2024-05-14T22:18:01-07:00 2023-12-31 RICHARDS & ASSOCIATES 21520 YORBA LINDA BLVD G-516 YORBA LINDA CA 92887 990 2023-01-01 950944725 LONG BEACH FIREMENS CREDIT UNION LONG 5625970351 2245 ARGONNE AVENUE LONG BEACH CA 90815 Sandra Crane CEO 2024-05-14 true Sandra Crane 999009999 true Richards Associates CPAs P01070543 7142876713 2 AAL1 IAL1 FAL1 2023 2023-04-26 12:10:37Z 2245 ARGONNE AVENUE LONG BEACH CA 908152527 6123438 false X N/A X 1936 Non-profit, State Chartered Natural Person Credit Union. Provide competitive financial services to the members of Long Beach Firemen's Credit Union,most of whom are current or former employees of Long Beach Fire Department. 8 8 8 12 0 0 3714876 4782079 1143935 1216134 185645 125225 5044456 6123438 0 790855 1842811 928304 1016427 0 0 570400 599355 2289559 3458593 2754897 2664845 229779468 209922960 181280299 158758946 48499169 51164014 Non-profit, State Chartered Natural Person Credit Union. Provide competitive financial services to the members of Long Beach Firemen's Credit Union,most of whom are current or former employees of Long Beach Fire Department. false false Provided deposit and loan accounts to 3,311 members. Provided low cost source of credit and low cost financial services to our members. Provided source for member savings and checking account needs. false false false false false false false false false true false true false true false false false false false false false false false false false false false false true false true false false false false false false false false false false false false true 2424 0 true 8 true false false false false false false false false X 8 8 false false false false true true true true true false false true true true true true true true true false X X SANDRA CRANE 5625970351 2245 ARGONNE AVENUE LONG BEACH CA 908152527 Sandra Crane CEO 40.00 0.00 X 275750 0 13723 Victoria Ochoa COO 40.00 0.00 X 147062 0 6883 Sophep Fletcher Lending Manager 40.00 0.00 X 118525 0 5281 Mark Manor Board Chairman 1.00 0.00 X 0 0 0 Paul Meisel BD V-Chairman 1.00 0.00 X 0 0 0 Steve Garcia Director 1.00 0.00 X 0 0 0 Ed Kuder Director 1.00 0.00 X 0 0 0 Logan Bechtold Director 1.00 0.00 X 0 0 0 John Fort Director 1.00 0.00 X 0 0 0 William Fickling BD Sec/Treas 1.00 0.00 X 0 0 0 Jack Crabtree Supervisory Com 1.00 0.00 X 0 0 0 Joe Billish Supervisory Com 1.00 0.00 X 0 0 0 Rolf Ward Supervisory Com 1.00 0.00 X 0 0 0 Robert Moll Director 1.00 0.00 X 0 0 0 541337 25887 3 false true false 0 0 Interest on loans 4782079 4782079 4782079 1216134 1216134 0 0 0 0 0 0 0 Fee income 107971 107971 Less Interest Refund -103757 -103757 Other operating income 121011 121011 125225 6123438 6123438 0 0 0 1842811 567224 0 449203 0 0 0 0 0 0 0 0 0 161998 15182 224138 0 0 39270 38345 0 0 0 0 0 0 Loan servicing expense 78199 Operating fees 31087 Misc Operating Expenses 11136 0 3458593 0 0 0 316836 290595 6454681 10130166 0 0 3226564 3459705 0 125093209 145378555 0 0 375774 366742 21449 9032 0 0 92519220 48640220 0 2147509 2014687 229779468 209922960 126626 154730 181153673 158604216 181280299 158758946 X 48499169 51164014 48499169 51164014 229779468 209922960 2664845 X false true X true false 256794 251404 5390 118980 115338 3642 9032 48640220 IRA/KEOGH 8461658 Regular shares 138178037 Share drafts 11964521 158604216 