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        <ExplanationTxt>A DRAFT OF THE FORM 990 IS FIRST PROVIDED TO THE FINANCE COMMITTEE FOR REVIEW, THEN TO THE FULL BOARD FOR REVIEW WITH ALL SCHEDULES BEFORE BEING FILED WITH THE IRS. AFTER APPROVAL BY THE BOARD, FORM 990 IS FILED WITH THE IRS.</ExplanationTxt>
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        <ExplanationTxt>ALL BOARD MEMBERS ARE REQUIRED TO ANNUALLY REVIEW AND COMPLETE THE CONFLICT OF INTEREST QUESTIONNAIRE TO DISCLOSE ANY PREVIOUSLY UNDISCLOSED CONFLICTS OF INTEREST. ONCE IDENTIFIED, CONFLICTS OF INTERESTS ARE ADDRESSED AS SET FORTH IN THE ORGANIZATION'S CONFLICT OF INTEREST POLICY.</ExplanationTxt>
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        <ExplanationTxt>N/A-NO EMPLOYEES, NO COMPENSATION TO BOARD OFFICERS</ExplanationTxt>
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        <ExplanationTxt>THE ORGANIZATION'S FORM 990, ANNUAL REPORT AND AUDITED FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST IN THE ADMINISTRATION OFFICE. GOVERNING DOCUMENTS AND THE CONFLICT OF INTEREST POLICY ARE AVAILABLE FOR INSPECTION IN THE ADMINISTRATION OFFICE.</ExplanationTxt>
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