CARRICK VICE PRESIDENT, EDUCATION 126739 0 18055 0 110 0 4599 0 16947 0 166450 0 0 0 CHRIS RICHARDSON DIRECTOR/FINANCE & ADMINIS 116633 0 17875 0 48 0 17395 0 17525 0 169476 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE MEMBERS OF THE ORGANIZATION ARE BANKS, CREDIT UNIONS AND THRIFTS. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B A COPY OF THE FORM 990 IS E-MAILED TO THE AUDIT COMMITTEE FOR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION REQUIRES DISCLOSURE OF CONFLICTS OF INTEREST AT BOARD MEETINGS. FORM 990, PART VI, SECTION B, LINE 15 A SALARY SURVEY IS PURCHASED TO AID IN THE DETERMINATION OF THE SALARY OF THE TOP MANAGEMENT OFFICIAL. FORM 990, PART VI, SECTION C, LINE 18 THE ORGANIZATION MAKES ITS FORM 990 AVAILABLE UPON REQUEST FROM CHRIS RICHARDSON AT 816-474-5630. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST FROM CHRIS RICHARDSON AT 816-474-5630. PART XII LINE 2C THE ORGANIZATION HAS AN AUDIT COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT. NO CHANGES MADE TO OVERSIGHT PROCESS IN THE CURRENT YEAR. FORM 990 ELECTION SECTION 1.263(A)-1(F) DE MINIMIS SAFE HARBOR ELECTION EPCOR 3100 BROADWAY, STE. 555 KANSAS CITY, MO 64105 EMPLOYER IDENTIFICATION NUMBER: 43-1046942 FOR THE YEAR ENDING DECEMBER 31, 2023 EPCOR IS MAKING THE DE MINIMIS SAFE HARBOR ELECTION UNDER REG. SEC. 1.263(A)-1(F).