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      <Desc>The North Bergen Firemens Relief Association provides benefits for the needy and aged active and/or otherwise qualified fire persons and their families and those injured, incapacitated or killed in the performance of their duties. The Association provides financial assistance to those qualified members who file an application and demonstrate a need. Assistance from the Association include burial benefits, local relief, special relief and supplemental relief. Funding for these benefits comes from a levy on all fire insurance premiums written by insurance companies charted outside the State of New Jersey and paid to the New Jersey State Firemens Association. These funds are then distributed and forwarded to the respective Local Relief Associations. The State of New Jersey and all the Local Relief Associations around the State of New Jersey strive for the best interests of all firefighters and their families and continue to encourage a fraternity of all firefighters.</Desc>
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        <TotalAmt>0</TotalAmt>
      </FeesForServicesOtherGrp>
      <AdvertisingGrp>
        <TotalAmt>0</TotalAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>0</TotalAmt>
      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
        <TotalAmt>0</TotalAmt>
      </InformationTechnologyGrp>
      <RoyaltiesGrp>
        <TotalAmt>0</TotalAmt>
      </RoyaltiesGrp>
      <OccupancyGrp>
        <TotalAmt>0</TotalAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>0</TotalAmt>
      </TravelGrp>
      <PymtTravelEntrtnmntPubOfclGrp>
        <TotalAmt>0</TotalAmt>
      </PymtTravelEntrtnmntPubOfclGrp>
      <ConferencesMeetingsGrp>
        <TotalAmt>8740</TotalAmt>
        <ManagementAndGeneralAmt>8740</ManagementAndGeneralAmt>
      </ConferencesMeetingsGrp>
      <InterestGrp>
        <TotalAmt>0</TotalAmt>
      </InterestGrp>
      <PaymentsToAffiliatesGrp>
        <TotalAmt>0</TotalAmt>
      </PaymentsToAffiliatesGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>0</TotalAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>0</TotalAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>Fire Insurance and Premium Assessment Withheld</Desc>
        <TotalAmt>143017</TotalAmt>
        <ProgramServicesAmt>143017</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Various NJ State Filing Fees and Other Expenses</Desc>
        <TotalAmt>361</TotalAmt>
        <ManagementAndGeneralAmt>361</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>NJ State Firemens Association Annual Filing Fee</Desc>
        <TotalAmt>31</TotalAmt>
        <ManagementAndGeneralAmt>31</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>0</TotalAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>184314</TotalAmt>
        <ProgramServicesAmt>152387</ProgramServicesAmt>
        <ManagementAndGeneralAmt>31927</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>1085058</BOYAmt>
        <EOYAmt>935235</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <InvestmentsPubTradedSecGrp>
        <BOYAmt>233156</BOYAmt>
        <EOYAmt>413928</EOYAmt>
      </InvestmentsPubTradedSecGrp>
      <TotalAssetsGrp>
        <BOYAmt>1318214</BOYAmt>
        <EOYAmt>1349163</EOYAmt>
      </TotalAssetsGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
      <CapStkTrPrinCurrentFundsGrp>
        <BOYAmt>1318214</BOYAmt>
        <EOYAmt>1349163</EOYAmt>
      </CapStkTrPrinCurrentFundsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>1318214</BOYAmt>
        <EOYAmt>1349163</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>1318214</BOYAmt>
        <EOYAmt>1349163</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
      <ReconcilationRevenueExpnssAmt>91980</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>-61031</NetUnrlzdGainsLossesInvstAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleO documentId="990O" softwareId="23017659" softwareVersionNum="23.1.0.0">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Policies - Form 990 Review Process - A complete copy of Form 990 is made available to all Officers, Representatives and Trustees of the North Bergen Firemens Relief Association for review prior to filing. All questions and comments are addressed and resolved through telephone conversations, e-mails and virtual meetings. A vote is taken to file the reviewed and approved Form 990.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Conflict of Interest Policy - All Officers, Representatives and Trustees are required to review the North Bergen Firemens Relief Associations written conflict of interest policy at each Board meeting. Compliance with this policy is documented in the minutes of the meeting.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>Policies - Process for Determining Compensation - The Representatives of the North Bergen Firemens Relief Association determine the compensation of the Officers in accordance with the By-Laws of the North Bergen Firemens Relief Association. The Representatives use comparable compensation data along with time requirements and available North Bergen Firemens Relief Association funding. A vote is then taken and annual compensation amounts are approved. The compensation of the Trustees and Representatives are determined in a similar manner by the Officers of the North Bergen Firemens Relief Association.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section C, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Disclosure - Public Disclosure of North Bergen Firemens Relief Association Governing Documents and Conflict of Interest Policy - The North Bergen Firemens Relief Associations governing documents, conflict of interest policy and Federal and New Jersey Exempt Tax Filings are available to the public upon request. Requests for review of these documents can be made electronically from the North Bergen Firemens Relief Association website, or by fax or telephone.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part XI, Line 5</FormAndLineReferenceDesc>
        <ExplanationTxt>Reconciliation of Net Assets - Net Unrealized Gains / Losses on Investments - This line reflects the unrealized change in market values of US Treasury Bonds, US Treasury Notes and Financial Institution Certificates of Deposit from the beginning to the end of Year 2023.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>
