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        <ExplanationTxt>MR. HENIG REVIEWS THE 990 AND ASKS QUESTIONS AS NECESSARY BEFORE HE SIGNS THE FORM.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>OUR GOVERNING DOCUMENTS AND INTERNAL POLICIES ARE AVAILABLE TO UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>