2024-10-11T07:38:51-04:00 2023-12-31 611129886 KELLEY GALLOWAY SMITH GOOLSBY PSC 1200 CORPORATE COURT PO BOX 990 ASHLAND KY 411050990 990 2023-01-01 616029190 MEMBERS CHOICE CREDIT UNION MEMB 6063268000 PO BOX 1468 ASHLAND KY 411051468 TODD BUSH SENIOR VP - CFO 6063268000 2024-10-01 true true G DALE SWENTZEL CPA P00452223 6063291811 2024-10-01 2023 2024-10-15 13:58:12Z TODD BUSH PO BOX 1468 ASHLAND KY 411051468 41758797 false X WWW.MCCU.NET X MEMBER OWNED 1932 KY TO PROVIDE FINANCIAL SERVICES TO CREDIT UNION MEMBERS 7 7 100 0 0 14519940 18256022 1720886 2792499 0 16240826 21048521 0 0 5258885 6799125 0 0 9105424 16093335 14364309 22892460 1876517 -1843939 358992351 403136466 329957241 374118631 29035110 29017835 TO PROVIDE FINANCIAL SERVICES TO CREDIT UNION MEMBERS false false INTEREST PAID ON MEMBER DEPOSITS false false false false false false false false false true true false false true false true false false false false false false false false false false false false false false true false true false false false false false false false false false false false 0 0 100 false false false false false false false false false X 7 7 false false false false false false false true true false false true true true true false true false false false TODD BUSH 6063268000 PO BOX 1468 ASHLAND KY 411051468 X TODD BUSH SENIOR VP - X 0 0 0 KEN SMITH SECRETARY-TR X 0 0 0 DON NEIKIRK DIRECTOR X 0 0 0 GARY DARNELL DIRECTOR X 0 0 0 JOHN TOWNSEND DIRECTOR X 0 0 0 ROD HIENEMAN VICE CHAIRMA X 0 0 0 DONNA Q HEWLETT DIRECTOR X 0 0 0 BRYAN SMITH DIRECTOR X 0 0 0 false false false INTEREST ON LOANS 522291 14069205 14069205 MEMBER SERVICE FEES 522100 3755185 3755185 VISA FEES 522100 304490 304490 OTHER OPERATING INCOME 522100 127142 127142 18256022 3563875 3563875 19938900 20710276 -771376 -771376 -771376 21048521 21048521 4313417 4313417 368355 368355 1764873 1764873 352480 352480 164366 164366 157482 157482 791016 791016 435334 435334 427860 427860 7428059 7295025 133034 922938 922938 96838 96838 OTHER OPERATING EXPENSES 1571859 1571859 ATM, DEBIT & CREDIT CARDS 1116152 1116152 PROVISION FOR LOAN LOSSES 1066992 1066992 COMPUTER MAINTENANCE 669654 669654 1244785 1244785 22892460 7295025 15597435 0 539829 1329633 37343986 11036896 893698 1256314 1831068 358645 214644995 261336980 275787 415238 18966280 5226453 8552597 13739827 91129111 109710608 3781280 3952325 358992351 403136466 703436 781608 329253805 373337023 329957241 374118631 X 27005172 26987897 2029938 2029938 29035110 29017835 358992351 403136466 -1843939 1826664 X false true X true false 1815153 1815153 6676921 3130004 3546917 10474206 2096449 8377757 13739827 OTHER SECURITIES 109710608 C 109710608 MEMBER SAVINGS DEPOSITS 363837023 FEDERAL HOME LOAN BANK ADVANCES 9500000 373337023 21048521 21048521 21048521 22892460 22892460 22892460 B SMITH DIRECTOR CONSUMER LOAN TO CREDIT UNION X 197113 170501 false true true DON NEIKIRK DIRECTOR CONSUMER LOAN TO CREDIT UNION X 38759 38759 false true true B SMITH DIRECTOR CONSUMER LOAN TO CREDIT UNION X 34627 34627 false true true B SMITH DIRECTOR CONSUMER LOAN TO CREDIT UNION X 51756 32617 false true true JAMES ADAMS VP CONSUMER LOAN TO CREDIT UNIOM X 27472 27472 false true true R HIENEMAN DIRECTOR CONSUMER LOAN TO CREDIT UNION X 14475 false true true AMANDA GILLUM SVP/HEAD OF LENDING CONSUMER LOAN TO CREDIT UNION X 13273 13273 false true true AMANDA GILLUM EMPLOYEE CONSUMER LOAN TO CREDIT UNION X 9207 9207 false true true DHEWLETT DIRECTOR CONSUMER LOAN TO CREDIT UNION X 8176 false true true DON NEIKIRK DIRECTOR CONSUMER LOAN TO CREDIT UNION OFFIC X 8096 7496 false true true DON NEIKIRK DIRECTOR CONSUMER LOAN TO CREDIT UNION X 11977 2042 false true true 358645 SEE SCH L PART II false SCHEDULE L, PART II DON NEIKIRK FROM 11,977 2,042 CONSUMER LOAN TO CREDIT UNION ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT FORM 990, PAGE 6, PART VI, LINE 11B NO REVIEW WAS OR WILL BE CONDUCTED. FORM 990, PAGE 6, PART VI, LINE 12C ANNUAL CONFLICT OF INTEREST QUESTIONNAIRE MUST BE COMPLETED AND REVIEWED BY CREDIT UNION PRESIDENT FORM 990, PAGE 6, PART VI, LINE 19 CREDIT UNION GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE NOT REQUIRED TO TO BE MADE AVAILABLE TO THE PUBLIC