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        <OtherCompensationAmt>0</OtherCompensationAmt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>SCOTT YOUNG ENDED</PersonNm>
        <TitleTxt>1ST VICE CHA</TitleTxt>
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      <Form990PartVIISectionAGrp>
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        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
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      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>JOHN WILLIAMS</PersonNm>
        <TitleTxt>PRESIDENT/CE</TitleTxt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>SANDRA PEARSON ENDED</PersonNm>
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        <OtherCompensationAmt>827</OtherCompensationAmt>
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          <BusinessName>
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            <CityNm>DETORIT</CityNm>
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        <ServicesDesc>RES HOME REPAIR</ServicesDesc>
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      <ContractorCompensationGrp>
        <ContractorName>
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          </BusinessName>
        </ContractorName>
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          <USAddress>
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        </ContractorAddress>
        <ServicesDesc>RES HOME REPAIR</ServicesDesc>
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      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
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        <ContractorAddress>
          <USAddress>
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      <ProgramServiceRevenueGrp>
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        <RelatedOrExemptFuncIncomeAmt>20000</RelatedOrExemptFuncIncomeAmt>
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      <ProgramServiceRevenueGrp>
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      <GrossAmountSalesAssetsGrp>
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      <InsuranceGrp>
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        <ProgramServicesAmt>16214</ProgramServicesAmt>
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        <FundraisingAmt>113</FundraisingAmt>
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        <ProgramServicesAmt>1591632</ProgramServicesAmt>
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      <OtherExpensesGrp>
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        <ProgramServicesAmt>253050</ProgramServicesAmt>
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      <OtherExpensesGrp>
        <Desc>PRISON BUILD RELATED</Desc>
        <TotalAmt>180092</TotalAmt>
        <ProgramServicesAmt>180092</ProgramServicesAmt>
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      <OtherExpensesGrp>
        <Desc>WORKSHOP TRAINING</Desc>
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        <ProgramServicesAmt>110292</ProgramServicesAmt>
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        <ContributorUSAddress>
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          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
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      </ContributorInformationGrp>
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        <ContributionsAmt>35</ContributionsAmt>
        <InvestmentEarningsOrLossesAmt>6092</InvestmentEarningsOrLossesAmt>
        <EndYearBalanceAmt>65598</EndYearBalanceAmt>
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        <InvestmentEarningsOrLossesAmt>-8518</InvestmentEarningsOrLossesAmt>
        <EndYearBalanceAmt>59462</EndYearBalanceAmt>
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      <CYMinus2YrEndwmtFundGrp>
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        <EndYearBalanceAmt>51998</EndYearBalanceAmt>
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      <CYMinus4YrEndwmtFundGrp>
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        <InvestmentEarningsOrLossesAmt>1926</InvestmentEarningsOrLossesAmt>
        <EndYearBalanceAmt>51397</EndYearBalanceAmt>
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      <BoardDesignatedBalanceEOYPct>0.56150</BoardDesignatedBalanceEOYPct>
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      <TermEndowmentBalanceEOYPct>0.11840</TermEndowmentBalanceEOYPct>
      <EndowmentsHeldUnrelatedOrgInd>true</EndowmentsHeldUnrelatedOrgInd>
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      <OtherLiabilitiesOrgGrp>
        <Desc>FINANCING LEASE OBLIGATION</Desc>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 2, PART V, LINE 4</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S ENDOWMENT FUNDS ARE INTENDED TO SERVE AS A RELIABLE SOURCE OF INCOME THAT MAY BE DISTRIBUTED TO THE ORGANIZATION AS GENERAL SUPPORT REVENUE FOR ITS PROGRAMS OR REINVESTED IN THE ENDOWMENT AS DETERMINED BY THE BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="RetDoc4">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE 990 IS RECEIVED BY THE ORGANIZATION'S PRESIDENT/CEO WHO REVIEWS THE RETURN FOR ACCURACY. UPON THE PRESIDENT/CEO'S APPROVAL, THE 990 IS FILED. THE 990 IS SUBSEQUENTLY SHARED WITH THE BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL DIRECTORS, OFFICERS, AND COMMITTEE MEMBERS ARE REQUIRED ANNUALLY TO SIGN A STATEMENT WHICH AFFIRMS THAT THEY HAVE A COPY OF THE CONFLICT OF INTEREST POLICY, HAVE READ AND UNDERSTAND THE POLICY AND AGREE TO COMPLY WITH THE POLICY. IN ADDITION, THE POLICY GIVES THE ORGANIZATION THE RIGHT TO CONDUCT PERIODIC REVIEWS AT THEIR DISCRETION IF THERE WAS A CONFLICT OF INTEREST THE BOARD MEMBER WOULD ABSTAIN FROM VOTING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE EXECUTIVE COMMITTEE REVIEWS THE COMPENSATION OF THE OFFICERS AND ANY KEY EMPLOYEES AND DETERMINES WHAT IS APPROPRIATE GIVEN THEIR LEVEL AND EXPERIENCE. THEY COMPARE THESE SALARIES AND BENEFITS WITH THOSE OF COMPARABLE POSITIONS IN THE FOR-PROFIT MARKET.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE EXECUTIVE COMMITTEE REVIEWS THE COMPENSATION OF THE OFFICERS AND ANY KEY EMPLOYEES AND DETERMINES WHAT IS APPROPRIATE GIVEN THEIR LEVEL AND EXPERIENCE. THEY COMPARE THESE SALARIES AND BENEFITS WITH THOSE OF COMPARABLE POSITIONS IN THE FOR-PROFIT MARKET.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL DOCUMENTS ARE MADE AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST. IN ADDITION, THE FORM 990 IS MADE AVAILABLE TO THE PUBLIC ON THE WEBSITE OF GUIDESTAR.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="RetDoc5">
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>FAIR LENDING SERVICES</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>618 S CREYTS RD SUITE A</AddressLine1Txt>
          <CityNm>LANSING</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>48917</ZIPCd>
        </USAddress>
        <EIN>852553363</EIN>
        <PrimaryActivitiesTxt>LENDING</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>MI</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>501C3</ExemptCodeSectionTxt>
        <PublicCharityStatusTxt>7</PublicCharityStatusTxt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>PART VII</BusinessNameLine1Txt>
        </DirectControllingEntityName>
        <ControlledOrganizationInd>true</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <ReceiptOfIntAnntsRntsRyltsInd>false</ReceiptOfIntAnntsRntsRyltsInd>
      <GiftGrntOrCapContriToOthOrgInd>false</GiftGrntOrCapContriToOthOrgInd>
      <GiftGrntCapContriFromOthOrgInd>false</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>true</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>false</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>false</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>false</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>false</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>false</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>false</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>false</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>true</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>false</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>false</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>false</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>false</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>false</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>false</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>false</TransferFromOtherOrgInd>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>FAIR LENDING SERVICES</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>D</TransactionTypeTxt>
        <InvolvedAmt>382764</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>CASH VALUE</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>FAIR LENDING SERVICES</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>L</TransactionTypeTxt>
        <InvolvedAmt>87846</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>CASH VALUE</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE R</FormAndLineReferenceDesc>
        <ExplanationTxt>PART II, LINE 1, COLUMN (F) - DIRECT CONTROLLING ENTITY HABITAT FOR HUMANITY OF MICHIGAN</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleR>
  </ReturnData>
</Return>