X X false false false Sandra Crane CEO 274450 1300 13723 289473 Victoria Ochoa COO 137662 9400 6883 153945 EDWARD KUDER BOD 1ST TD X 350000 282708 false true true MARK MANOR BOD 1ST TD X 689000 672591 false true true MARK MANOR BOD CREDIT CARD X 4349 false true true MARK MANOR BOD HELOC X 5000 87692 false true true JOHN L FORT BOD 1ST TD X 230000 106418 false true true JOSEPH BILLISH SC 1st TD X 342000 311129 false true true ROLF HEINZ WARD SC Auto X 33323 23226 false true true ROLF HEINZ WARD SC Auto X 25864 12337 false true true ROLF HEINZ WARD SC 1st TD X 176000 156243 false true true PAUL EDWARD MEISEL BOD Auto X 40287 7947 false true true STEVE GARCIA BOD 1st Trust D X 460000 434883 false true true JOSEPH BILLISH SC AUTO X 41270 33129 false true true ROLF HEINZ WARD SC HELOC X 5000 100914 false true true PAUL EDWARD MEISEL BOD HELOC X 5000 83799 false true true LOGAN JAMES BECHTOLD BOD Auto X 12865 9661 false true true LOGAN JAMES BECHTOLD BOD 1ST TD X 925300 899905 false true true MARK MANOR BOD RV X 200903 192913 false true true JOSEPH BILLISH SC Signature L X 5587 false true true JOSEPH BILLISH SC HELOC X 5000 7266 false true true WILLIAM H FICKLING BOD Auto X 32000 27007 false true true 3459704 Form 990, Part VI, Section A, Line 6 Members consists of current or former employees of Long Beach Fire Department and their family members. Form 990, Part VI, Section A, Line 7a ALL MEMBERS ELIGIBLE TO VOTE AT ANNUAL MEETING FOR ELECTION OF BOARD OF DIRECTORS. EACH YEAR, THERE ARE AT LEAST TWO BOARD OF DIRECTOR POSITIONS UP FOR REELECTION. Form 990, Part VI, Section A, Line 7b THERE IS A SUPERVISORY COMMITTEE (SC) WHO HAS THE AUTHORITY UNDER CALIFORNIA CREDIT UNION LAW TO REMOVE BOARD OF DIRECTORS FOR NOT FOLLOWING CREDIT UNION LAW. ALSO, THE SC HIRES AN INDEPENDENT AUDIT ON AN ANNUAL BASIS. GENERAL MEMBERSHIP MEETINGS OCCUR EVERY JANUARY. ANY MAJOR CHANGES IN THE CREDIT UNION BUSINESS MODEL MUST BE VOTED ON AT GENERAL MEMBERSHIP MEETING AND MUST BE APPROVED BY THE CALIFORNIA DEPARTMENT OF BUSINESS OVERSIGHT (CREDIT UNION DIVISION). Form 990, Part VI, Section B, Line 11b THE RETURN PREPARER E-MAILS A DRAFT OF THE FORM 990 TO CEO OF THE CREDIT UNION FOR REVIEW. THE CEO SENDS A COPY TO THE BOARD OF DIRECTOR (S) FOR THEIR REVIEW. THE CEO REVIEWS THE DRAFT AND PRESENT ANY QUESTIONS, COMMENTS, OR CORRECTIONS TO THE RETURN PREPARER. UPON SATISFACTORY COMPLETION OF THE FORMS, THE PREPARER SENDS THE FINAL COPY TO THE CEO FOR SIGNATURE. Form 990, Part VI, Section B, Line 12c THE CREDIT UNION HAS CHECKS AND BALANCES BUILT INTO THE ORGANIZATION. OUR INDEPENDENT AUDITING FIRM AND THE DEPARTMENT OF FINANCIAL INSTITUTION EXAMINERS INTERVIEW A RANGE OF PEOPLE WITHIN THE ORGANIZATION, REVIEW CONTRACT, MONITOR LOANS, ETC. Form 990, Part VI, Section B, Line 15a THE CEO SALARY IS REVIEWED BY THE BOARD USING SALARY SURVEY INFORMATION. OTHER OFFICERS ARE REVIEWED BY THE CEO UTILIZING SALARY SURVEY INFORMATION. BOARD MEMBERS ARE UNPAID. Form 990, Part VI, Section B, Line 15b OTHER OFFICERS' COMPENSATION ARE REVIEWED BY THE CEO UTILIZING SALARY SURVEY INFORMATION. Form 990, Part VI, Section C, Line 19 THERE IS A STATEMENT IN THE LOBBY OF THE CREDIT UNION. IT STATES THAT RECORDS WILL BE PROVIDED UPON REQUEST. THE REQUEST IS DIRECTED TO THE CEO OR OFFICE MANAGER.